ANZ Business Black

Offer available to new and approved applicants who apply for a new ANZ Business Black account. ANZ may terminate or withdraw this offer at any time without prior notice. This offer applies only once per new ANZ Business Black account. Offer is not available when transferring from an existing ANZ Business credit card account and/or adding additional account to an existing ANZ Business credit card contract. Your application must be approved, and you must activate your ANZ Business Black account and make $6,000 worth of eligible purchases within 90 days of approval to receive the 100,000 extra Reward Points. Eligible purchases means purchases which are eligible to earn Reward Points. Certain transactions and other items are not eligible to earn Reward Points. For details refer to the ANZ Business Rewards Program Terms and Conditions (PDF). The 100,000 extra Reward Points will be credited to the Principal/Rewards Administrator within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Business Black account before the extra Reward Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the 100,000 extra Reward points are processed to your account, you will be ineligible for this offer until any overdue amount and amounts shown on your statement as being payable immediately have been paid.

Offer available to new and approved applicants who apply for a new ANZ Business Black account. ANZ may terminate or withdraw this offer at any time without prior notice. The Annual Fee offer applies only once per new ANZ Business Black account. Offer is not available when transferring from an existing ANZ Business credit card account. The Annual Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) in respect of the new ANZ Business Black account. In subsequent years the Annual Fee (currently $300 but subject to change) will apply.

Offer available to new and approved applicants who apply for a new ANZ Business Black account. ANZ may terminate or withdraw this offer at any time without prior notice. The Rewards Fee offer applies only once per new ANZ Business Black account. Offer is not available when transferring from an existing ANZ Business credit card account. The Rewards Fee will be waived in the first year for each Commercial Card opened on a new ANZ Business Black account for which an application is submitted by the customer. The Rewards Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) in respect of the new ANZ Business Black account. In subsequent years the Rewards Fee (currently $75 but subject to change) will apply.

Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF). Certain transactions and other items are not eligible to earn Reward Points. For details refer to the Business Rewards Program Terms and Conditions (PDF).

Interest free days do not apply if you do not pay your Closing Balance in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF).

Complimentary credit card insurance covers provided are part of a Group Policy issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708 to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the Group Policy as a third party beneficiary by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and the ANZ Business Black and ANZ Qantas Business Rewards Complimentary Travel Insurance Policy Information Booklet (PDF) as applicable which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

Conversion calculations correct as at 9 October 2023. Conversion rates subject to change. Please refer to ANZ Business Rewards for details of current rates.

ANZ Cashback is not transferable and cannot be cancelled once issued. ANZ Business Reward Points are not earned on ANZ Cashback transactions on your account. When you redeem your ANZ Business Reward Points for ANZ Cashback, credit of your nominated value will be allocated to your eligible ANZ Business Black Credit Card balance within 2 business days. Minimum Redemption thresholds apply.

Minimum Redemption thresholds apply. To redeem ANZ Business Reward Points for Frequent Flyer Points, Velocity Points, Airpoints or Airmiles, you must be a member of the relevant program and an ANZ Business Rewards Account Holder. Refer to the relevant program terms and conditions for details: Qantas Frequent Flyer Program Terms and Conditions, Velocity Member Terms and Conditions, Air New Zealand Airpoints terms & conditions, Asia Miles Terms and Conditions, and KrisFlyer Terms and Conditions. Business Reward Points are subject to ANZ Business Rewards Program Terms and Conditions (PDF).

Standard variable interest rate as at  and is subject to change.

Terms and Conditions apply to use of the ANZ Global Business Concierge. Visit ANZ Global Business Concierge Terms and Conditions (PDF) to view the full terms.