Fraud protection.
Now it’s personal.
ANZ Falcon® technology monitors millions of transactions every day to help keep you safe from fraud.
Falcon® is a registered trademark of Fair Isaac Corporation.
Fraud protection.
Now it’s personal.
ANZ Falcon® technology monitors millions of transactions every day to help keep you safe from fraud.
Falcon® is a registered trademark of Fair Isaac Corporation.
In around 2 minutes, you can get your application started for pre-approval, a new home loan, refinancing, or topping up your existing home loan.
Tell us a bit about yourself and the loan you'd like, then we'll call you back within 24-48 hours to help keep your application moving.
You can apply for both an eligible ANZ Home loan and ANZ Credit Card togetherdisclaimer through one streamlined application process and no additional credit check.disclaimer And remember, there are no ANZ set up or ongoing fees on ANZ home loans.disclaimer
Once we've received your Quick Start application, one of our home loan specialists will call you and will ask for the following information.
Get practical tips to help you in your property journey, whether you're just starting out, ready to buy, or trying to sell.
Get a price range estimatedisclaimerof how much a property could sell for, with options to estimate equitydisclaimerif you already own property.
Meet an ANZ home specialist at a time that suits you.
You can also contact your ANZ accredited broker today.
Applying for a home loan can feel overwhelming. Our home loan application guide shows you where to start, takes you through the process and tells you what’s required when applying for an ANZ home loan.
When you buy a property you might assume you’ve paid market value for it. More often than not you’d be right. But in some cases your mortgage lender may value the property at less than the purchase price. Here’s why and what to do if it happens to you.
Once you have your deposit sorted, whether you've saved it or using equity from your existing property, what do you actually do with it? Let's look at two of the more common purchase scenarios to see when, how and to whom you would pay the deposit.
Any information provided is general in nature and does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you. ANZ recommends you read the applicable Terms and Conditions booklets and the ANZ Financial Services Guide (PDF, 104kB) before deciding whether to acquire, or continue to hold, a particular product.
Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
ANZ Mobile Lending representatives operate under an ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 Australian credit licence 234527.
ANZ Business Credit Cards are not eligible. Applications for credit are subject to ANZ’s credit approval criteria. T&Cs, exclusions, fees and charges apply. T&Cs, exclusions, and fees and charges apply.
ReturnANZ will not undertake an additional credit report check only because you have applied for an eligible ANZ Home Loan and ANZ Credit Card together. Depending on the circumstances of your application, ANZ may need to undertake further credit report checks to collect information about your credit history from a credit reporting body to assist us in assessing your application.
ReturnOther home loan fees including Late Payment Fee, Lock Rate Fee, Early Repayment Cost (Fixed Rate Loans) and ANZ Equity Manager facility fee still apply. Loan security fees including Lodgement Fee, Production Fee, Settlement Fee and Search Fee still apply however will not be charged on establishment of a loan. Government fees and charges (including government search fees and stamp duty) may still apply. ANZ Credit Card fees and charges apply.
ReturnThe rate shown is the Simplicity PLUS Home Loan index less the applicable special offer discount. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime.
ReturnA property price range estimate is an estimate only. It is based on certain available information and is not a valuation of a property or guarantee of its market value or future sale price. Price ranges and predictions may change daily and the actual sale price (if the property is sold) may be different.
ReturnEquity in your home is calculated as the difference between the value of your home and the amount you have left to pay on your home loan at the time the calculation is performed. Estimated equity ranges are estimates only and may not be available for all properties. They are based on certain available information and dependent on the current loan amount data that you input into your ANZ Property Profile Report request form, calculated against the price range estimate. Estimated equity ranges are not confirmation as to the equity you may have in a property or a guarantee of the equity available should a property be sold.
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