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Get your free Home Loan Check-In
A 15-minute Home Loan Check-Indisclaimerchat with a Home Loan Specialist could help you find ways to fine-tune your home loan so it continues to suit your needs.
No prep or paperwork required.
Make your move with ANZ Buy Ready
Start your home loan pre-approval application in just 5 minutesdisclaimeror find out what a property could sell for,disclaimerso you can buy with more confidence.
Our low home loan rates
Start to feel a little more on top of things with low home loan rates.
Looking for a better deal on your loan?
Find out more about ANZ refinancing options, or get started on your refinance application in just five minutes.
ANZ Standard Variable
The flexibility you need
- Make extra repayments to pay off your loan faster
- Redraw your extra repaymentsdisclaimer
ANZ Fixed
The certainty of fixed repayments
- Your interest rate won't change during the fixed period
- Choose from 1, 2, 3, 4, 5, 7 and 10 year fixed rate termsdisclaimer
ANZ Simplicity Plus
Keep it simple, with no ongoing fees
- Competitive variable interest rates and no monthly fee
- Make extra repayments any time
Buying your first home
ANZ's home loan specialists are here to help from house hunting to settlement. Discover helpful home buying guides, home loan tools, mortgage calculators and more.
Investing in property
Investing in property can be challenging and exciting all at once. But with the right help and information, you'll find yourself on the right track.
Buying your next home
Whether you're upsizing, downsizing or just looking for a change of scene, we can help. We can show you how you may be able to use any equity in your current home, for example.
Managing your ANZ home loan
Make the most of your loan and discover how you can better understand your loan and manage your home loan repayments.
Refinancing your home loan
Our home loan specialists can help you figure out your options when it comes to switching home loans.
ANZ home loans for business owners
If you’re self-employed and looking to buy a home or switch your loan, we can help you get on top with home loans for business owners.
And don't forget insurance
Quick start home loan application
Get started in just 5 minutes to apply for a new home loan, refinance, or pre-approvaldisclaimer
Request a call back
Connect with a mobile lender disclaimer
Visit a branch or ANZ Home Centre
You can also chat to an ANZ accredited broker for help with your home buying, investing or refinancing needs.
Interest rates shown on this page are current as at and are subject to change.
Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.
Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply.
ANZ Buy Ready™ is a trade mark of ANZ.
An ANZ Home Loan Check-In is a discussion about your home loan and other goals you may be considering. ANZ is not giving you recommendations or advice. The Check-In is based on limited information and won’t take into account all your financial situation, needs and objectives.
Before making any changes to your home loan, carefully consider all relevant information, including benefits, costs and risks. Sometimes making changes may end up costing you more.
Terms, conditions, fees, charges, and credit approvals and eligibility criteria apply to ANZ home loans.
Back to topANZ may provide pre-approval (also known as approval in principle or conditional approval) to eligible customers who apply for an ANZ home loan and complete an application form and satisfy any other applicable requirements. Pre-approval is an approval for a loan subject to conditions being met, including that security is satisfactory to ANZ. Australian Credit Licence Number 234527.
Back to topProperty price information in an ANZ property profile report, such as a price prediction or price range, is an estimate, not a valuation. Property price information may not be available for all properties, is for personal domestic use only and may change daily. Actual sale prices may be different.
Back to topTerms and Conditions and eligibility criteria apply to ANZ Redraw. ANZ Redraw is not available on loans in a company name. For further information on ANZ Redraw please refer to the ANZ Consumer Lending Terms and Conditions (PDF 412kB).
Back to topRates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan.
Back to topANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.
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