ANZ Smart Choice Super.
Super. Easy.
Set up in just five minutes,
in app or online.
Understanding home loans
It's not every day that you apply for a home loan. Whether you're just starting out with your first home or need a refresher on how things work, we've got you covered.
The information on this page does not apply to ANZ Plus products
Article
What you need to know about restarting your repayments
4 minute read
The ability to pause home loan repayments brought welcome relief to many in 2020. But as the deferral period ends, here are some tips to help you prioritise your repayments.
Offset accounts explained
3 minute read
An offset account can be a good way to reduce the interest charged on your home loan, while also giving you access to your money whenever you need it.
Article
Fixed vs variable home loans: which one may be right for you?
5 minute read
Can't decide on a type of home loan? ANZ gives you a guide to choosing between a fixed or variable home loan to suit your needs.
Home loan terminology - Jargon buster
19 minute read
Use this jargon buster to look up terms and phrases you may come across when buying a home.
Article
What's the difference between redraw and offset?
5 minute read
Redraw facilities and offset accounts have many similarities. But there are some important differences too.
Fixed vs variable home loans: which one may be right for you?
5 minute read
Can't decide on a type of home loan? ANZ gives you a guide to choosing between a fixed or variable home loan to suit your needs.
Article
Offset accounts explained
3 minute read
An offset account can be a good way to reduce the interest charged on your home loan, while also giving you access to your money whenever you need it.
What's the difference between redraw and offset?
5 minute read
Redraw facilities and offset accounts have many similarities. But there are some important differences too.
Article
Redraw facilities: the what, why and how
3 minute read
Redraw lets you access extra principal repayments you’ve made on your loan. This could come in handy if you need some extra cash down the track.
Offset accounts explained
3 minute read
An offset account can be a good way to reduce the interest charged on your home loan, while also giving you access to your money whenever you need it.
Quick Start home loan application
Get started in just 5 minutes. Apply for pre-approvaldisclaimer, a new home loan or to refinance or top up your existing ANZ home loan.
Request a call back
Connect with a mobile lender disclaimer
Visit a branch or ANZ Home Centre
You can also chat to an ANZ accredited broker for help with your home buying, investing or refinancing needs.
The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.
Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.
ANZ may provide pre-approval (also known as approval in principle or conditional approval) to eligible customers who apply for an ANZ home loan and complete an application form and satisfy any other applicable requirements. Pre-approval is an approval for a loan subject to conditions being met, including that security is satisfactory to ANZ. Australian Credit Licence Number 234527.
ReturnANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.
Return