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Insurance
Help protect the things that matter most to you with ANZ. Buy insurance and get the confidence knowing that your lifestyle and financial wellbeing can be looked after when the unexpected happens. Once you've found an insurance product that works for you, you can get in touch for a quote.
Home and contents insurance
Get covered for repairing or rebuilding your home after an insured event. Choose from building only, contents or combined cover.
Contents insurance
Get cover to replace your valuables if they're damaged or stolen with contents insurance.
Landlord insurance
Help protect your investment property when renting it out with building only, contents or a combined home and contents policy.
Car insurance
Whatever you need from your car insurance, there's a range of cover to help you find what suits you. Choose from Comprehensive, Third Party Fire and Theft, or Third-Party Property Damage.
Life insurance
Get added peace of mind knowing life cover can help loved ones take care of the mortgage, school fees and other responsibilities if you were to pass away or become terminally ill.
Income protection
Plan for the unexpected. Help protect your lifestyle and financial wellbeing if you couldn't work due to injury or illness with income protection.
Home loan protection
Help cover the repayments on your ANZ Home Loan if you become involuntarily unemployed or can't work due to injury, illness or if you were to pass away.
Get in touch with us today
How to make an insurance claim
If you need to make a claim on your insurance policy, it's important to start the process as soon as you can. Check you have everything you need to make your claim and contact us if you need any further support.
Contact us
If you have any questions, the customer service team is here to help. Call to get a quote, apply for insurance or for any general enquiries. Available from Monday to Friday, 8am to 8pm (Sydney/Melbourne time).
Need personal advice for life insurance?
Visit Zurich.com.au/assure to learn more about Zurich's life insurance advice service or speak to a Zurich Assure adviser.
Discontinued products
ANZ Mortgage Protection
We no longer offer this insurance to new customers however if you're an existing policy holder you remain covered by this insurance. Check out the ANZ Mortgage Protection Product Disclosure Statement and Policy Document (PDF) for information about the product including what you're covered for.
If you need to make a claim or have any questions about your policy call us on 1300 552 253 weekdays 8am to 5pm (Sydney/Melbourne time).
Is your policy due for renewal or cancelling?
If your current policy is due for renewal or going to cancel as you're restructuring your loan, you may be considering your options.
An alternative to consider is ANZ Home Loan Protection – it can help pay your ANZ home loan if you're unable to work or pass away. If you purchase ANZ Home Loan Protection as a replacement to your ANZ Mortgage Protection policy, it may be treated as a replacement policy and you may be eligible for a premium discount.
Learn more via our product comparison fact sheet (PDF) or call us on 13 16 14.
Need help with your cover or other insurance products?
If you want to make an insurance claim or have any questions about your current insurance policy, we're here to help. For medical condition updates to current insurance policies, see other insurance product documents.
Policy Documents
ANZ Home Insurance
ANZ Landlord Insurance
ANZ Car Insurance
This information is current as at date of publication and is subject to change.
For new policies commencing from 3 July 2023 (inclusive) or policies migrated from QBE Insurance (Australia) Limited from 7 August 2023 (inclusive), ANZ Home Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as CGU Insurance and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Home Building Key Facts Sheet (PDF), ANZ Home Contents Key Facts Sheet (PDF), ANZ Home Insurance Target Market Determination (PDF), ANZ Home Insurance Premium, Excess and Discounts Guide (PDF) and the ANZ Home Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14), before deciding whether to acquire, or to continue to hold, this product.
For new policies commencing from 3 July 2023 (inclusive) or policies migrated from QBE Insurance (Australia) Limited from 7 August 2023 (inclusive), ANZ Landlord Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as CGU Insurance and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Landlord Insurance Target Market Determination (PDF), ANZ Landlord Insurance Premium, Excess and Discounts Guide (PDF) and ANZ Landlord Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
For new policies commencing from 3 July 2023 (inclusive) or policies migrated from QBE Insurance (Australia) Limited from 7 August 2023 (inclusive), ANZ Car Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as CGU Insurance and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Car Insurance Target Market Determination (PDF), ANZ Car Insurance Premium, Excess and Discounts Guide (PDF) and ANZ Car Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
For policies commenced before 3 July 2023 or policies renewed before 7 August 2023, ANZ Home Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545). ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Home Building Key Facts Sheet (PDF), ANZ Home Contents Key Facts Sheet (PDF), ANZ Home Insurance Target Market Determination (PDF) and the ANZ Home Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14), before deciding whether to acquire, or to continue to hold, this product.
For policies commenced before 3 July 2023 or policies renewed before 7 August 2023, ANZ Landlord Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545). ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Landlord Insurance Target Market Determination (PDF) and ANZ Landlord Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
For policies commenced before 3 July 2023 or policies renewed before 7 August 2023, ANZ Car Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545). ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Car Insurance Target Market Determination (PDF) and ANZ Car Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
The issuer of this information is ANZ. While ANZ has taken care to ensure that this information is from reliable sources, it cannot warrant its accuracy, completeness or suitability for your intended use. To the extent permitted by law, ANZ does not accept any responsibility or liability arising from your use of this information.
The Ezicover insurance products described on this website are issued by Zurich Australia Limited (Zurich), ABN 92 000 010 195, AFSL 232510 of 118 Mount Street, North Sydney, NSW 2060. Ezicover is a registered trademark of Zurich. ANZ has entered into a long-term strategic alliance agreement with Zurich. The content on this page relates to policies issued from 27 September 2021 under the Ezicover Life Insurance Product Disclosure Statement (PDF). Please read the PDS and Target Market Determination (PDF) before applying. If you buy a Zurich Ezicover policy ANZ receives 20% commission (excluding government charges) of your insurance premium.
ANZ Home Loan Protection is currently issued by OnePath Life Limited ABN 33 009 657 176, AFSL 238 341 (OnePath Life). From 1 August 2022, the product issuer and insurer will be Zurich Australia Limited ABN 92 000 010 195, AFSL 232510 (Zurich). Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 will continue to distribute this product. We recommend that you read the ANZ Financial Services Guide (PDF), Target Market Determination (PDF) and the ANZ Home Loan Protection Product Disclosure Statement and Policy Document (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
ANZ Mortgage Protection is currently issued by OnePath Life Limited ABN 33 009 657 176, AFSL 238 341 (OnePath Life) for the life benefit and QBE Insurance (Australia) Ltd (QBE) (ABN 78 003 191 035, AFSL 239 545) for the Disability Benefit and the Involuntary Unemployment Benefit. From 1 August 2022, the product issuer and insurer of ANZ Mortgage Protection will be Zurich Australia Limited ABN 92 000 010 195, AFSL 232510 (Zurich) for the Life Benefit, Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 will continue to distribute this product. We recommend that you read the ANZ Financial Services Guide (PDF) and the ANZ Mortgage Protection Product Disclosure Statement and Policy Document (PDF) (available online or by calling 13 16 14) before deciding whether to continue to hold this product.
Zurich’s life insurance advice service is provided by Zurich Assure Australia Pty Limited ABN 58 657 804 736, AFSL 538863.
Zurich Australia are committed to following the Life Insurance Code of Practice (the Code) and have adopted all of its requirements. The Code sets out the insurer’s obligations to consumers during all stages of the life insurance process including:
- when you buy a policy, make a claim or deal with Zurich;
- when Zurich deals with claims, complaints and requests for information;
- when Zurich helps you if you experience financial hardship or need extra support.
As a subscriber to the Code, Zurich make a number of key promises to consumers, including commitments to be honest, respectful and clear in all our interactions and communications. The Code also requires subscribers to be fair, timely, transparent and accountable when providing services. If you would like to find out more about the Code, a copy can be found on Zurich’s website (Life Insurance Code of Practice - Zurich Australia).
Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522, AFSL 234 527 is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). The issuers of these products are not Banks. Although ANZ distributes these products and except as described in the relevant PDS, ANZ does not stand behind or guarantee the issuers or the products.
This information is of a general nature and has been prepared without taking account of your personal objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs.
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