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Business loans and finance

We know that every business can have its hurdles. And its opportunities. Check out our flexible loans and finance solutions, all designed to help you get on top of your business.


2.59% p.a. fixed rate on a secured ANZ business loandisclaimer

At a glance:

  • Loan term: 2 or 3 years
  • Maximum loan amount: Total credit facilities with ANZ, including new loan funds as part of the application and any facilities held by related entities, must be less than $1 million
  • Loan types: ANZ Business Loan and Business Mortgage Loan
  • Security: Requires security acceptable to ANZ, meeting ANZ’s requirements, including minimum security coverage, which may differ by product. Security coverage is the ANZ-assessed value of all security as a percentage of total lending.

Applications must be submitted by 22 May 2020.

Request a call backCall 1800 801 485

Bank of the Year 2018 - 2019

We’re proud to be named Canstar’s Bank of the Year - Small Business for two years running, in recognition of our strong combination of products and other business-related banking services.

Loans and finance solutions for your business

Business loans

If you're just starting out or if you want to grow your business, we have a range of flexible loans and finance solutions, including asset finance, that could suit your needs. 


Need help with cashflow? One of our overdrafts could suit your business.

Bank guarantees

Build and grow your business by providing suppliers, landlords and other business partners with certainty of payment.

Other finance

Our other finance solutions could help you with your next business opportunity.

Looking for business credit card solutions?

Grow your business potential with one of our business credit cards.

Learn more

Get an indication of how much your business could borrow   Request a call back

Any questions about business loans and finance?

1800 801 485

Mon-Fri 8.30am to 8pm (AEST)

Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

Eligible ANZ business loans are ANZ Business Loan and ANZ Business Mortgage Loan; excludes Agri Finance Loan and asset finance loans.

*After your fixed rate term expires, your loan will revert to the variable interest rate set out in your letter of offer. Fixed rate loans are subject to early repayment costs, which may apply if you repay your loan before the end of your fixed rate term or make early or additional repayments.

*Standard minimum loan amounts apply.

*Not available with fee waivers or pricing discounts.

*Finance is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522.

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