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ANZ Mobile Lending

ANZ Mobile Lending is available at any time and place to suit you, making the process of purchasing a home simple. Search for your local mobile lender.

Contact an ANZ Mobile Lender

What is ANZ Mobile Lending?

The home loan specialists available anytime, anywhere, at no cost.

At home, at work or in a café…morning, afternoon or evening, we can be there.

ANZ Mobile Lenders have the expertise to help you find the right home loan and be your point of contact throughout the borrowing process. They can assist with first home, refinancing, investment and renovation loans.

Chat when it suits you with personalised service to find your perfect home loan solution. 

We can help you at no cost, and all services are obligation free.


Benefits of using an ANZ Mobile Lender


Reach the Mobile Lender directly

Your Mobile Lender will give you their mobile number and email, so you know you're always speaking with them directly.


Meet when and where suits you

Weekends, after work, on your lunch break... our Mobile Lenders can meet with you any day of the week at a time and location that suits you. You can even chat with a mobile lender from your comfort zone with a video call.

At no cost and obligation-free

Speak to a mobile lender who can help you through your home loan journey at no cost and all services are obligation free. Its never been easier to get in touch with an ANZ Mobile Lender.



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Home loan rates and offers

Conveyancing fee rebate up to $1,000 for first home buyers

Eligible first home buyers only with home loans over $250,000.

Apply between 1 August 2021 and 29 July 2022. Eligibility criteria and T&Cs apply.disclaimer

Talk to a First Home Coach

What is conveyancing?

Our featured home loan rates

Introducing some of our best home loan rates on owner occupied and investment loans.

Fixed rate home loans

The interest rate for your loan is the rate that applies on the day the loan is drawn down, not the time of application – so it can change. You could apply to lock in a fixed rate for 90 days on eligible loans (terms and conditions and fee of $750 per $1 million of lending (or part thereof) apply).

Owner occupied interest rate


Principal and interest

  disclaimer disclaimer

Comparison ratedisclaimer

2 year fixed interest rate with discounted rate when borrowing 80% or less of the property valuedisclaimeron owner occupied home loan.

Investment loan interest rate


Owner occupied rates

Principal and interest 

  disclaimer disclaimer

Comparison ratedisclaimer

2 year fixed interest rate with discounted rate when borrowing 80% or less of the property valuedisclaimeron an ANZ Fixed Residential Investment Loan.


Variable rate home loan


Owner occupied interest rate

Owner occupied rates

Principal and interest 


Comparison ratedisclaimer

ANZ Simplicity PLUS Home Loan with special interest rate (owner occupied when borrowing less than 80% of the property value).disclaimer

Not sure about what to choose?

Contact an ANZ Mobile Lender See all our rates 

Home loan calculators

Got a number? Apply for pre-approvaldisclaimer

Budget, bid and buy with more confidence.

Contact a mobile lender

Your questions answered 

You can speak with an ANZ Mobile Lender at no cost and all services are obligation-free.

Yes, we are available to meet with you every day of the week. That includes Saturday and Sunday. Please feel free to call us to make your appointment.

Yes, we’re available to meet you outside business hours and on the weekends, at a time and place that suits you. Feel free to give us a call to make an appointment.

Sure, we can meet you at your workplace. Feel free to give us a call to make an appointment.

Not at all, we welcome all customers. You don’t have to be an ANZ customer to chat with us.

Please feel free to call us to discuss your needs. We can help you refinance or switch your home loan to ANZ.

Yes, we can help you with a loan for a renovation or residential investment. Please give us a call so we can discuss your needs.

Feel free to give us a call and let us know what you’re looking for, we’ll help if we can or refer you to the right ANZ specialist for your needs.

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Refinancing your home loan should help you find a loan that better meets your needs. Understand what’s involved with our step by step guide on how to refinance a home loan.



Understand the home loan application process

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This guide outlines the home loan application process to help you understand the steps to applying for a home loan with ANZ.


Join ANZ Mobile Lending

ANZ Mobile Lending offers you the unique opportunity to be self-employed and run your own business under the ANZ brand, focusing on home lending.

Find out more

The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditionsProduct Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product. 

Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.

For full terms and conditions of the offer, contact any ANZ branch or ANZ Mobile Lender. Offer is only available to eligible First Home Buyers who apply for an eligible ANZ loan. Offer available only on application and is limited to one rebate of up to $1,000 per single property purchase for eligible First Home Buyers who take out an eligible ANZ Loan for an owner occupier purpose. To enable reimbursement of conveyancing fees, you must hold an ANZ Access Advantage or ANZ One account at draw down. Offer is not available in conjunction with or in addition to any other offer, discount or benefit unless specifically advised by ANZ in writing. Offer may be altered or withdrawn by ANZ at any time. All applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions apply and are available on application. Fees and charges and eligibility criteria apply.


Interest rate current as at  and subject to change. Rates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan.


The interest rate shown includes an interest rate discount from the index rate and applies to home loan applications or renewals submitted on and from 19 March 2022. For ANZ Standard Variable, this discount is  for loans with a Loan to Value Ratio (LVR) of greater than 80% and  for loans with a LVR 80% or less. For ANZ Fixed, this discount is  for loans with a LVR greater than 80% and  for loans with a LVR 80% or less. This interest rate discount is not available for eligible loans linked to an existing Breakfree Package. Eligible loans linked to the Breakfree Package will receive an interest rate discount under the Breakfree Package. To view rates that apply to loans linked to the ANZ Breakfree Package and for more information, see here.


Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including any applicable interest rate discounts. These rates are for secured loans only.

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fixed home loans aren’t for everyone and early repayment costs may apply if you repay your loan or switch to another one before the end of your fixed term or make early or additional repayments. Once the fixed rate period ends, the loan reverts to a variable rate loan and repayment amounts will change. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period. 


Property value is ANZ's valuation of the security property and may be different to the price you pay for a property. 


The rate shown is the Simplicity PLUS Home Loan index less the applicable special offer discount. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime.


Property value is ANZ's valuation of the security property and may be different to the price you pay for a property.


ANZ may provide pre-approval (also known as approval in principle or conditional approval) to eligible customers who apply for an ANZ home loan and complete an application form and satisfy any other applicable requirements. Pre-approval is an approval for a loan subject to conditions being met, including that security is satisfactory to ANZ. Australian Credit Licence Number 234527.