Business credit cards

Applications must be submitted and approved by 31 December 2021. Annual Card Fee applies after the first year. Excludes ANZ Corporate and Purchasing cards. Credit criteria, T&Cs, fees and charges apply.

Complimentary credit card insurance covers provided are part of a Group Policy issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the Group Policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the ANZ Commercial Cards Terms and Conditions (PDF 456kB) and the ANZ Business Black Travel Insurance Policy Information Booklet (PDF317kB) as applicable which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objects, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF 318kB). Eligible purchases exclude interest, government charges (apart from taxation payments), fees, balance transfers and cash and cash equivalent transactions. Taxation payments include all payments to the Australian Taxation Office and other taxation bodies.

The Annual Card Fee will be waived in the first year for customers who submit an application for a new ANZ Business Black account which is approved by ANZ by 31 December 2021. The Annual Card Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions in respect of the new ANZ Business Black account. In each subsequent year, the Annual Card Fee will be charged yearly in advance on the anniversary of the date the first Commercial Card is opened on the ANZ Business Black account. The Annual Card Fee is currently $300 per annum but is subject to change. Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.

The Rewards Fee will be waived in the first year for each Commercial Card opened on a new ANZ Business Black account for which an application is submitted by the customer and approved by ANZ by 31 December 2021.  The Rewards Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions in respect of the new ANZ Business Black account.  In each subsequent year, the Rewards Fee will be charged, on a per card basis, yearly in advance at the same time as the Annual Card Fee.  The Rewards Fee is currently $75 per annum for each Commercial Card but is subject to change. Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.

The Annual Card Fee will be waived in the first year for customers who submit an application for a new ANZ Business 55 Interest Free Days account which is approved by ANZ by 31 December 2021.  The Annual Card Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions in respect of the new ANZ Business 55 Interest Free Days account.  In each subsequent year, the Annual Card Fee will be charged yearly in advance on the anniversary of the date the first Commercial Card is opened on the ANZ Business 55 Days Interest Free account. The Annual Card Fee is currently $150 per annum but is subject to change. Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.

The Annual Card Fee will be waived in the first year for customers who submit an application for a new ANZ Business Rewards Options account which is approved by ANZ by 31 December 2021.  The Annual Card Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions in respect of the new ANZ Business Rewards Options account.  In each subsequent year, the Annual Card Fee will be charged yearly in advance on the anniversary of the date the first Commercial Card is opened on the ANZ Business Rewards Options account. The Annual Card Fee is currently $200 per annum but is subject to change.  Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.

The Rewards Fee will be waived in the first year for each Commercial Card issued on a new ANZ Business Rewards Options account for which an application is submitted by the customer and approved by ANZ by 31 December 2021.  The Rewards Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions in respect of the new ANZ Business Rewards Options account.  In each subsequent year, the Rewards Fee will be charged, on a per card basis, yearly in advance at the same time as the Annual Card Fee.  The Rewards Fee is currently $75 per annum for each Commercial Card but is subject to change.  Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.

The Annual Card Fee will be waived in the first year for customers who submit an application for a new ANZ Business Low Rate account which is approved by ANZ by 31 December 2021. The Annual Card Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions in respect of the new ANZ Business Low Rate account. In each subsequent year, the Annual Card Fee will be charged yearly in advance on the anniversary of the date the first Commercial Card is opened on the ANZ Business Low Rate account. The Annual Card Fee is currently $100 per annum but is subject to change. Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.