Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
For a secured loan, you’ll need to provide security acceptable to ANZ, meeting ANZ’s requirements, including minimum security coverage and suitable location. Residential property can’t be used as security under the Government Guarantee Scheme. For an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required (for example from company directors).Return
Eligibility and credit criteria for ANZ Business Loan's Fixed Rate Offer will apply, including:
*Total credit facilities with ANZ, including new loan funds as part of the application and any credit facilities held by related entities, must be less than $1 million.
*Loan purpose acceptable to ANZ.
*Excludes Business Mortgage Loan, Agri Finance Loan and Asset Finance Loans.
*All applications for credit are subject to ANZ’s normal credit approval criteria. Terms and conditions, fees and charges and standard minimum loan amounts apply.
*After the fixed interest rate term expires, the loan will revert to the variable interest rate set out in your letter of offer. Fixed interest rate loans are subject to early repayment costs, which may apply if you repay your loan before the end of your fixed interest rate term or make early or additional repayments.
*The offer is available for new lending only (includes refinance from other financial institutions and new lending to existing customers, (not loan restructures).
*The applicant’s Letter of Offer must be signed and returned to ANZ by 30 July 2021 to be eligible for the offer, and standard T&Cs apply in accordance with the time frames set out in applicants Letter of Offer.
*This offer cannot be used in connection with, or addition to any other program, promotion, relief (including repayment relief) or rebate.
*This offer can be changed or withdrawn at any time without prior notice if you have not yet submitted an applicationReturn
Applications must be submitted and approved by 30 September 2021. Annual Card Fee applies after the first year. Excludes ANZ Corporate and Purchasing cards. Credit criteria, T&Cs, fees and charges apply.Return