ANZ Smart Choice Super.
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The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
BPAY is registered to BPAY Pty Ltd. ABN 69 079 137 518.Return
The ANZ Internet Banking "Pay ANZ Credit Card" payments will be made irrespective of whether you make other payments to your credit card. If you exceed your allocated credit limit, you will need to make an immediate payment yourself to ensure your credit rating is maintained and to avoid incurring interest.
If you have exceeded your credit card limit and have selected the minimum payment to be paid to your credit card, the over-limit amount and minimum payment will be charged. If, however you make a payment yourself, this will not alter or affect the Pay ANZ Credit Card payment which will occur on the due date of your payment.Return
Credit limit increases are not available on the ANZ Visa PAYCARD or the ANZ Rewards Visa PAYCARD as these cards have a maximum credit limit of $400.Return
This service is available for consumer credit cards only. To change your business credit card type, please visit your ANZ branch.
This service is only available for currently promoted ANZ Credit Card products. If you wish to change from card products no longer promoted (such as ANZ Visa PAYCARD and ANZ Rewards Visa PAYCARD) you will need to visit your ANZ branch or call us on 1800 007 511.
Your request to change your card type will not change your existing credit limit. Your existing credit limit will apply to the new ANZ credit card you change to. If you request to change to a new ANZ credit card that has a minimum credit limit that is more than your existing credit limit, ANZ will not accept your request.
The interest rates, fees, charges, features and benefits for each ANZ credit card can vary. You should carefully review the rates, fees, charges, features and benefits of your existing ANZ credit card and compare them to those that apply to the new ANZ credit card that you are requesting to change to. Information about all ANZ credit cards is available on www.anz.com and you can use the "Compare ANZ credit cards" link to help you compare some of the rates, fees, charges, features and benefits of your existing card and the cards available to change to. You can also compare some of the key information relevant to each ANZ credit card by reading the Key Facts Sheet and reviewing the ANZ Personal Banking Account Fees and Charges Booklet and the ANZ Personal Banking General Fees and Charges Booklet.Return