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Our Environmental, Social and Governance (ESG) approach

Our purpose at ANZ is to shape a world where people and communities thrive. We're focused on integrating our purpose and ESG approach into our business strategy. This has created opportunities for us to better serve our customers and generate long-term shareholder value.

Our ESG approach is focused on three key areas - financial wellbeing, environmental sustainability and housing - where we're responding to complex societal issues central to our customers and business strategy. 

Focus areas

Financial wellbeing

Improving the financial wellbeing of our customers, employees and the community at large by helping them make the most of their money throughout their lives.

More about financial wellbeing

Environmental sustainability

Supporting household, business and financial practices that improve environmental sustainability.

More about environmental sustainability


Improving the availability of suitable and affordable housing options for all Australians and New Zealanders.

More about housing

ESG targets

Each year, we set public targets that reflect our strategic priorities and respond to our most material Environmental, Social and Governance (ESG) issues. We regularly review and report on our progress in publicly-available reports. Below is a snapshot of some of our key initiatives.

ESG performance snapshot

Target to fund and facilitate at least           $100 billion

towards improving social and environmental outcomes through customer initiatives and direct investments by ANZ, by 2030.

Environmental sustainability

Established 14 new MoneyMinded partnerships

since October 2020 to deliver MoneyMinded to more lower income people across the markets we operate in.

ANZ MoneyMinded program

Over $5.3 billion

funded and facilitated in affordable, accessible and sustainable homes to buy and rent (as at 30 September 2023).

Affordable housing

Further information

ESG policies and practices

Integrating ESG and purpose into our strategy has created an opportunity for us to better serve our customers and generate long-term shareholder value. Our ESG policies and practices support us in achieving our strategy and focus on responding to our most material ESG risks and opportunities.

ESG policies and practices

Human rights

ANZ seeks to support and respect the human rights of our employees, customers and the people in our communities. We expect the same commitment to human rights from everyone who works for, or with, us including our employees and people with whom we have business relationships.

Human rights

Environmental sustainability

We want to be the leading Australia- and New Zealand-based bank in supporting customers' transition to net zero emissions by 2050.

Environmental sustainability


We engage with internal and external stakeholders through our annual materiality assessment. The results help inform our strategy, business practices – including Group Performance Framework – ESG targets and external reporting. Our approach considered our impact of ESG issues on the economy, environment, and people, including impacts on their human rights, as well as the impact ESG issues may have on our operating performance. Further details including the outcomes of our most recent materiality assessment can be found in our ESG reporting.

ESG reporting


ANZ's 2023 Environment, Social and Governance (ESG) Supplement

This report provides detailed information on ANZ's focus on bringing our purpose to life through helping tackle significant societal challenges that are core to our business strategy and matter to society.

2023 ESG Supplement (PDF 5.3MB)


2023 ESG Supplement

Detailed information on ANZ's social and environmental sustainability performance and challenges. Released 13 November 2023.


2023 ANZ ESG Data and Frameworks Pack

Summarises our progress on key ESG metrics for financial year 2023 and incorporates our United Nations Guiding Principles Reporting Framework and Global Reporting Initiative Standards Content Index. 

XML 1.36MB

2023 Climate-related Financial Disclosures Report

We report using the recommendations of the Financial Stability Board Taskforce on Climate-related Financial Disclosures (TCFD).