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ANZ Personal Loans

Get what you want, sooner

Explore your options below

or use our tools and calculators to find the loan that's right for you

The freedom to pay off your loan earlier with no exit fees

  • No exit fees if you pay your loan off early
  • Flexibility to increase your loan amount
  • Same day cash in your ANZ everyday account if approved in branch by midday Mon-Fridisclaimer
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Interest rate

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Comparison rate

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You’re protected from interest rate movementsdisclaimer   

  • Certainty that your repayments won’t change 
  • Control over your budget
  • Same day cash in your ANZ everyday account if approved in branch by midday Mon-Fridisclaime
rates

Interest rate

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Comparison rate

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A great loan for cars and other vehicles
 

  • Repayments that won’t change throughout your loan termdisclaimer 
  • A lower interest rate by using your car as securitydisclaimer
  • The ability to reduce repaments with balloon paymentdisclaimer
rates

Interest rate

Special online only rate

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Comparison rate

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Use this loan for

   Buying a car (up to 7 years old)

   Buying a motorbike, caravan or truck (up to 7 years old and for personal use)

Why borrow from ANZ?

A loan to meet your needs

There may be times when you need a helping hand to pay for a holiday, a new car, a wedding or that renovation you’ve been planning. Talk to us about a loan that could suit you.

Flexible and convenient

We can help you work out how much you can borrow and what your repayments will be. If approved, we’ll get the money ready and you can manage your loan conveniently.

You can count on us

With a 180-year history and around 10 million customers worldwide, it’s not surprising that so many people choose to borrow from ANZ to get what they’re after.

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Need that little bit extra?

With ANZ Assured you get the option of applying to add a $500 or $1000 credit limit as a feature of your ANZ Access Advantage accountdisclaimer

Learn more

Contact us, we're here to help

ANZ Variable or Fixed Rate Personal Loan 

Call a loan specialist on 1800 339 410

Mon to Fri, 8am to 8pm (AEST)

ANZ Secured Car Loan

Call a loan specialist on 1300 365 652

Mon to Fri, 8am to 8pm (AEST) Sat 9am to 5pm (AEST)

Visit a branch

Locate an ANZ Branch

 

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. 

  

Applications must be submitted at an ANZ branch, and approved before noon Monday to Friday (AEST), and customers must have approved funds deposited into an existing ANZ Everyday account. For a full list of ANZ everyday accounts, please contact us on 1800 801 485 between 8am to 8pm (AEST) weekdays.

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Rates as at Monday, 26 June 2017 and subject to change.

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This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only. 

WARNING:
 This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Early repayment costs apply if you repay your loan early during a fixed interest rate period.

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If you repay some or all of your ANZ Secured Car Loan early, additional fees and charges will apply. Please refer to ANZ Secured Car Loans - what happens if you repay some or all of your loan early (PDF 44kB).

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ANZ uses the asset you’re buying as security.  It gives the lender the legal right to take possession and sell the asset if you do not meet the terms of your contract.

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A final lump sum payment is only available to approved applicants, on loans with a term of 1 to 5 years and must be agreed before the commencement of the loan.

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This special online only rate is only available to approved applicants who apply for an ANZ Secured Car Loan online. You may receive a different rate if you apply for an ANZ Secured Car Loan through other channels such as an ANZ branch or over the phone. Interest rates are subject to change.

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This comparison is for an ANZ Secured Car Loan with an amount financed of $30,000 and a term of 5 years.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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All applications for credit are subject to ANZ's credit assessment criteria. Terms and Conditions available on application. Fees and charges apply.

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