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Choose the right credit card for your business
Choosing a credit card shouldn't take precious time away from your business, which is why we have four cards for you to pick from.
Each card boasts unique features that pack a punch. Below you'll find points on offer, interest-free periods on purchases, even a low rate card that gets the job done.
Use your accounting software to apply for your card faster
Use ANZ GoBiz to easily apply for a new business credit card online.
- Apply online in just 20 minutes
- You don't need to bank with ANZ to use GoBiz
- No application paperwork or need to visit a branch
- Encrypted, one-time connection to your accounting software
Select the ANZ GoBiz option when you apply for your new card.
Go further with 100,000 bonus Qantas Pointsdisclaimer, plus no Annual Feedisclaimer or Rewards Feedisclaimer in your first year
To earn your bonus Qantas Points, just spend $6,000 on eligible purchases in your first 3 months from approval of your new card.
New Card. T&Cs, eligibility criteria, fees and charges apply (including an Annual Fee after your first year, currently $300 plus a Rewards Fee after your first year, currently $75 per card).
ANZ Qantas Business Rewards
- Qantas Business Rewards
- Uncapped Qantas Pointsdisclaimer
- Up to 55 interest free days on purchasesdisclaimer
OFFER
Save $300 with no Annual Feedisclaimer and $75 per card with no Rewards Feedisclaimer in your first year with a new card.
Earn 100,000 bonus Qantas Points if you spend $6,000 on eligible purchases in the first 3 months from approval.disclaimer
ANZ Business Black
- ANZ Business Rewards
- Uncapped Business Rewards Pointsdisclaimer
- Up to 55 interest free days on purchasesdisclaimer
OFFER
Save $300 with no Annual Feedisclaimer and $75 per card with no Rewards Feedisclaimer in your first year with a new card.
Earn 100,000 extra Reward Points if you spend $6,000 on eligible purchases in the first 3 months from approval.disclaimer
ANZ Business 55 Interest Free Days
- Up to 55 interest free days on purchasesdisclaimerto give you flexibility
OFFER
Save $150 with no Annual Feedisclaimer for the first year on a new card.
ANZ Business Low Rate
- Our lowest interest rate on purchases
- Our lowest annual fee
OFFER
Save $100 with no Annual Feedisclaimer for the first year on a new card.
Let us help you choose the right business credit card
Compare each card's benefits, rates and fees so you can find the right one for you and your business
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We're here to help you with your ANZ business credit cards
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.
Products are available to approved applicants for business purposes only. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions, Fees and charges and eligibility criteria apply.
We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether these products are right for you.
ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) apply.
Offer available to new and approved applicants who apply for a new ANZ Qantas Business Rewards account. ANZ may terminate or withdraw this offer at any time without prior notice. This offer applies only once per new ANZ Qantas Business Rewards account. Offer is not available when transferring from an existing ANZ Business credit card account and/or adding an additional account to an existing ANZ Business credit card contract. Your application must be approved, and you must activate your ANZ Qantas Business Rewards account and make $6,000 worth of eligible purchases within 90 days of approval to receive the 100,000 bonus Qantas Points. Eligible purchases means purchases which are eligible to earn Qantas Points. Certain transactions and other items are not eligible to earn Qantas Points. For details refer to the ANZ Qantas Business Rewards Terms & Conditions (PDF). The 100,000 bonus Qantas Points will be credited to the Qantas Business Rewards member account within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Qantas Business Rewards account before the bonus Qantas Points are processed to your Qantas Business Rewards member account, you may become ineligible for this offer. If any repayments are overdue before the 100,000 Bonus Qantas Points are processed to your membership, you will be ineligible for this offer until any overdue amount and amounts shown on your statement as being payable immediately have been paid.
ReturnOffer available to new and approved applicants who apply for a new ANZ Business credit card account. Excludes ANZ Corporate and Purchasing cards. ANZ may terminate or withdraw this offer at any time without prior notice. The Annual Fee offer applies only once per new ANZ Business credit card account. Offer is not available when transferring from an existing ANZ Business credit card account. The Annual Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) in respect of the new ANZ Business credit card account. In subsequent years the Annual Fee (currently $300 for an ANZ Qantas Business Rewards account, $300 for an ANZ Business Black account, $150 for an ANZ Business 55 Interest Free Days account, and $100 for an ANZ Business Low Rate account but is subject to change) will apply.
ReturnOffer available to new and approved applicants who apply for a new ANZ Qantas Business Rewards and/or ANZ Business Black account. ANZ may terminate or withdraw this offer at any time without prior notice. The Rewards Fee offer applies only once per new ANZ Qantas Business Rewards and/or ANZ Business Black account. Offer is not available when transferring from an existing ANZ Business credit card account. The Rewards Fee will be waived in the first year for each Commercial Card opened on a new ANZ Qantas Business Rewards and/or ANZ Business Black account for which an application is submitted by the customer. The Rewards Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) in respect of the new ANZ Qantas Business Rewards and/or ANZ Business Black account. In subsequent years the Rewards Fee (currently $75 but subject to change) will apply.
ReturnQantas Points and Bonus Qantas Points are earned in accordance with the ANZ Qantas Business Rewards Terms & Conditions. Certain transactions and other items are not eligible to earn Qantas Points, for details refer to the ANZ Qantas Business Rewards Terms & Conditions. The Principal must be a member of the Qantas Business Rewards Program to earn Qantas Points in connection with the ANZ Qantas Business Rewards Card. All Qantas Points earned on eligible Card spend will be awarded to the Principal. Points will not be awarded to individual Cardholders.
ReturnInterest free days do not apply if you do not pay your Closing Balance in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF).
ReturnReward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF). Certain transactions and other items are not eligible to earn Reward Points. For details refer to the Business Rewards Program Terms and Conditions (PDF).
ReturnOffer available to new and approved applicants who apply for a new ANZ Business Black account. ANZ may terminate or withdraw this offer at any time without prior notice. This offer applies only once per new ANZ Business Black account. Offer is not available when transferring from an existing ANZ Business credit card account and/or adding additional account to an existing ANZ Business credit card contract. In respect of an ANZ Business Black account, your application must be approved, and you must activate your ANZ Business Black account and make $6,000 worth of eligible purchases within 90 days of approval to receive the 100,000 extra Reward Points. Eligible purchases means purchases which are eligible to earn Reward Points. Certain transactions and other items are not eligible to earn Reward Points. For details refer to the Business Rewards Program Terms and Conditions (PDF). The extra Reward Points will be credited to the Principal/Rewards Administrator within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Business Black account before the extra Reward Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the extra Reward points are processed to your account, you will be ineligible for this offer until any overdue amount and amounts shown on your statement as being payable immediately have been paid.
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