skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Saving up for your first home deposit?

Get yourself started with our simple 3-step guide to saving. Or register your interest to speak with one of our free ANZ First Home Coaches, who could help you save up for your deposit sooner.

 


Three steps to saving

Understand your situation

Creating a spending plan could help give you a clearer picture of your saving and spending patterns. Improve your control over your money and make saving easier.


Budget planner

Budget planner

Break down your spending patterns to see how much you could be saving regularly.

Estimate how much to save up

When saving for up your dream home there is more to consider than just the deposit.


Budget planner

Deposit calculator

Estimate how much you may need to save up for your deposit and the upfront costs.

Borrowing power calculator

Estimate how much you could borrow.

Expenses tool

Understand your expenses to help budget and plan for your future financial goals, like buying a home.

Free Property Profile Reportdisclaimer

Explore the potential price of your dream home.

Set up your savings system

Make your money work harder for you. Set your saving on auto-pilot and save without breaking a sweat.


Budget planner

Savings calculator

See how much you may need to put away to save up for your deposit, and how long it might take.

Compare our saving accounts

Find a saving account to suit your needs and goals.

A small change can make a big difference

It's amazing to see how much you could save just by changing a little habit.

This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. ANZ does not store the information provided in this calculator.

Make a plan with an ANZ First Home Coach

Saving up for your first home deposit can be a daunting task - especially when you don’t know where to start, or you feel like you’re not making progress. Our free ANZ First Home Coaches are trained to assist you with a plan fitted to your lifestyle, and could help you save up for your deposit sooner.

An ANZ First Home Coach will guide you through:

Benefits of booking an appointment with our ANZ First home coach to take you through the savings plan
  • Understanding where your money goes 
  • Highlighting possible deposit options
  • Setting expectations on buying a home and potential costs involved
  • Customising your accounts for smoother saving

Here's how it works

1. Register your interest

Due to the current COVID-19 situation, many of our branches are either temporarily closed, or have adjusted operating hours. To register your interest to make an appointment with an ANZ First Home Coach, please fill out the form below. We will be in touch just as soon as we are able to book your appointment to make a plan.

Register

2. Make a plan with your coach

Create a plan during your free of charge, commitment free appointment with your ANZ First Home Coach.

Tip:
Prepare ahead of time with our budget planner.

3. Leave with a plan

Walk out with a plan that takes into account your lifestyle which could help get your deposit sooner.

First Home Super Saver Scheme

First Home Super Saver Scheme (FHSSS)

Learn more about the recently launched Australian government First Home Super Saver Scheme (FHSSS) and how it could help you save for your first home.

See more tips about saving up for a deposit

Article

Home loan deposits explained

If you’re saving hard for your deposit, you may be wondering why you need one and what exactly you’re meant to do with it.

  

Article

How much do you really need for a home deposit?

It depends on a range of factors – from how much a lender is willing to lend to you, to whether you’re willing to pay a little more on the loan.

 

Article

How to save up for a home deposit – the smart way

When you’re saving up for a house deposit, every little tactic can help. Here are some suggestions for reaching your savings goal.

  

An ANZ First Home Coach may help you complete an ANZ deposit plan booklet as a tool to help with your savings plan. An ANZ deposit plan booklet is a guide only and is provided for illustrative and educational purposes. It is based on the accuracy of the information you provide us. The estimates and calculations in the  booklet are subject to change as your circumstances change.

The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF, 104kB) before acquiring any product. 

Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply.

Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.

Property price information in an ANZ property profile report, such as a price prediction or price range, is an estimate, not a valuation. Property price information may not be available for all properties, is for personal domestic use only and may change daily. Actual sale prices may be different.

Back to top