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Estimated repayments and repayment scenario comparisons are estimates only based on the loan amounts, loan types and loan term selected and are intended as a tool to assist you with your next home plans. The comparisons are indicative estimates for illustrative purposes only and are based on the interest rates inputted by the user. The repayment calculator only shows the interest rates inputted by the user and those interest rates may not be available from ANZ. Our home loan interest rates page shows all available interest rates (which are subject to change), including special offers and discounts when borrowing 80% or less of the property value. Estimates do not constitute an offer of credit, and to apply for an ANZ Home Loan you must complete an application.
The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF 150kB) before acquiring any product.
Applications for credit are subject to ANZ credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
These calculations are estimates only and are provided for illustrative purposes. The estimates are based on the limited information you have provided. It does not constitute a quote or an offer for credit. To apply for an ANZ home loan you must complete an application. All applications for credit are subject to ANZ’s credit approval criteria.Return
Estimated renovation costs are provided from data provided by CoreLogic and are for illustrative purposes only. While ANZ has endeavoured to ensure that the information is accurate, this information may change and ANZ takes no responsibility for any error or omission relating to this information.<
The estimated renovation costs include:
The standard cost of materials and any necessary plant hire to complete the job, researched from suppliers across Australia and updated regularly.
The cost of labour to complete the job using our charge-out benchmarks for licensed trades, based on reported earnings for each industry. The amount of labour required is detailed by our experienced estimators based on years of industry knowledge.
A standard builder's margin of 20% and 10% GST.
Costs are varied according to postcode, using our regional cost factors that allow for different wages rates and material costs across Australia, including island locations.
Actual costs will vary depending on the builder's experience, level of demand, job complexity, site accessibility and general market conditions.
Estimated renovation costs from Core Logic do not take into account individual design features, site specific conditions, structural conditions and materials, local planning laws or any other regulations. Estimated renovation costs include an allowance for builder's margins and GST. Estimated renovation costs must not be relied upon as an accurate representation of the costs associated with renovating your property. While CoreLogic uses commercially reasonable efforts to ensure the estimated renovation costs are current, CoreLogic does not warrant the accuracy, currency or completeness of the estimate and to the full extent permitted by law excludes all loss or damage howsoever arising (including through negligence) in connection with the estimate.Return
ANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.Return