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Your next step to better financial wellbeing

The ANZ Financial Wellbeing Program will help you improve your financial behaviours and get back on top of things, in your own time and at your own pace.

From the quick ANZ Financial Wellbeing Check-In to the full six steps of the program, we’ve got you.

Step one? Find out your Financial Wellbeing Score then choose your next step – budgeting, saving, investing and more.

Get my score


Do the ANZ Financial Wellbeing Check-In

This year has been…big. Take a moment to check in on your financial wellbeing with four practical steps to help you get back on top of your money:

  • Plan your budget
  • Reduce expenses
  • Spend carefully 
  • Save for a rainy day

Do the check-in yourself, and start to feel a little more on top of things. Take that 2020.

Let's do it

Get even more with the six step ANZ Financial Wellbeing Program

Packed with insights, tools and tips, the full ANZ Financial Wellbeing Program will help you get on top of your money today. Right now. What are you waiting for? Get your score!

Know where you're at

Calculate your Financial Wellbeing Score.

Get my score

Plan your spend

Yes, it’s a budget. But not as you know it.

Start planning

Manage debt

The good, the bad and the useful.

Get started

Set a savings goal

Set it, to get it.

Start saving

Organise your accounts

Set, select and relax.

Start organising

Invest in your future

Smart ways to grow your wealth.

Start now

So, how does financing make you feel?

See what happened when comedian Luke McGregor checked in with his financial wellbeing.

What is financial wellbeing anyway?

Financial wellbeing is the extent to which a person is able to meet current commitments comfortably and have the financial resilience to maintain this into the future. It recognises that our behaviour, attitude to money, resilience to change and sense of security are all impacted by our financial literacy.

What is the ANZ Financial Wellbeing Program?

Informed by research conducted by domestic and international industry thought leaders, including Professor Elaine Kempson from the Personal Finance Research Centre (PFRC) at the University of Bristol, ANZ has developed the Financial Wellbeing Program to help Australians understand their financial literacy and transform their attitudes and behaviours towards money.

Read more via the ANZ Financial Wellbeing Report here.

More support

Financial difficulty

We may be able to provide you with assistance depending on your circumstances.

Learn more

Saver Plus Program

Eligible participants can develop a savings habit with this matched savings program.

Learn more

COVID-19 support

Go to our Covid-19 Hub for information on our support measures.

Learn more


New to money management? Get started with these basics.

Learn more

The ANZ Financial Wellbeing Calculator (“Calculator”) is a tool provided for illustrative and educational purposes only.  The results generated by using the Calculator are a guide only and are based only on the information you have provided. We may provide you with links to general articles and tools that may help you but any advice does not take into account your objectives, personal needs and financial circumstances, and does not constitute financial advice or a recommendation.  ANZ does not endorse or approve any results calculated using the Calculator. Before considering if any product is right for you, you should take into account your personal needs and financial circumstances and consider whether it is appropriate for you.

ANZ does not use the information you provide for the purpose of assessing any application.