ANZ Vehicle Finance fixed rate offer

Applications must be submitted directly to ANZ and not via a broker. Interest rates may vary based on eligibility and credit criteria including loan purpose and purchase of a vehicle acceptable to ANZ. Vehicle finance product is a Chattel Mortgage which has a maximum loan term of 5 years. Contracts must be entered into by 30 June 2022. T&Cs and eligibility criteria apply.

For an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required (for example from company directors).

Interest rates may be higher for loans with a deferred repayment period.

Interest rate may vary based on ANZ’s credit criteria, the security provided and your financial circumstances. 

Requires suitable first class security acceptable to ANZ, meeting ANZ’s requirements, including minimum security coverage.

Offer available to new and approved applicants who apply for a new ANZ Business credit card facility. Excludes ANZ Corporate and Purchasing cards. ANZ may terminate or withdraw this offer at any time without prior notice. The Annual Card Fee offer applies only once per new ANZ Business credit card facility. Offer is not available when transferring from an existing ANZ Business credit card facility. The Annual Card Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions (PDF 468kB) in respect of the new ANZ Business credit card facility. In each subsequent year, the Annual Card Fee will be charged yearly in advance on the anniversary of the date the first Commercial Card is opened on the new ANZ Business credit card facility. The Annual Card Fee is currently $300 per annum for an ANZ Business Black account, $150 per annum for an ANZ Business 55 Interest Free Days account, $200 per annum for an ANZ Business Rewards Option account and $100 for an ANZ Business Low Rate account but is subject to change.

Offer available to new and approved applicants who apply for a new ANZ Business Black and/or ANZ Business Rewards Options facility. ANZ may terminate or withdraw this offer at any time without prior notice. The Rewards Fee offer applies only once per new ANZ Business Black and/or ANZ Business Rewards Options facility. Offer is not available when transferring from an existing ANZ Business credit card facility. The Rewards Fee will be waived in the first year for each Commercial Card opened on a new ANZ Business Black and/or ANZ Business Rewards Options facility for which an application is submitted by the customer. The Rewards Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions (PDF 468kB) in respect of the new ANZ Business Black and/or ANZ Business Rewards Options facility. In each subsequent year, the Rewards Fee will be charged, on a per card basis, yearly in advance at the same time as the Annual Card Fee. The Rewards Fee is currently $75 per annum for each Commercial Card in respect of an ANZ Business Black and ANZ Business Rewards Options facility but is subject to change.

Offer available to new and approved applicants who apply for a new ANZ Business Black and/or ANZ Business Rewards Options facility. ANZ may terminate or withdraw this offer at any time without prior notice. This offer applies only once per new ANZ Business Black and/or ANZ Business Rewards Options facility. Offer is not available when transferring from an existing ANZ Business credit card facility. In respect of an ANZ Business Black facility, your application must be approved, and you must activate your ANZ Business Black facility and make $6,000 worth of eligible purchases within 90 days of approval to receive the 100,000 extra Reward Points. In respect of an ANZ Business Rewards Options facility, your application must be approved, and you must activate your ANZ Business Rewards Options facility and make $3,000 worth of eligible purchases within 90 days of approval to receive the 50,000 extra Reward Points. Eligible purchases means purchases which are eligible to earn Reward Points. Certain transactions and other items are not eligible to earn Reward Points. For details refer to the Business Rewards Program Terms and Conditions (PDF 318kB). The extra Reward Points will be credited to the Principal/Rewards Administrator within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Business Black and/or ANZ Business Rewards Options facility before the extra Reward Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the extra Reward points are processed to your account, you will be ineligible for this offer until any overdue amount and amounts shown on your statement as being payable immediately have been paid.