skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Home owner tips and guides

Buying your first home, upsizing, downsizing, or buying an investment property? Our tips and guides can help.

Most popular

Article

How a guarantor could help you buy your first property sooner

3 minute read

When you’re trying to save a deposit, it can feel like you’re trapped on a frustrating merry-go-round.

  

Article

Offset accounts explained

3 minute read

An offset account can be a good way to reduce the interest charged on your home loan, while also giving you access to your money whenever you need it. 

  

What's the difference between redraw and offset?

5 minute read

Redraw facilities and offset accounts have many similarities. But there are some important differences too.

  

Article

Key things you need to know about Lenders Mortgage Insurance

4 minute read

Finding it difficult to save up a 20% home loan deposit? You might still be able to borrow from a lender, but you may have to pay Lenders Mortgage Insurance.

  

Understanding home loans

Understand the home loan application process

6 minute read

This guide outlines the home loan application process to help you understand the steps to applying for a home loan with ANZ.

  

Keep reading

Using the equity in your home

5 minute read

Equity is the difference between the value of your property and how much you owe on it. Find out how unlocking the equity in your home could open up opportunities.

Keep reading

What you need to know about restarting your repayments

4 minute read

The ability to pause home loan repayments brought welcome relief to many in 2020. But as the deferral period ends, here are some tips to help you prioritise your repayments.

Keep reading

How extra repayments could help you pay off your loan sooner

3 minute read

There are some simple strategies that could reduce your loan period and save you thousands of dollars in interest.

Keep reading

Planning and budgeting

Looking to build that home office? A home-loan top up could help

4 minute read

If you’re looking to access cash for bigger goals such as building a home office or buying a new car, you might want to first look in your own backyard – that is, at your existing home loan.

Keep reading 

Working out how much to borrow when buying property

4 minute read

Whether you’re in the market for your first home, next home, or an investment property, you’d probably like to know how much you could borrow. 

Keep reading

What you want vs what you need

3 minute read

When you’re house hunting, it pays to recognise the difference between things you actually need and those that could turn out to be expensive indulgences.

Keep reading

How to save for a house deposit – the smart way

3 minute read

When you’re saving up for a house deposit, every little tactic can help. Here are some suggestions for reaching your savings goal.

Keep reading

Ready to buy

What you need to know about making an offer on a property

4 minute read

Making an offer on a property is a process that seems to be shrouded in mystery. Getting to grips with what’s involved will bring you closer to purchasing your property.

Keep reading

10 tips for buying a house at auction

4 minute read

It might seem daunting going up against other bidders at an auction, but our auction tips could help you be prepared to improve your chances of success.

Keep reading

How to work out what a property is worth

4 minute read

It may happen that a home sells for far beyond the expected price. However, generally you'll see properties sell for around what is considered their 'fair market value'. 

Keep reading

Reasons to consider building and pest inspections

3 minute read

A house or apartment might look great at an open for inspection. But costly structural problems could be hidden behind that fresh coat of paint or under the new carpet.

Keep reading

Buying and settlement

Seal the deal: When and how to pay your deposit

3 minute read

Once you have your deposit sorted, whether you've saved it or are using equity from your existing property, what do you actually do with it?

Keep reading

Do you need a conveyancer?

3 minute read

When you transfer a home into your name, a conveyancer could help you check that no legal issues will affect your ownership or use of the property.

Keep reading

Pre-settlement inspections: who, what, when, why?

4 minute read

A final inspection before settlement helps you make sure any special conditions are met and the property is in the same state as when you exchanged contracts.

Keep reading

Property settlement: what is it and how does it work?

5 minute read

If buying a new home were a marathon, settlement would be the finish line. But there’s a little more to it than simply handing over the cash and picking up the keys.

Keep reading

Selling your home

Buy first? Or sell first? It’s the classic real-estate conundrum

4 minute read

To buy a new house or sell your existing house first is the classic real-estate conundrum, but there are some key drivers you should be aware of that could help you work out what’s right for you.

Keep reading 

Typical costs of selling a property

3 minute read

When you’re selling your house it’s easy to underestimate the costs involved. You’ll need to consider everything, from fixing the garden fence to paying legal fees.

Keep reading

Preparing your house for sale

3 minute read

First impressions count in real estate. If buyers like what they see it may produce a better result when you sell your house.

Keep reading

Property auction vs private sale: pros and cons

3 minute read

Deciding whether to sell your home by auction or private sale? Here are a few pointers.

Keep reading

Protecting your home

Who's responsible for insurance during the settlement period?

2 minute read

It’s important to find out when home insurance becomes your responsibility.

Keep reading

Is your home protected with the right insurance?

4 minute read

Your home is likely the biggest asset you own, so don't risk losing it. 

Keep reading

What are the top home and contents insurance tips?

2 minute read

Here are some handy simple ways to help you choose home and contents insurance that will be there when you need it most.

Keep reading

Do I need insurance if my property is managed by strata?

4 minute read

With several types of insurance available to homeowners and renters, it helps to know exactly what insurance to get if you live in a strata-managed property.

Keep reading

Contact us or apply

Quick start home loan application

Get started in just 5 minutes to apply for a new home loan, refinance, or pre-approvaldisclaimer

Apply online now

   

Request a call back

Leave your details 

   

Connect with a mobile lender disclaimer

Find a mobile lender

  

Visit a branch or ANZ Home Centre

Find your nearest location

  

Call us

1800 100 641

Mon-Fri 9.00am to 7.00pm (AEST)

   

You can also chat to an ANZ accredited broker for help with your home buying, investing or refinancing needs.

   

The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditionsProduct Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product. 

Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.

ANZ may provide pre-approval (also known as approval in principle or conditional approval) to eligible customers who apply for an ANZ home loan and complete an application form and satisfy any other applicable requirements. Pre-approval is an approval for a loan subject to conditions being met, including that security is satisfactory to ANZ. Australian Credit Licence Number 234527.

Return

ANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.

Return
Top