ABA stands for Australian Banking Association.
- Most accounting and payroll software packages enable you to create .aba files, which consist of payment details
- When ANZ Internet Banking for Business customers set up multiple Pay Anyone payments, payroll payments or direct debits they can import .aba files to populate payment details for their convenience.
Ask your accountant for more information about how to create .aba files.
Your ABN or Australian Business Number is the number assigned to your business when you register it with the Australian Business Register. If registering for ANZ Internet Banking for Business you'll need to include your ABN number so that we can verify your business details.
If you are an ANZ Internet Banking for Business Administrator and/or Authoriser with multiple Customer Registration Numbers you can log on using an Access CRN, which allows you to access your multiple CRNs in one ANZ Internet Banking for Business session.
- Once logged on with your Access CRN you can then switch between different CRNs linked to different entities/businesses/personal accounts
- This switching is done via a drop down list in the top right corner.
Account notifications are payment or payee list notifications sent to your email address or mobile number. Learn how to set account notifications.
Your account number is the identification number associated with your account. Every account has one.
- When you first link an account to ANZ Internet Banking or ANZ Internet Banking for Business you will need your account number.
- You can call the ANZ Internet Banking Helpdesk on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week to get this information.
- If you are a ANZ Internet Banking for Business user, please call 1800 269 242 (International callers: +61 3 8699 6906) Monday to Friday 8am – 8pm AEST
Once you have linked your account to ANZ Internet Banking or ANZ Internet Banking for Business you can find your account number by selecting your account from the home page and viewing the "Details" tab.
When making Pay Anyone payments you will need the account number of the recipient, which only the recipient can provide you.
On the home page within ANZ Internet Banking or ANZ Internet Banking for Business you will sometimes see "Account Options" with your accounts.
- This displays account options and product offers we think might interest you, relevant to the account they appear below. For example you may see the ANZ Redraw option below your home loan
- You can select the link to find out more about the product or service
- For some offers you can choose to proceed with or decline the offer. If this is the case, after you accept or decline an offer it will not appear again.
Australian Company Number (ACN)
Your ACN or Australian Company Number is the number assigned to your company when you register it with the Australian Securities and Investments Commission (ASIC). When registering for ANZ Internet Banking for Business you'll need to include your ACN so that we can verify your company details.
An Administrator is an ANZ Internet Banking for Business user who has the highest level of access. Administrators can control access of other Administrators, Operators and Authorisers.
In order to be added as an Administrator for accounts the user will need to have been a signatory on those accounts prior to registering for ANZ Internet Banking for Business.
In addition to regular tasks such as making payments, an Administrator can:
If an Administrator wants to configure user access to “Anyone to sign” accounts, this can be completed using the Manage Users function in ANZ Internet Banking. Otherwise, an Administrator can complete the following form and send it back to the return address/fax number outlined in the form:
ANZ Shield is a free security app for Android and iPhone. With ANZ Shield you can generate a one time passcode, known as a Shield Code.
To register for ANZ Shield you will require:
- an iPhone running iOS 8.0 or above
- an Android phone running Android 4.0 (Ice Cream Sandwich) or above.
ANZ Shield is available for use with ANZ Internet Banking and ANZ Internet Banking for Business.
For more information visit ANZ Shield.
Authorisation period for transactions
- The authorisation period applies only to ANZ Internet Banking for Business transactions.
- When an Operator user performs certain transactions they must submit them for authorisation to a signatory user.
- The signatory user must authorise these transactions within the authorisation period, which is specified at registration.
- This period can be anything from seven to 31 days.
To change your transaction authorisation period you can contact your ANZ Relationship manager.
Please note that when transferring funds overseas, the signatory must complete the authorisation by 11.59pm Melbourne time the same day the transfer is lodged.
An Authoriser is an ANZ Internet Banking for Business user who, in addition to regular tasks such as making payments, can also authorise transactions submitted to them for approval by other users.
In order to be added as an Authoriser for accounts, the user will need to have been a signatory on those accounts prior to registering for ANZ Internet Banking for Business.
- If your account balance is shown as restricted, this means that your account is linked to ANZ Internet Banking or ANZ Internet Banking for Business with "credit only" access
- To find out more about why it is restricted call the ANZ Internet Banking Helpdesk on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week.
Bank business days
Bank business days are any day from Monday to Friday 9am to 5pm Australian Eastern Standard Time Melbourne time, when ANZ is open for business in at least one of its branch locations in Australia.
Bank Managed Payment (Direct Loan Payment)
This is the primary method of repaying your loan. A schedule of payments is created to ensure regular repayments are made.
- The Bank Managed Payment will have a minimum payment amount associated with it
- Your Bank Managed Payment will automatically increase if the minimum loan payment amount increases (eg. if the interest rate increases)
Find out more about direct loan payments:
BPAY® reference number
- Your BPAY® reference number is a unique customer number assigned to you by your BPAY® biller.
- It can be found in the payment section of your bill where the BPAY® biller code is displayed.
You'll need your BPAY® reference number in order to pay BPAY® bills and to register to receive online bills.
BPAY® biller code
The BPAY® biller code is the unique number associated with an official BPAY® biller. You can find the BPAY® biller code on the payment section of your bill.
Some billers will have multiple codes for their different entities e.g. Telstra.
BSB and Account number (BSB/Acc number)
A BSB and Account number is one of the payment types that you can pay to using the Pay Anyone feature of ANZ Internet Banking. It is comprised of an Account number and a BSB number.
BSB stands for bank, state and branch number. It identifies the bank, branch and state in which you opened your account.
You can find your BSB by selecting your account from the home page and viewing the "Details" tab.
To transfer money to another person's account you will need to know their BSB number.
A Branch number is used to identify an individual branch of a financial institution. For the following countries, instead of a SWIFT/BIC code, you may provide a Branch number which is also known as NCC (National Clearing Code), routing number or Bank Code:
- South Africa
- United Kingdom
- United States of America
United States of America
A Branch number can be entered as a Fedwire (Federal Reserve Wire Network) or a CHIPS (Clearing House Interbank Payments System) number.
The Branch number is also known as the IFSC (Indian Financial System Code).
United Kingdom and Ireland
A sort code is the name used for Branch number in the British and Irish banking industry. In Ireland it is also known as the NSC (National Sort Code).
All other destination countries will accept a SWIFT/BIC code.Additionally, some countries will require IBAN. Always quote what is specific to the branch where the beneficiary’s account is held. Where a country accepts a Branch number, the SWIFT/BIC code is never used with the Branch number at the same time.