For an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required in cases of directors.

Interest rates may be higher for loans with a deferred repayment period.

Offer available to new and approved applicants who apply for a new ANZ Business Black account. ANZ may terminate or withdraw this offer at any time without prior notice. This offer applies only once per new ANZ Business Black account. Offer is not available when transferring from an existing ANZ Business credit card account and/or adding additional account to an existing ANZ Business credit card contract. You are not eligible for this offer if you currently hold or have held an ANZ Qantas Business Rewards and/or ANZ Business Black account in the last 12 months. Your application must be approved, and you must activate your ANZ Business Black account and make $6,000 worth of eligible purchases within 3 months of approval to receive the 100,000 extra Reward Points. Eligible purchases means purchases which are eligible to earn Reward Points. Certain transactions and other items are not eligible to earn Reward Points. For details refer to the ANZ Business Rewards Program Terms and Conditions (PDF). The 100,000 extra Reward Points will be credited to the Principal/Rewards Administrator within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Business Black account before the extra Reward Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the 100,000 extra Reward points are processed to your account, you will be ineligible for this offer until any overdue amount and amounts shown on your statement as being payable immediately have been paid.