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ANZ and brokers – working better together

Why ANZ

ANZ and brokers – working better together

Australians love their brokers.disclaimerAnd so does ANZ. That’s why we go the extra mile when it comes to giving brokers support.

ANZ is the bank that sees brokers as partners. And that all adds up to better support for your home loan customers.

Connecting brokers and customers through digital innovation

Brokers now have access to ANZ eSign, ANZ eVerify and illion Access Seeker and Equifax.

These are just some of the enhancements we have made to help you and your customers work better together. All without having to visit a branch.

Receive ongoing tailored support

Our customer-facing ads remind Australians that they can speak directly to a broker for their home loan needs. And to ensure you get the support you need when you need it, our team of dedicated ANZ BDMs are ready to work with you.

ANZ sees brokers as partners. And that all adds up to better support for your customers.

Latest offers & updates

Get 300,000 Qantas Points when you apply or switch to an eligible ANZ home loan

Take off to Rome, Honolulu or more dreamy destinationsdisclaimerwith 300,000 Qantas Points when you apply or switch to a new eligible ANZ home loan of $300k or more and LVR 80% or less.disclaimer

The best bit? Come home to discounted home loan rates on eligible loans from ( comparison rate).disclaimer

See where 300,000 Qantas Points could take you

Help your professional customers save thousands

Our Lenders Mortgage Insurance premium costs are currently waived for eligible professional customers.

For LVR of up to 95%

Medical practioners, specialists & dental practioners (PDF, 106KB)

For LVR of up to 90%

Accountants (PDF, 82KB)

Legal professionals (PDF, 82KB)

Optometrists, physiotherapists, chiropractors & veterinarians (PDF, 82KB)

Welcome to simpler home loans

We’ve been talking to our customers about what they prefer most in a home loan. They’ve told us it’s simplicity. That’s why we’ve made the decision to redesign our home loans to be simpler, with discounted rates and fewer fees.

  • Get an interest rate discount, without a package feedisclaimer
  • Pay only for the extras you want
  • No ANZ set up or ongoing feesdisclaimer

Check out our simpler home loans

No more packages.

No annual package fee.

Same great rates.


Conveyancing fee rebate up to $1,000 for first home buyers

Eligible first home buyers only with home loans over $250,000.

Apply between 1 August 2021 and 30 November 2022. Eligibility criteria and T&Cs apply.disclaimer

Featured home loan rates

Basic variable

rates

disclaimer

   

Interest ratedisclaimer

Comparison ratedisclaimer

Interest rate with special offer discountdisclaimerwhen borrowing 70% or less of the property valuedisclaimeron owner occupier home loan with principal and interest repayments.

Get a competitive interest rate and basic features (no offset).

ANZ Simplicity PLUS home loan

Standard variable with optional offsetdisclaimer

rates

disclaimer

   

Interest ratedisclaimer

Comparison ratedisclaimer

Discounted standard variable rate when borrowing 80% or less of the property valuedisclaimeron owner occupied home loan with principal and interest repayments.

Can I go lower?

Talk to us to find out if a further discount could apply to your standard variable rate, depending on your situation.

ANZ Standard Variable home loan

Telephone enquiries

Enquiries

1800 812 785

For general enquiries, scenarios queries and application submissions

Loan scenarios

1800 812 785 (option 1,4)

Mon-Fri

10am to 12pm (AEST)

1pm-4pm (AEST)

For quick scenario-based questions. For more complex scenarios please reach out to your Business Development Manager.

Get accredited

Are you looking to join ANZ? 

  1. To gain residential broker accreditation, you will need to be a member of an aggregator group.
  2. Your respective aggregator group will have the right information to help you become accredited with ANZ.
  3. Your aggregator will contact us and request accreditation on your behalf.
  4. An ANZ BDM will be in touch with you if your application is successful.

Meet the ANZ residential broker team

Tim Brookhouse

QLD/NT State Manager

Antoni Konstantopoulos

VIC/TAS State Manager

Rick Pudsey

WA/SA State Manager (acting)

Jonathon Angelucci

NSW/ACT State Manager

Log in to the broker portal to view your ANZ broker team details

Broker portal login

Conversation starters

Tips and guides to help you chat with your customers.

Article

What's the difference between redraw and offset?

5 minute read

Redraw facilities and offset accounts have many similarities. But there are some important differences too.

  

Article

Why bank valuation and purchase price can differ

3 minute read

When you buy a property you might assume you’ve paid market value for it. More often than not you’d be right.

   

Article

How much do you really need for a house deposit?

3 minute read

It depends on a range of factors – from how much a lender is willing to lend to you, to whether you’re willing to pay a little more on the loan.

  

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.

MFAA Quarterly Survey of Brokers (September 2020), page 10, brokers’ market share of all new residential loan settlements during September 2020 quarter grew to highest share on record at 60.1%.

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Examples are a guide only and subject to change. Equivalent value based on a sample of the Qantas Frequent Flyer Rewards that could be obtained by redeeming through the Qantas Frequent Flyer program and will vary depending on how and when points are redeemed. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. The Qantas Points, taxes, fees and carrier charges stated are accurate as at 5 May 2022 but may vary at the time of booking. Status Credits and Qantas Points will not be earned on Classic Flight Rewards. Visit Classic Flight Rewards for more information.

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Eligibility criteria, terms and conditions, fees and charges apply. This offer is only available if you apply between 10 June 2022 and 19 August 2022 and if approved, settle by 31 January 2023. Only one 300,000 Qantas Points offer can be claimed by any one person. Only the first person to successfully claim on joint loans will be awarded Qantas Points. Qantas Points credited within 60 days after valid claim form redeemed with ANZ following loan settlement. See full Terms & Conditions (PDF 124kB).

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The rate shown is the Simplicity PLUS Home Loan index less the applicable special offer discount for loans with a Loan to Value Ratio of 70% or less. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime.

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For existing Breakfree Package customers, if you renegotiate or take out an additional ANZ home loan account on and from 19 March to 10 September 2022 and link it to your existing Breakfree Package, you will receive an interest rate discount under the Breakfree Package. No further interest rate discounts will apply. To view rates that apply to loans linked to the ANZ Breakfree Package and for more information, see here.

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Other home loan fees including Late Payment Fee, Lock Rate Fee, Early Repayment Cost (Fixed Rate Loans) and ANZ Equity Manager facility fee still apply. Loan security fees including Lodgement Fee, Production Fee, Settlement Fee and Search Fee still apply however will not be charged on establishment of a loan. Government fees and charges (including government search fees and stamp duty) may still apply.

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For full terms and conditions of the offer, contact your ANZ BDM. Offer is only available to eligible First Home Buyers. Offer available only on application and is limited to one rebate of up to $1,000 per single property purchase for eligible First Home Buyers who take out an eligible ANZ Loan for an owner occupier purpose. To enable reimbursement of conveyancing fees, you must hold an ANZ Access Advantage or ANZ One account at draw down. Offer is not available in conjunction with or in addition to any other offer, discount or benefit unless specifically advised by ANZ in writing. Offer may be altered or withdrawn by ANZ at any time. All applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions apply and are available on application. Fees and charges and eligibility criteria apply.

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The rate shown is the Simplicity PLUS Home Loan index less the applicable special offer discount. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime.

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Interest rates shown on this page are current as at  and are subject to change. For all applicable fees & charges please see the ANZ Personal Banking Account Fees and Charges (PDF 139kB)ANZ Personal Banking General Fees and Charges (PDF 155kB) and your letter of offer.

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Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including any applicable interest rate discounts. These rates are for secured loans only.

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period.

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Property value is ANZ's valuation of the security property and may be different to the price you pay for a property.

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A $10 servicing fee applies per month per ANZ One offset account. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 100kB) for fees and charges that apply.

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The interest rate shown includes an interest rate discount from the index rate and applies to home loan applications or renewals submitted on and from 19 March 2022. For ANZ Standard Variable, this discount is  for loans with a Loan to Value Ratio (LVR) of greater than 80% and  for loans with a LVR 80% or less. For ANZ Fixed, this discount is  for loans with a LVR greater than 80% and  for loans with a LVR 80% or less. This interest rate discount is not available for eligible loans linked to an existing Breakfree Package. Eligible loans linked to the Breakfree Package will receive an interest rate discount under the Breakfree Package. To view rates that apply to loans linked to the ANZ Breakfree Package and for more information, see here.

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