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Increasing your home loan
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The information on this page does not apply to ANZ Plus products
If you find that your financial circumstances have changed and you need additional funds, you have options. Just contact one of our home loan specialists to discuss your options.
A rate that helps you work out the true cost of a loan. This rate takes other fees and charges into account, like a loan approval fee and loan administration charge in addition to the interest rate. It’s meant to be a fairer way of comparing how much a loan will cost you.
For more information visit Moneysmart.
Topping up your home loan means you're taking on more debt and may increase your loan repayments. With interest rates on the rise, it is important that you're comfortable with any potential changes to your repayments before increasing your loan.
If you're considering topping up your existing home loan, please contact us.
Access the equity in your existing property with an ANZ Supplementary Loandisclaimer
You could apply for a supplementary loan to access the equity in your home or investment property. It can be used for a variety of different purposes, investments or buying a new car.
If you're ahead on your repayments, redrawdisclaimer your extra repayments if you need to
If you've made additional repayments to an eligible loan account, you may be able to access these funds using ANZ Redraw.
Concerned about your repayments?
Costs of living impact everyone in different ways, which can at times include the ability to make home loan repayments. If you find yourself worrying about your next repayment, then depending on your situation we may have ways to help you, which could include restructuring your loan or working out a payment plan to better manage it.
Need to speak to a specialist?
Provide us with your details and one of our home loan specialists will get in touch. They can discuss issues including:
- Applying for a home loan
- Managing your existing loan
- Refinancing your home loan
- Interest rate enquiry
As well as any other home loan queries you may have.
Call back time is 1-3 business days.
Quick start application
Begin your home loan application journey by providing details about:
- You
- Your financial situation
- The loan you're applying for
One of our home loan specialists will then be in touch to progress with your application.
Call back time is 1-3 business days.
The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.
Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.
Terms and conditions apply including a maximum loan term of 10 years. Minimum loan amounts vary depending on loan type. Fees and charges apply.
ReturnTerms and Conditions and eligibility criteria apply to ANZ Redraw. ANZ Redraw is not available on loans in a company name. For further information on ANZ Redraw please refer to the ANZ Consumer Lending Terms and Conditions (PDF).
ReturnANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.
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