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Home owner tips and guides
Buying your first home, upsizing, downsizing, or buying an investment property? Our tips and guides can help.
Article
Offset accounts explained
3 minute read
An offset account can be a good way to reduce the interest charged on your home loan, while also giving you access to your money whenever you need it.
What's the difference between redraw and offset?
5 minute read
Redraw facilities and offset accounts have many similarities. But there are some important differences too.
Understand the home loan application process
6 minute read
This guide outlines the home loan application process to help you understand the steps to applying for a home loan with ANZ.
Using the equity in your home
5 minute read
Equity is the difference between the value of your property and how much you owe on it. Find out how unlocking the equity in your home could open up opportunities.
What you need to know about restarting your repayments
4 minute read
The ability to pause home loan repayments brought welcome relief to many in 2020. But as the deferral period ends, here are some tips to help you prioritise your repayments.
How extra repayments could help you pay off your loan sooner
3 minute read
There are some simple strategies that could reduce your loan period and save you thousands of dollars in interest.
Looking to build that home office? A home-loan top up could help
4 minute read
If you’re looking to access cash for bigger goals such as building a home office or buying a new car, you might want to first look in your own backyard – that is, at your existing home loan.
Working out how much to borrow when buying property
4 minute read
Whether you’re in the market for your first home, next home, or an investment property, you’d probably like to know how much you could borrow.
Saving for your home deposit faster
6 minute read
When you’re saving up for a house deposit, every little tactic can help. Here are some ways to save smarter so you can buy your first home sooner.
Saving for your home deposit faster
6 minute read
When you’re saving up for a house deposit, every little tactic can help. Here are some ways to save smarter so you can buy your first home sooner.
What you need to know about making an offer on a property
4 minute read
Making an offer on a property is a process that seems to be shrouded in mystery. Getting to grips with what’s involved will bring you closer to purchasing your property.
10 tips for buying a house at auction
4 minute read
It might seem daunting going up against other bidders at an auction, but our auction tips could help you be prepared to improve your chances of success.
How to work out what a property is worth
4 minute read
It may happen that a home sells for far beyond the expected price. However, generally you'll see properties sell for around what is considered their 'fair market value'.
Reasons to consider building and pest inspections
3 minute read
A house or apartment might look great at an open for inspection. But costly structural problems could be hidden behind that fresh coat of paint or under the new carpet.
Seal the deal: When and how to pay your deposit
3 minute read
Once you have your deposit sorted, whether you've saved it or are using equity from your existing property, what do you actually do with it?
Do you need a conveyancer?
3 minute read
When you transfer a home into your name, a conveyancer could help you check that no legal issues will affect your ownership or use of the property.
Pre-settlement inspections: who, what, when, why?
4 minute read
A final inspection before settlement helps you make sure any special conditions are met and the property is in the same state as when you exchanged contracts.
Property settlement: what is it and how does it work?
5 minute read
If buying a new home were a marathon, settlement would be the finish line. But there’s a little more to it than simply handing over the cash and picking up the keys.
Buy first? Or sell first? It’s the classic real-estate conundrum
4 minute read
To buy a new house or sell your existing house first is the classic real-estate conundrum, but there are some key drivers you should be aware of that could help you work out what’s right for you.
Typical costs of selling a property
3 minute read
When you’re selling your house it’s easy to underestimate the costs involved. You’ll need to consider everything, from fixing the garden fence to paying legal fees.
Tips for getting your home ready for sale
4 minute read
When you’re selling your home, clutter can turn buyers off. Here are tips for presenting your home for sale.
What to expect at an auction or private sale
3 minute read
Whether you're buying at auction or private sale, we'll let you know what to expect.
Who's responsible for insurance during the settlement period?
2 minute read
It’s important to find out when home insurance becomes your responsibility.
Is your home protected with the right insurance?
4 minute read
Your home is likely the biggest asset you own, so don't risk losing it.
What are the top home and contents insurance tips?
2 minute read
Here are some handy simple ways to help you choose home and contents insurance that will be there when you need it most.
Do I need insurance if my property is managed by strata?
4 minute read
With several types of insurance available to homeowners and renters, it helps to know exactly what insurance to get if you live in a strata-managed property.
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The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.
Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.
ANZ may provide pre-approval (also known as approval in principle or conditional approval) to eligible customers who apply for an ANZ home loan and complete an application form and satisfy any other applicable requirements. Pre-approval is an approval for a loan subject to conditions being met, including that security is satisfactory to ANZ. Australian Credit Licence Number 234527.
ReturnANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.
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