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Business loans and overdrafts

We know that every business can have its hurdles. And its opportunities. Check out our business loans and cash flow solutions, all designed to help you get back on top of business.

Talk to us about our business loans and overdrafts

Helping you get through the ups and downs of business

2.95% p.a. fixed rate on a secured ANZ Business Loandisclaimer


At a glance:

  • Term: 2 or 3 year fixed interest term
  • Maximum loan amount: Total credit facilities with ANZ, including new loan funds as part of the application and any facilities held by related entities, must be less than $1 million
  • Security: Requires suitable security acceptable to ANZ, meeting ANZ’s requirements, including minimum security coverage.

Applications must be submitted by 30 September 2020.

Call 1800 801 485 

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Loans and cash flow solutions for your business

ANZ Business loan

A loan that can be easily tailored to help you manage your business. 

Learn more 

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Vehicle and equipment finance

If you need funding for a business asset, check out our flexible asset finance options.

Learn more

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Business overdrafts

Need help with cash flow? One of our overdrafts could suit your business.

Learn more

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Looking for other business loans or finance solutions?

Bank guarantees

Build and grow your business by providing suppliers, landlords and other business partners with certainty of payment.

Learn more

ANZ Tailored Commercial Facility

Get greater flexibility with a facility that helps you manage interest rate movements to protect your business.

Learn more

ANZ Commercial Bill Facilities

Provides short or long term finance to help grow your business.

Learn more

ANZ Revolving Agri Line

Get a flexible line of credit to suit your cash flow, designed specifically for agribusinesses.

Learn more


Get back on top of things with a business credit card

Find the right business credit card to get back on top of things.

See business credit cards

Get in touch


Request a call back

Get an indication of how much your business could borrow

1800 801 485

Mon-Fri 8.30am to 8pm (AEST)

Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions and Fees and charges apply.

Excludes Business Mortgage Loan, Agri Finance Loan and Asset Finance Loans.

*After the fixed interest rate term expires, the loan will revert to the variable interest rate set out in your letter of offer. Fixed interest rate loans are subject to early repayment costs, which may apply if you repay your loan before the end of your fixed interest rate term or make early or additional repayments.

*Standard minimum loan amounts apply.

*Not available in connection with, or in addition to, any other promotion, relief (including repayment relief), rebate or discount.

*Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.

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