ANZ Bank Accounts
Your money, your way
We offer a range of everyday accounts, savings accounts and term deposits to suit your banking needs and support you at every stage.
What are you looking for?
Open a new bank account
Open an ANZ Access Advantage account with unlimited ANZ Transactions and Visa Debit access
Pay with your device
Use your compatible smartphone or wearable device to tap and pay with your eligible ANZ cards when you're out and about.disclaimer
ANZ App
Make the everyday a little bit easier and do your banking on the go.disclaimer View balances, transfer money and make payments simply and easily.
ANZ Internet Banking
Complete online banking across multiple compatible devices. With ANZ Internet Banking you can manage your accounts, pay and transfer money, access online statements and a whole lot more.
First job
Landed your first job? It's time to get your banking sorted so you can get paid. Don't worry, it's easy!
Changing jobs
If you're changing jobs it's the perfect time to sort out your finances and consider things like reviewing your banking and rounding up your super.disclaimer
Travelling
If you're planning a trip we can help you save and get your money sorted before you leave.
Moving
Whether you're moving up, moving in or moving to Australia - we can help you get sorted.
Saving for your first home?
Save for your deposit sooner with help from our free ANZ First Home Buyer Coach and our simple three step guide.
Managing your Self Managed Super
Let us help make managing your SMSF cash easier, so you can focus on planning for your future.
We'll help you figure things out
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, any product. Fees, charges and eligibility criteria apply.
Rates and fees are current as at and are subject to change.
BPAY® is registered to BPAY Pty Ltd ABN 69079137518.
Eligibility criteria apply to the issue of ANZ Access Visa Debit card. Overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees may apply to foreign currency transactions where an ANZ Access Visa Debit card is accepted. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 112kB) and ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) for details.
Back to topYou can apply us for us to waive the monthly account services fee on one nominated ANZ Access Advantage account if you are under 25. Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 180kB) for fees and charges that apply.
Back to topEligibility criteria apply. On application for the waiver by an eligible customer, the monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions and Concessions please refer to ANZ Personal Banking Account Fees and Charges (PDF 180kB).
Back to topOn application for the waiver by an eligible customer, the monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions and Concessions please refer to ANZ Personal Banking Account Fees and Charges (PDF 180kB).
Back to topMobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.
Terms and conditions apply to the use of Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
Back to topThe ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
Back to topBefore redirecting your super you will need to consider whether there are any adverse consequences for you, including exit fees, other loss of benefits (e.g. insurance cover), increase in investment risks and where your future employer contributions will be paid.
Back to topOpen your first ANZ Online Saver account and you'll receive an introductory fixed bonus rate of % p.a. for 3 months, on top of the ANZ Online Saver standard variable rate (currently ). After 3 months, the ANZ Online Saver standard variable rate, applicable at that time, will apply. The introductory fixed bonus rate is only available on the first ANZ Online Saver account opened by customers who have not held an ANZ Online Saver in the last 6 months. In case of joint account holders, the introductory fixed bonus rate offer will only be received if all customers are eligible.
Back to topBonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.
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