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Get uncapped Qantas Pointsdisclaimer and other value with Qantas Business Rewards.disclaimer 

OFFER

Earn 130,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 3 months from approval.disclaimer

 

Get uncapped rewardsdisclaimer  and complimentary insurancesdisclaimer

OFFER

Earn 100,000 extra Reward Points when you spend $6,000 on eligible purchases in the first 3 months from approval.disclaimer

Improve cash flow to ensure cash comes in before it goes out.

OFFER

Save $150 with no Annual Feedisclaimer for the first year on a new ANZ Business 55 Interest Free Days credit card.

Keep costs under control with our lowest interest rate on purchases and our lowest annual fee.

OFFER

Save $100 with no Annual Feedisclaimer for the first year on a new ANZ Business Low Rate credit card.

Important numbers

Annual Fee
Interest rates on purchases
Interest rates on cash advances
Interest free days on purchases

Up to 55 daysdisclaimer

Up to 55 daysdisclaimer

Up to 55 days disclaimer

0 daysdisclaimer

Annual additional cardholder fee

$0 

$0 

$0  

$0  

Rewards Fee

$75  per card per yeardisclaimer

 

$75  per card per yeardisclaimer

 

N/A

N/A

Minimum credit limit

$5,000  

$5,000  

$1,000  

$1,000  

Rewards

Uncapped Points
Uncapped Qantas Points disclaimer
Uncapped Reward Pointsdisclaimer

N/A

N/A

Points per $1 spend on eligible purchases

0.75 Qantas Pointsdisclaimer up to and including $15,000 per statement period

0.5 Qantas Pointsdisclaimer above $15,000 per statement period

1.5 Reward Pointsdisclaimer up to and including $10,000 per statement period

1.0 Reward Pointdisclaimer above $10,000 per statement period

N/A

N/A

Points per $1 spend on taxation payments

0.5 Qantas Pointsdisclaimer

0.5 Reward Pointsdisclaimer

N/A

N/A

Flexible rewards options

Velocity and other airline partners, gift cards, cashback and more.

N/A

N/A

Complimentary insurance (eligibility criteria apply)

Unauthorised Transaction Insurance
International and Domestic Travel Insurance

N/A

N/A

Benefits

Data feeds to accounting software packages
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Global Business Concierge

N/A

N/A

Exclusive benefits

N/A

N/A

N/A

N/A

Extra online security
  • Verified by Visa
  • Verified by Visa
  • Verified by Visa
  • Verified by Visa

 

Ways to bank across our credit cards 

  • ANZ Branches
  • ANZ ATMs and EFTPOS
  • eStatements (Optional)

 

  • ANZ Falcon™
  • Worldwide emergency credit card replacement

Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.

This page contains only general information which is subject to change and is not a substitute for commercial judgement or professional advice. This information does not take into account your personal and financial needs, particular objectives and/or circumstances, and you should seek appropriate independent advice (which may include property, legal, financial, taxation and accounting advice) before making any decisions, investing, or acting on it.

Tools, templates, checklists, and calculators (“ANZ Tools”) linked or referred to on this page, are only some of many ways to analyse a business or industry, or to assist your planning and business decision making. You should seek the assistance of your accountant, business or other advisor when either planning for or analysing your business.

To the extent permitted by law, all members of the ANZ group of companies, their employees, officers and contractors (“ANZ“), offer no warranty and disclaim liability or responsibility to any person for any actions, claims, costs, demands, liability, or direct or indirect losses or damage that may result from using or relying on the information set out in the anz.com pages or the ANZ Tools, and / or any act, omission or error, by any person in relation to them.  To the extent permitted by law, ANZ makes no warranty and has no liability in respect of your use and reliance. ANZ Tools are also subject in many cases to further specific cautionary wording and disclaimers which you should read.

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Qantas Points and Bonus Qantas Points are earned in accordance with the ANZ Qantas Business Rewards Terms & Conditions. Certain transactions and other items are not eligible to earn Qantas Points, for details refer to the ANZ Qantas Business Rewards Terms & Conditions. The Principal must be a member of the Qantas Business Rewards Program to earn Qantas Points in connection with the ANZ Qantas Business Rewards Card. All Qantas Points earned on eligible Card spend will be awarded to the Principal. Points will not be awarded to individual Cardholders. 

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A business must be a Qantas Business Rewards Member to earn and redeem Qantas Points with an ANZ Qantas Business Rewards Card.  A one-off join fee of $89.50 including GST normally applies, however this will be waived for ANZ customers that join via qantas.com/anzqbr

Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions available at qantas/qbr/terms. Please visit qantas.com/anzqbr to join Qantas Business Rewards.

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Offer available to new and approved applicants who apply for a new ANZ Qantas Business Rewards account. This is a limited time offer, which may be terminated, withdrawn or varied by ANZ at any time without prior notice. This offer applies only once per new ANZ Qantas Business Rewards account. Offer is not available when transferring from an existing ANZ Business credit card account and/or adding an additional account to an existing ANZ Business credit card contract. You are not eligible for this offer if you currently hold or have held an ANZ Qantas Business Rewards and/or ANZ Business Black account in the last 12 months. Your application must be approved, and you must activate your ANZ Qantas Business Rewards account and make $6,000 worth of eligible purchases within 3 months of approval to receive the 130,000 bonus Qantas Points. Eligible purchases means purchases which are eligible to earn Qantas Points. Certain transactions and other items are not eligible to earn Qantas Points. For details refer to the ANZ Qantas Business Rewards Terms & Conditions (PDF). The 130,000 bonus Qantas Points will be credited to the Qantas Business Rewards member account within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Qantas Business Rewards account before the bonus Qantas Points are processed to your Qantas Business Rewards member account, you may become ineligible for this offer. If any repayments are overdue before the 130,000 Bonus Qantas Points are processed to your membership, you will be ineligible for this offer until any overdue amount and amounts shown on your statement as being payable immediately have been paid.

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The Annual Fee is current as at today’s date and is subject to change. Please refer to the  ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) for details about all applicable fees and charges.

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Standard variable interest rate as at  and is subject to change.

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Interest free days do not apply if you do not pay your Closing Balance in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF).

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The Rewards Fee is current as at today’s date and is subject to change. Please refer to the  ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) for details about all applicable fees and charges.

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Complimentary credit card insurance covers provided are part of a Group Policy issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708 to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the Group Policy as a third party beneficiary by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and the ANZ Business Black and ANZ Qantas Business Rewards Complimentary Travel Insurance Policy Information Booklet (PDF) as applicable which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

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Terms and Conditions apply to use of the ANZ Global Business Concierge. Visit ANZ Global Business Concierge Terms and Conditions (PDF) to view the full terms.

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Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF). Certain transactions and other items are not eligible to earn Reward Points. For details refer to the Business Rewards Program Terms and Conditions (PDF).

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Offer available to new and approved applicants who apply for a new ANZ Business Black account. ANZ may terminate or withdraw this offer at any time without prior notice. This offer applies only once per new ANZ Business Black account. Offer is not available when transferring from an existing ANZ Business credit card account and/or adding additional account to an existing ANZ Business credit card contract. You are not eligible for this offer if you currently hold or have held an ANZ Qantas Business Rewards and/or ANZ Business Black account in the last 12 months. Your application must be approved, and you must activate your ANZ Business Black account and make $6,000 worth of eligible purchases within 3 months of approval to receive the 100,000 extra Reward Points. Eligible purchases means purchases which are eligible to earn Reward Points. Certain transactions and other items are not eligible to earn Reward Points. For details refer to the ANZ Business Rewards Program Terms and Conditions (PDF). The 100,000 extra Reward Points will be credited to the Principal/Rewards Administrator within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Business Black account before the extra Reward Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the 100,000 extra Reward points are processed to your account, you will be ineligible for this offer until any overdue amount and amounts shown on your statement as being payable immediately have been paid.

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Offer available to new and approved applicants who apply for a new ANZ Business 55 Interest Free Days and/or ANZ Business Low Rate credit card account. ANZ may terminate or withdraw this offer at any time without prior notice. The Annual Fee offer applies only once per new ANZ Business 55 Interest Free Days and/or ANZ Business Low Rate credit card account. Offer is not available when transferring from an existing ANZ Business credit card account. The Annual Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) in respect of the new ANZ Business 55 Interest Free Days and/or ANZ Business Low Rate credit card account. In subsequent years the Annual Fee (currently $150 for an ANZ Business 55 Interest Free Days account and $100 for an ANZ Business Low Rate account but is subject to change) will apply.

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The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

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Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments. Terms and conditions apply to the use of Apple Pay (PDF), Google Pay (PDF), Samsung Pay (PDF)Fitbit Pay (PDF) and Garmin Pay (PDF).

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Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

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