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ANZ Visa Debit card

Get an ANZ Visa Debit carddisclaimer with an eligible ANZ everyday account so you can use your own money to make purchases.

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How to apply

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Want a Visa Debit card?

Features and benefits

Make purchases in more places

Use your ANZ Visa Debit carddisclaimer to make purchases with your own money online, over the phone or overseas wherever Visa is accepted.

Tap and pay with your device

Use your compatible smartphone or wearable device to tap and pay with an eligible ANZ carddisclaimer, so you can continue to get the same great benefits and security.

ANZ Smart ATMs

Our ANZ Smart ATMs are secure, simple to use and easy to find. You can do a range of banking, including cash and cheque deposits and money transfers.

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Accessibility features on the Visa Debit card

ANZ is the first Australian bank to add accessibility features to its cards for vision-impaired customers. Features include tactile indicators that help orientate and identify cards , larger font and high-visibility edges to help with inserting the card properly.

Protection for your money

We have round-the-clock card security provided by ANZ FalconTM to help protect your card. With our ANZ Fraud Money Back Guarantee, you’ll be reimbursed for fraudulent transactions on your ANZ card provided you notify us promptly and didn't contribute to the loss.

Paying is fast and easy

Just wave and go for purchases under $100 with ANZ Visa payWave at participating merchants, or enter your PIN for purchases over $100.

How to apply

Already have an account?

If you are an existing ANZ Access Advantage, ANZ Access Basic, ANZ One Offset, ANZ Pensioner Advantage or ANZ Access Select account customer, and would like to add an ANZ Access Visa Debit card to your account, you can: 

Visit a branch

Locate us

Due to Coronavirus (COVID-19), a number of branches may be temporarily closed or have adjusted opening hours.

Are you a new customer?

Eligible customers can request an ANZ Access Visa Debit card with Visa payWave when they open or switch to one of the accounts below.

ANZ Access Advantage

Everything you need from an everyday transaction account - including easy and secure banking, free unlimited ANZ Transactions and an ANZ Visa Debit card.disclaimer

Learn more Apply now

ANZ Pensioner Advantage

An account to help you earn interest. If you receive a Centrelink pension or a Veterans’ Affairs pension or allowance you may be eligible.disclaimer

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ANZ One Offset

An offset account is a transaction account linked to an eligible home or investment loan. The money you have in this account could offset the amount you owe on that loan, and you'll only be charged the interest on the difference.

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ANZ Access Basic

Offers affordable and convenient banking for Concession and Health Care card holders.disclaimer

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Take care of the day to day with the ANZ Appdisclaimer

Join over three million users who are using the app to get on top of their money. You can see more information about your purchases, make payments in as little as 60 seconds with PayIDdisclaimer, temporarily block and unblock your card, and so much more.

Find out more

Download the app now.

   

 

Understand more

A Visa Debit card allows you to pay for your purchases using your own money through the Visa network, while a credit card provides you with the ability to access credit, which you then repay at a later date.

Visa Debit offers the flexibility of accessing your everyday transaction account with the added benefit of access to the worldwide Visa network. You can access your account at more than 29 million outlets around the world including online, over the phone or overseas. So now you can make purchases like flights or concert tickets online or over the phone using Visa Debit.

Customers aged 14 years or over that have an Australian mailing address are eligible to apply for a Visa Debit carddisclaimer.

There are many ways you can access your money using your ANZ Visa Debit card, including at ATMs, at the point of purchase, over the phone, online and via mail order. 

A simple rule to remember is to select ‘Credit’ or 'Visa Debit' for all transactions, unless withdrawing cash with purchases where you select 'Savings' or 'eftpos SAV'.

Please click here for more answers to your questions.

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My first Visa Debit card

All the basic information you need to help you get started with a Visa Debit card.

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Looking for a credit card?

Choose from our range of credit cards including ANZ Rewards cards, ANZ Low Fee cards, ANZ Low Rate cards and ANZ Frequent Flyer cards. 

Learn more

Earn interest and access your savings online

With ANZ Online Saver  you can access your money via your linked ANZ everyday account.disclaimer Check out our bonus interest offer for new customers. 

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the Financial Services Guide (PDF) which are available at anz.com or by calling 13 13 14 before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

BPAY®  is registered to BPAY Pty Ltd ABN 69079137518.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google Play and the Google Play logo are trademarks of Google Inc.

Eligibility criteria apply to the issue of ANZ Access Visa Debit card. Fees may apply (for example, overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees). Please refer to the ANZ Personal Banking Account Fees and Charges (PDF) and ANZ Saving & Transaction Products Terms and Conditions (PDF) for details.

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Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.

Terms and conditions apply to the use of Apple Pay, Google Pay, Samsung PayFitbit Pay and Garmin Pay.

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The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

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Available when the sending and receiving accounts are capable of processing faster payments. Not available on some ANZ accounts, including ANZ One, ANZ Home Loans and ANZ Personal Loans. Technical interruptions may occur.

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Eligibility criteria apply to the issue of ANZ Access Visa Debit card.

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ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.

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