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Business loans and finance

We know that every business can have its hurdles. And its opportunities. Check out our flexible loans and finance solutions, all designed to help you get on top of your business.


2.59% p.a. fixed rate on a secured ANZ Business Loandisclaimer

At a glance:

  • Term: 2 or 3 year fixed interest term
  • Maximum loan amount: Total credit facilities with ANZ, including new loan funds as part of the application and any facilities held by related entities, must be less than $1 million
  • Security: Requires suitable security acceptable to ANZ, meeting ANZ’s requirements, including minimum security coverage.

Applications must be submitted by 30 September 2020.

Request a call backCall 1800 801 485

Bank of the Year 2018 - 2019

We’re proud to be named Canstar’s Bank of the Year - Small Business for two years running, in recognition of our strong combination of products and other business-related banking services.

Loans and finance solutions for your business

ANZ Business Loan

A loan that can be easily tailored to help you manage your business. 


Need help with cashflow? One of our overdrafts could suit your business.

ANZ Vehicle and Equipment Finance

If you need funding for a business asset, check out our flexible asset finance options.

Bank guarantees

Build and grow your business by providing suppliers, landlords and other business partners with certainty of payment.

ANZ Agri Finance

Flexible finance to help you with farm expansion, development and debt consolidation.

ANZ Revolving Agri Line

Get a flexible line of credit to suit your cash flow, designed specifically for agribusinesses.

ANZ Tailored Commercial Facility

Get greater flexibility with a facility that helps you manage interest rate movements to protect your business.

ANZ Commercial Bill Facilities

Provides short or long term finance to help grow your business.


ANZ Home Loans for Business Owners

If you’re operating your business as a sole trader, partnership, company or a trust and looking to buy a home or switch your loan, we can help you get on top with home loans for business owners.

Learn more

Looking for business credit card solutions?

Grow your business potential with one of our business credit cards.

Learn more

Get an indication of how much your business could borrow   Request a call back

Any questions about business loans and finance?

1800 801 485

Mon-Fri 8.30am to 8pm (AEST)

Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions and Fees and charges apply.

Excludes Business Mortgage Loan, Agri Finance Loan and Asset Finance Loans.

*After the fixed interest rate term expires, the loan will revert to the variable interest rate set out in your letter of offer. Fixed interest rate loans are subject to early repayment costs, which may apply if you repay your loan before the end of your fixed interest rate term or make early or additional repayments.

*Standard minimum loan amounts apply.

*Not available in connection with, or in addition to, any other promotion, benefit, relief (including repayment relief), fee waiver, rebate or discount.

*Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.

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