Make it easier to manage your debts
Loans for debt consolidation
If you’re struggling to pay off your debts, an ANZ Personal Loan could give you greater control over your finances and help you save on interest.
Keep things simple
Consolidate your debts into one loan. If approved you could have:
ANZ Variable Rate Loan
The freedom to pay off your loan earlier with no exit fees
- No exit fees if you pay your loan off early
- Flexibility to increase your loan amount
- Same day cash in your ANZ everyday account if approved in branch by midday Mon-Fridisclaimer
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ANZ Fixed Rate Loan
You’re protected from interest rate movementsdisclaimer
- Certainty that your repayments won’t change
- Control over your budget
- Same day cash in your ANZ everyday account if approved in branch by midday Mon-Fridisclaimer
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Complete the application in about 10 minutes
Please make sure you have the details handy – we’ve listed them above.
We'll respond to your application
We’ll email you to confirm your application has been received and explain the next steps.
If approved, you'll receive the funds
If you accept our offer, we’ll put the money in your account.
Other ways to apply
All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.
Actual repayment amounts may vary. To find out actual repayment amounts on your ANZ Personal Loan please contact us on 1800 801 485 between 8am to 8pm (AEST) weekdays.
Back to topApplications must be submitted at an ANZ branch, and approved before noon Monday to Friday (AEST), and customers must have approved funds deposited into an existing ANZ Everyday account. For a full list of ANZ everyday accounts, please contact us on 1800 801 485 between 8am to 8pm (AEST) weekdays.
Back to topRates as at and subject to change.
Back to topThis comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.
WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Early repayment costs apply if you repay your loan early during a fixed interest rate period.
Back to topTotal loan repayments and repayment amount
For an ANZ Secured Car Loan, the total loan repayments shown is an estimate based on the total loan repayments, total interest and the Loan Administration Charge of $5 per month, but does not include the Establishment Fee of $350 and other fees which may be incurred such as late payment fees. The repayment amount is an estimate based on the loan amount, interest and the Loan Administration Charge of $5 per month, but does not include the Establishment fee $350. If the Establishment Fee is financed as part of the ANZ Secured Car Loan, the regular repayment amount will be higher than the amount stated on the calculator.
Back to topComparison rate
For ANZ Variable and Fixed Rate Personal Loan
For the purposes of this calculator, the following default interest rates are used and are subject to change:
Fixed interest rate: (comparison rate: )
Variable interest rate: (comparison rate: )
WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Back to topInterest rate
For ANZ Variable or Fixed Rate Personal Loan
For the purposes of this calculator, the following default interest rates are used and are subject to change:
Fixed interest rate: (comparison rate: )
Variable interest rate: (comparison rate: )
WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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