We'll help you get back on top of your home loan
Learn more about how we're supporting home owners impacted by COVID-19.
Free ANZ Property Profile Report
Make your next move with 16 pages of insights on property prices, suburbs and sales history.disclaimer
Our low home loan rates
Start to feel a little more on top of things with low home loan rates.
Looking for a better deal on your loan?
Find out more about ANZ refinancing options, or get started on your refinance application in just five minutes.
ANZ Standard Variable
The flexibility you need
- Make extra repayments to pay off your loan faster
- Redraw your extra repaymentsdisclaimer
ANZ Fixed
The certainty of fixed repayments
- Your interest rate won't change during the fixed period
- Choose from 1, 2, 3, 4, 5, 7 and 10 year fixed rate termsdisclaimer
ANZ Simplicity Plus
Keep it simple, with no ongoing fees
- Competitive variable interest rates and no monthly fee
- Make extra repayments any time
Start a conversation
We're ready to chat, even if you're not ready to buy. Just let us know how and when suits you best.
We can come to you
Our mobile lenders can talk to you about different options at a time and place that works for you.
Get started online in five minutes
Whether you’re buying a new home or looking to refinance, get your home loan pre-approval or application started in five minutes.
Buying your first home
Discover what to expect from start to settlement, with helpful articles, tools and calculators.
Investing in property
Investing in property can be challenging and exciting all at once. But with the right help and information, you'll find yourself on the right track.
Buying your next home
Whether you're upsizing, downsizing or just looking for a change of scene, we can help. We can show you how you may be able to use any equity in your current home, for example.
Managing your ANZ home loan
Make the most of your loan and discover how you can understand your loan and manage your repayments.
Refinancing your home loan
Are you moving house, renovating or just thinking of different home loan options?
ANZ home loans for business owners
If you’re self-employed and looking to buy a home or switch your loan, we can help you get on top with home loans for business owners.
And don't forget insurance
Interest rates shown on this page are current as at and are subject to change.
Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF, 104kB) before acquiring any product.
Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply.
ANZ Buy Ready™ is a trade mark of ANZ.
Property price information in an ANZ property profile report, such as a price prediction or price range, is an estimate, not a valuation. Property price information may not be available for all properties, is for personal domestic use only and may change daily. Actual sale prices may be different.
Back to topTerms and Conditions and eligibility criteria apply to ANZ Redraw. ANZ Redraw is not available on loans in a company name. For further information on ANZ Redraw please refer to the ANZ Consumer Lending Terms and Conditions (PDF 412kB).
Back to topRates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan.
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