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Calculate your borrowing power for

ANZ Variable or Fixed Rate Personal Loan or  ANZ Secured Car Loan borrowing power calculator 



Your details

How much do you earn?

$/ year
$/ year
$/ year
$/ year

How much do you spend?

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$/ month
$/ month

The borrowing power shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual borrowing capacity may vary. To find out actual borrowing capacity, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by ANZ. It does not take into account your personal or financial circumstances.  To apply for an ANZ Personal Loan you must complete an application.  All applications are subject to ANZ’s credit assessment criteria. Terms, conditions, fees and charges apply. ANZ will not store the information provided in this calculator.

The borrowing calculator is based on a variable rate personal loan, over a seven year term, with monthly repayments and our standard variable rate:  (comparison rate: ). The interest rate applicable to your personal loan, if approved, will be between 14.69% p.a. and 17.69% p.a. for variable rate personal loans, and 13.95% p.a. and 16.95% p.a. for fixed rate personal loans, it will also depend on a number of factors, including the information you provide and our assessment of your application, and will be confirmed in the letter of offer.

This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only. 

 This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Worked out how much you may be able to borrow?

Calculate your repayments

How to apply

ANZ Variable or Fixed Rate Personal Loans

Apply nowInterest rates and fees

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. 

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