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ANZ Bank Accounts

Your money, your way
 

We offer a range of everyday accounts, savings accounts and term deposits to suit your banking needs and support you at every stage.

 

 

 

 

 

 

What are you looking for?

Open a new bank account

Open an ANZ Access Advantage account with unlimited ANZ Transactions and Visa Debit accessdisclaimer and pay $0 monthly  account service fee (normally $5) if you are under 25disclaimer, or deposit at least $2000 a monthdisclaimer or if you meet other eligibility criteriadisclaimer.

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Easy ways to bank 24/7

Access what you need when you need it with our range of simple and secure digital banking tools.

Pay with your phone

Use your compatible iPhone, Apple Watch or Android™ phone to tap and pay with your eligible ANZ cards when you're out and about.disclaimer

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ANZ goMoney®

Manage your money on the go with this simple everyday banking app.disclaimer Check balances, transfer between linked accounts, pay your BPAY® bills with ease and pay anybody using just their mobile number.disclaimer

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ANZ Internet Banking 

Complete online banking across multiple compatible devices. With ANZ Internet Banking you can manage your accounts, pay and transfer money, access online statements and a whole lot more.

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Banking solutions for every stage of life

Kids banking

It's never too early to get your kids thinking about saving. Get them started today. Learn more

First job

Landed your first job? It's time to get your banking sorted so you can get paid. Don't worry, it's easy! Learn more

Travelling

If you're planning a trip we can help you save and get your money sorted before you leave. Learn more

Studying

You have enough to think about, banking should be easy. Check out our banking options for full-time students. Learn more

Changing jobs

If you're changing jobs it's the perfect time to sort out your finances and consider things like reviewing your banking and rounding up your super.disclaimer Learn more

Moving

Whether you're moving up, moving in or moving to Australia - we can help you get sorted. Learn more

 

More life stages 

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Rates and fees are current as at  and are subject to change.

goMoney and ANZ goMoney are registered trademarks of ANZ.

ANZ goMoney® for Android™ is only available in Google Play™. ANZ goMoney® for iPhone is only available from the App Store. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google Inc.

BPAY®  is registered to BPAY Pty Ltd ABN 69079137518.

Eligibility criteria apply to the issue of ANZ Access Visa Debit card. Overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees may apply to foreign currency transactions where an ANZ Access Visa Debit card is accepted. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 112kB) and ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) for details.

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You can apply us for us to waive the monthly account services fee on one nominated ANZ Access Advantage account if you are under 25. Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 180kB) for fees and charges that apply.

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Eligibility criteria apply. On application for the waiver by an eligible customer, the monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions and Concessions please refer to ANZ Personal Banking Account Fees and Charges (PDF 180kB).

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On application for the waiver by an eligible customer, the monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions and Concessions please refer to ANZ Personal Banking Account Fees and Charges (PDF 180kB).

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Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.

Terms and conditions apply to the use of Apple Pay, Android Pay, Samsung Pay and ANZ Mobile Pay.

Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

Android, Android Pay and the Android Logo are trademarks of Google Inc..

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

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Terms and conditions apply to the use of ANZ goMoney®

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A combined daily transaction limit of $1,000 applies to Pay Anyone and Pay to Mobile transactions. Recipients require an account with an Australian financial institution to receive or collect payments.

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Before redirecting your super you will need to consider whether  there are any adverse consequences for you, including exit fees, other loss of benefits (e.g. insurance cover), increase in investment risks and where your future employer contributions will be paid. 

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Rate is subject to change. The bonus interest rate offer is currently only available to new ANZ Online Saver customers who do not currently have an Online Saver account, and have not held an ANZ Online Saver account within the past 6 months from today’s date (“Exclusion Period”). Offer also not available to beneficiaries for an ANZ Online Saver account held on trust within the past 6 months. This offer adds  % p.a. bonus interest rate to the standard variable ANZ Online Saver interest rate (which as at  is  but is variable and subject to change) for 3 months from the account opening date. After 3 months, the bonus interest rate will revert to the then current standard variable ANZ Online Saver interest rate. Eligibility criteria, fees and charges and terms and conditions apply.

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Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.

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