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ANZ Home and Contents Insurance
When it comes to protecting the things you love, our home and contents insurance with full building replacement has you covered.
Home and contents insurance
Ideal for homeowners, this provides maximum cover for the total cost of repairing or rebuilding your home at today’s standards and prices, following an insured event. You can take out building only or a combined home and contents policy.
Contents insurance
Ideal for renters or strata property owners, this covers the cost of replacing what’s inside your home and outside your property, if it’s damaged, lost or stolen.
Landlord insurance
This protects your investment property and can include building or contents only or a combined home and contents policy.
What’s the difference between home and contents insurance?
Imagine you tipped your home upside down. Generally, home insurance covers everything fixed to your floors, walls and ceiling while contents insurance covers everything that falls out.
Life insurance
If you became terminally ill or passed away, life insurance would provide a lump sum payment to help support your loved ones long after you’re gone. This could help to cover the mortgage, any other outstanding debts or living expenses.
Income protection
If you can’t work due to illness or injury, income protection provides monthly payments to help protect your lifestyle and financial wellbeing while you focus on recovery.
Home loan protection
If you were unable to work due to illness or injury - or if you were to pass away - home loan protection would help cover your home loan repayments.
Are you an ANZ Mortgage Protection customer?
We no longer offer this insurance to new customers however if you’re an existing policy holder you remain covered by this insurance. Check out the ANZ Mortgage Protection Product Disclosure Statement and Policy Document (PDF 155kB) for information about the product including what you're covered for.
If you need to make a claim or have any questions about your policy call us on 1300 552 253 weekdays 8am to 5pm (Sydney/Melbourne time).
Is your policy due for renewal or cancelling?
If your current policy is due for renewal or going to cancel as you’re restructuring your loan, you may be considering your options.
An alternative to consider is ANZ Home Loan Protection – it can help pay your ANZ home loan if you're unable to work or pass away. If you purchase ANZ Home Loan Protection as a replacement to your ANZ Mortgage Protection policy, it may be treated as a replacement policy and you may be eligible for a premium discount.
Learn more via our product comparison fact sheet (PDF 74kB) or call us on 13 16 14.
If you want to make an insurance claim or have any questions about your current insurance policy, we’re here to help.
For medical condition updates to current insurance policies, see other insurance product documents
This information is current as at date of publication and is subject to change.
The issuer of this information is ANZ. While ANZ has taken care to ensure that this information is from reliable sources, it cannot warrant its accuracy, completeness or suitability for your intended use. To the extent permitted by law, ANZ does not accept any responsibility or liability arising from your use of this information.
ANZ Home Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545) (QBE). ANZ recommends that you read the ANZ Financial Services Guide (PDF 179kB), ANZ Home Building Key Facts Sheet (PDF 130kB), ANZ Home Contents Key Facts Sheet (PDF 130kB), ANZ Home Insurance Target Market Determination (PDF 199kB) and the ANZ Home Insurance Product Disclosure Statement (PDF 548kB) (available by calling 13 16 14), before deciding whether to acquire, or to continue to hold, these products.
ANZ Landlord Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239 545) (QBE) and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF 179kB), ANZ Landlord Insurance Target Market Determination (PDF 208kB) and ANZ Landlord Insurance Product Disclosure Statement and Policy Document (PDF 709kB) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
The Ezicover insurance products described on this website are issued by Zurich Australia Limited (Zurich), ABN 92 000 010 195, AFSL 232510 of 118 Mount Street, North Sydney, NSW 2060. Ezicover is a registered trademark of Zurich. ANZ has entered into a long-term strategic alliance agreement with Zurich. The content on this page relates to policies issued from 27 September 2021 under the Ezicover Life Insurance Product Disclosure Statement (PDF 223kB). Please read the PDS and Target Market Determination (PDF 51kB) before applying. If you buy a Zurich Ezicover policy ANZ receives 20% commission (excluding government charges) of your insurance premium.
ANZ Home Loan Protection is issued by OnePath Life Limited (OnePath Life) (ABN 33 009 657 176, AFSL 238 341). We recommend that you read the ANZ Financial Services Guide (PDF 479kB), Target Market Determination (PDF 68kB) and the ANZ Home Loan Protection Product Disclosure Statement and Policy Document (PDF 330kB) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
ANZ Mortgage Protection is issued by OnePath Life Limited (OnePath Life) (ABN 33 009 657 176, AFSL 238 341) for the Life Benefit, and QBE Insurance (Australia) Ltd (QBE) (ABN 78 003 191 035, AFSL 239 545) for the Disability Benefit and the Involuntary Unemployment Benefit. We recommend that you read the ANZ Financial Services Guide (PDF 479kB) and the ANZ Mortgage Protection Product Disclosure Statement and Policy Document (PDF 222kB) (available online or by calling 13 16 14) before deciding whether to continue to hold this product.
OnePath Life has adopted the Life Insurance Code of Practice (the Code), which contains minimum standards of service that customers can expect from insurers. The Code can be found at www.fsc.org.au.
OnePath Life is a part of the Zurich Financial Services Australia Group (Zurich)
Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522, AFSL 234 527 is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). The issuers of these products are not Banks. Although ANZ distributes these products and except as described in the relevant PDS, ANZ does not stand behind or guarantee the issuers or the products.
This information is of a general nature and has been prepared without taking account of your personal objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs.
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