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Residential brokers

Feel the difference of working better together.

We’re committed to supporting residential brokers with essential tools and expertise to help customers thrive. We’ve been working hard to improve our services and processes for you and your home loan customers with:

Fast turnaround times

Simplified policies and products

Competitive pricing

A dedicated Residential Broker Manager

 

Broker Portal Login

 

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The information on this page does not apply to ANZ Plus products

Home loan rates

Basic variable

disclaimer

Principal & interest

Comparison ratedisclaimer

Interest rate with special offer discountdisclaimerwhen borrowing 60% or less of the property value.disclaimer

Get a competitive interest rate and basic features (no offset).

More on ANZ Simplicity PLUS

Standard variable with optional offsetdisclaimer

disclaimer

Principal & interest

Comparison ratedisclaimer

Discounted standard variable rate when borrowing 80% or less of the property value.disclaimer

Can your customers get a lower rate?

Talk to us to find out if a further discount could apply to their standard variable rate, depending on their situation.

More on ANZ Standard Variable

Fixed rate

 disclaimer disclaimer

Principal & interest

Comparison ratedisclaimer

Discounted 2 year fixed rate when borrowing 80% or less of the property value.disclaimer

Choose from 1, 2, 3, 4, 5, 7 and 10 year fixed rate terms.

More on ANZ Fixed Rate

Current home loan service levels

These service levels are based on ANZ receiving a fully completed application and all required supporting documentation. The days shown below are business days.

Application assessment

Table Variation

Stage

Simpler Switch

Simple

Complex

New application

1 day

3 days

7 days

Additional docs

2 days

2 days

3 days

Dual application

Contact your Commercial BDM

Contact your Commercial BDM

Contact your Commercial BDM

Simpler Switch: Like for like refinances that meet the Simpler Switch requirements and where the Simpler Switch flag has been ticked on the application.

Simple: Non-LMI, Standard Security, PAYG and Sole Trader income, Guarantor. Total Mortgage Lending <$2.25m.

Complex: All other application types including Partnership, Company and Trust income, any LMI applications, Non-Standard Security, Owner Builder, Construction >$2m, Bridging, Foreign Income and Company home loan applications.


Post approval

Table Variation

Stage

Current service level

Document preparation

1 day

Document verification

1 day

Settlement

As booked (dependent on attendee availability)

These broker service levels are forward looking and estimated based on anticipated demand.

Special offers that could benefit your eligible customers

cashback offer

$3,000 First Home Buyer Bonus Offer

If your customers are buying their first home, they could get $3,000 to spend however they like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more.

Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.disclaimer

Learn more 

fee waiver

LMI waiver for eligible professionals

Do your customers work in a legal, medical or accounting profession? They may be eligible for an LMI waiver with their ANZ home loan.

See eligible professions (PDF)

cashback offer

$2,000 cashback when your customers refinance an eligible home loan

Get $2,000 cashback for your customers when borrowing 80% or less of the property value.disclaimer

On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance). See our terms and conditions below.disclaimer

Learn more 

Why choose blue?

Stay in the know with some of ANZ’s current guidelines, policies and enhancements.

Why Choose Blue flyer (PDF)

Get accredited

Are you looking to join ANZ? You’ll need to follow a few key steps:

  1. You will need to become a member of an aggregator group in order to be able to apply for accreditation with ANZ.
  2. Get the necessary information from your aggregator group to help you become accredited with ANZ.
  3. Your aggregator will contact ANZ on your behalf to request accreditation.
  4. If your application is successful, an ANZ Business Development Manager will contact you.

Meet your ANZ broker team

Tim Brookhouse

QLD/NT State Manager

Antoni Konstantopoulos

VIC/TAS State Manager

Shehan De Silva

WA/SA State Manager

Jonathon Angelucci

NSW/ACT State Manager

Please log in to the ANZ Broker portal to see the ANZ Residential Broker Team contact details.

Commercial broker

Tips and guides to help you chat with your customers

Article

What's the difference between redraw and offset?

5 minute read

Redraw facilities and offset accounts have many similarities. But there are some important differences too.

  

Article

Offset accounts explained

3 minute read

An offset account can be a good way to reduce the interest charged on your home loan, while also giving you access to your money whenever you need it. 

  

Article

How to work out what a property is worth

4 minute read

It may happen that a home sells for far beyond the expected price. However, generally you'll see properties sell for around what is considered their 'fair market value'. 

  

Article

Using the equity in your home

5 minute read

Equity is the difference between the value of your property and how much you owe on it. Find out how unlocking the equity in your home could open up opportunities.

  

Article

How a guarantor could help you buy your first property sooner

3 minute read

When you’re trying to save a deposit, it can feel like you’re trapped on a frustrating merry-go-round.

  

Article

Pre-settlement inspections: who, what, when, why?

4 minute read

A final inspection before settlement helps you make sure any special conditions are met and the property is in the same state as when you exchanged contracts.

  

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.

The rate shown is the Simplicity PLUS Home Loan index less the applicable special offer discount for loans with a Loan to Value Ratio of 60% or less. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime.

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Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including any applicable interest rate discounts. These rates are for secured loans only.

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period.

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Property value is ANZ's valuation of the security property and may be different to the price you pay for a property.

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A $10 servicing fee applies per month per ANZ One offset account. Please refer to ANZ Personal Banking Account Fees and Charges (PDF) for fees and charges that apply.

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The interest rate shown includes an interest rate discount from the index rate. For ANZ Standard Variable, this discount is  for loans with a Loan to Value Ratio (LVR) of greater than 80% and  for loans with a LVR 80% or less. For ANZ Fixed, this discount is  for loans with a LVR greater than 80% and  for loans with a LVR 80% or less. 

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Rates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan.

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Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including any applicable interest rate discounts. These rates are for secured loans only.

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fixed home loans aren’t for everyone and early repayment costs may apply if you repay your loan or switch to another one before the end of your fixed term or make early or additional repayments. Once the fixed rate period ends, the loan reverts to a variable rate loan and repayment amounts will change. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period. 

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Offer can be withdrawn at any time. Maximum one bonus per eligible loan, individual may only claim once. Available for eligible First Home Buyers who purchase or construct their first property and take out an Eligible ANZ Home Loan of $250,000 or more. To be eligible to receive the bonus First Home Buyers must hold an ANZ Access Advantage, ANZ Plus or ANZ One offset account at loan drawdown. Drawdown on the Eligible ANZ Home Loan(s) must take place within 180 days from applying. See the full Terms and Conditions (PDF) for this offer. Fees, charges and eligibility criteria apply.

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Offer can be withdrawn at any time. Limit of one cashback within any 12 month period. Offer is $2,000 cashback with 80.00% LVR or less, loans with LVR above 80% are not eligible for cashback. Paid within 60 days to an eligible ANZ account. You must drawdown the Eligible ANZ Home Loan(s) within 120 days from applying. See the full Terms and Conditions (PDF) for this offer. Fees, charges, eligibility criteria apply.

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