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Residential broker
Feel the difference of working better together.
We’re committed to supporting residential brokers with essential tools and expertise to help their customers get to a good place. We’ve been working hard to improve the experience both you, and your home loan customers have with ANZ, through:
A dedicated Residential Broker Manager
Simplified policies and products
Competitive pricing
Log in to check our current interest rates
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The information on this page does not apply to ANZ Plus products
Current home loan service levels
These service levels are based on ANZ receiving a fully completed application and all required supporting documentation. The days shown below are business days.
Application assessment
Stage |
Simpler Switch |
Simple: Non-LMI |
Simple: LMI |
Single Entity Self-Employed/Foreign Income |
Complex |
|---|---|---|---|---|---|
New application |
1 day |
2 days |
4 days |
8 days |
5 days |
Additional docs |
2 days |
2 days |
2 days |
3 days |
2 days |
Dual application |
Simpler Switch: Like for like refinances that meet the Simpler Switch requirements and where the Simpler Switch flag has been ticked on the application.
Simple Non-LMI: Standard Security, PAYG, Sole Trader or Partnership income, Guarantor. Total Mortgage Lending <$2.25m.
Simple LMI: Standard Security, PAYG, Sole Trader or Partnership income, Guarantor. Total Mortgage Lending <$1.5m.
Single Entity Self-Employed: income from a single Trust or Company source.
Complex: All other application types including income from multiple entities, LMI applications, Non-Standard Security, Owner Builder, Construction >$2m, Bridging, Foreign Income and Company home loan applications.
Post approval
Stage |
Current service level |
|---|---|
Document preparation |
1 day |
Document verification |
1 day |
Settlement |
As booked (dependent on attendee availability) |
These broker service levels are forward looking and estimated based on anticipated demand.
$2,000 cashback when your customers refinance an eligible home loan
Get $2,000 cashback for your customers when borrowing 80% or less of the property value.disclaimer
On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance). See our terms and conditions below.disclaimer
LMI waiver for eligible professionals
Do your customers work in a legal, medical or accounting profession? They may be eligible for an LMI waiver with their ANZ home loan.
$3,000 First Home Buyer Bonus Offer
If your customers are buying their first home, they could get $3,000 to spend however they like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more.
Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.disclaimer
Basic variable
Principal & interest | Comparison ratedisclaimer |
Interest rate with special offer discountdisclaimerwhen borrowing 60% or less of the property value.disclaimer
Get a competitive interest rate and basic features (no offset).
Standard variable with optional offsetdisclaimer
Principal & interest | Comparison ratedisclaimer |
Discounted standard variable rate when borrowing 80% or less of the property value.disclaimer
Can your customers get a lower rate?
Talk to us to find out if a further discount could apply to their standard variable rate, depending on their situation.
Fixed rate
Principal & interest | Comparison ratedisclaimer |
Discounted 2 year fixed rate when borrowing 80% or less of the property value.disclaimer
Choose from 1, 2, 3, 4, 5, 7 and 10 year fixed rate terms.
Become your best with ANZ Brokerology.
The ANZ Brokerology program is our premier new educational development program for residential brokers. It's our way of helping to support you, and your customers’ home loan goals. Offering tools, training and education, it is made up of three pillars:
- Basics – ANZ products, policies and processes
- Business – Market insights and differentiation
- Balance – Personal and financial wellbeing
Speak to your ANZ Residential Broker Manager now to find out more about our Basics educational program and see if you could earn CPD points.
Doyenne Program
Established in 2018, Doyenne is ANZ’s six-week interactive learning program dedicated to empowering prestigious women in broking. Each year, a number of female brokers are selected based on their leadership qualities, experience, and industry profile to gain access to a carefully-curated development program aimed at personal and professional growth. The program provides an opportunity to:
- Elevate female brokers in the industry.
- Support them in becoming the best versions of themselves and help them scale their business.
- Position them as influential figures within the industry and build a network of distinguished, like-minded women in business.
Meet your Broker Team
Natalie Smith
General Manager, Retail Broker
Ben Magnus
National Partnerships Manager
State Managers
Our Residential Broker Managers (RBMs) are here to guide and support you at every step of your journey.
Log in to the ANZ Broker portal to access their contact details.
Looking for ANZ commercial broker?
Tim Brookhouse
QLD/NT State Manager
Anthony Calandrella
VIC/TAS State Manager
Shehan De Silva
WA/SA State Manager
Jonathon Angelucci
NSW/ACT State Manager
All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.
Property value is ANZ's valuation of the security property and may be different to the price you pay for a property.
ReturnFor ANZ home loans: Offer can be withdrawn at any time. Limit of one cashback within any 12 month period. Offer is $2,000 cashback with 80.00% LVR or less, loans with LVR above 80% are not eligible for cashback. Paid within 60 days to an eligible ANZ account. You must drawdown the Eligible ANZ Home Loan(s) within 120 days from applying. Excludes all internal refinances and switches within ANZ Group which includes Suncorp Bank and ANZ Plus. See the full Terms and Conditions (PDF) for this offer. Fees, charges, eligibility criteria apply.
ReturnOffer can be withdrawn at any time. Maximum one bonus per eligible loan, individual may only claim once. Available for eligible First Home Buyers who purchase or construct their first property and take out an Eligible ANZ Home Loan of $250,000 or more. To be eligible to receive the bonus First Home Buyers must hold an ANZ Access Advantage, ANZ Plus or ANZ One offset account at loan drawdown. Drawdown on the Eligible ANZ Home Loan(s) must take place within 180 days from applying. See the full Terms and Conditions (PDF) for this offer. Fees, charges and eligibility criteria apply.
ReturnThe rate shown is the Simplicity PLUS Home Loan index less the applicable special offer discount for loans with a Loan to Value Ratio of 60% or less. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime.
ReturnComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including any applicable interest rate discounts. These rates are for secured loans only.
WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period.
ReturnA $10 servicing fee applies per month per ANZ One offset account. Please refer to ANZ Personal Banking Account Fees and Charges (PDF) for fees and charges that apply.
ReturnThe interest rate shown includes any applicable interest rate discount from the index rate. For ANZ Standard Variable, the interest rate discount is for loans with a Loan to Value Ratio (LVR) of greater than 80% and for loans with a LVR 80% or less. For applications submitted from 28 October 2024 for ANZ Fixed, there is no interest rate discount for loans with a LVR of greater than 80% and the interest rate discount is for loans with a LVR of 80% or less.
ReturnRates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan.
ReturnComparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including any applicable interest rate discounts. These rates are for secured loans only.
WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fixed home loans aren’t for everyone and early repayment costs may apply if you repay your loan or switch to another one before the end of your fixed term or make early or additional repayments. Once the fixed rate period ends, the loan reverts to a variable rate loan and repayment amounts will change. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period.
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