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Features and benefits

Flexible saving to suit you

Bonus interest for new customers

Open your first ANZ Online Saver and get bonus interest for 3 months. You could earn , based on the current standard variable rate of  (subject to change) and a bonus of % p.a. for 3 months.disclaimer

$0 monthly account service fee

There is no monthly account service fee and no minimum balance. (Fees may apply to your linked ANZ everyday account)disclaimer

A flexible way to save

An interest earning account that gives you the flexibility to access your savings via your linked ANZ everyday banking account.disclaimer 

Transfer money out any time

A day-to-day savings account that lets you access your savings online at any time. You can use your ANZ Online Saver to pay bills using BPAY® or set up direct debits.

Rates and fees

Current interest rates

 

Current standard variable rate (subject to change)

+    % p.a.

Introductory interest for 3 monthsdisclaimer  for eligible customers

=    

for 3 months if current variable rate remains unchanged

Guides

Guides to help you save

Saving tips

We've put together some helpful tips to help you start saving and make saving part of your daily routine. 

Learn more

Create a budget

Follow these simple steps to create a budget, take control of your spending and reach your savings goals. 

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Reduce your bank fees

Banking doesn't have to cost a lot. Find out how you could cut back on unnecessary bank fees. 

Learn more

Earning interest

Discover how interest is calculated for our everyday accounts, savings accounts and term deposits. 

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Ways to bank

Easy ways to bank 24/7

 

Access what you need when you need it with our range of simple and secure digital banking tools.

 

ANZ goMoney®

Manage your money on the go with this simple everyday banking app.disclaimer Check balances, transfer between linked accounts, pay your BPAY® bills with ease and pay anybody using just their mobile number.disclaimer

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ANZ Internet Banking

Complete online banking across multiple compatible devices. With ANZ Internet Banking you can manage your accounts, pay and transfer money, access online statements and a whole lot more.

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BPAY®

With a biller code and reference number you can pay most of your bills. There are no extra fees and you receive a transaction receipt number and a record of the transaction on your account statement.

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Security

Account Protection

ANZ Internet Banking Guarantee

When using ANZ Internet Banking or ANZ goMoney®, you’ll be reimbursed for any unauthorised transactions, provided that you have complied with the Electronic Banking Conditions of Use.

Government Deposit Guaranteedisclaimer

Some extra peace of mind for banking in Australia. Deposits of up to $250,000 with ANZ can be covered by the Australian Government’s Financial Claims Scheme.  This means that this money is guaranteed if anything happens to ANZ.

Extra security to unlock extra features

ANZ Shield is a mobile app that gives you extra security so you can unlock extra features for ANZ Internet Banking. Use ANZ Shield to easily verify your ANZ Internet banking activities wherever you are.

Generate a one-time ANZ Shield code to:

  • Make larger payments online
  • Reset your forgotten ANZ Internet Banking password
  • Manage your daily Pay Anyone limit in real-time
  • Instantly update your banking profile

Apply

How to apply

 

You don't have to be an existing ANZ customer to open an ANZ Online Saver.

 

 

Apply online

Apply now

To complete an online application you will need an Australian residential address, accepted ID and be willing to open or already have an ANZ everyday account.

Call us

1800 008 177

Mon-Fri, 8am to 8pm (AEST)

 

 

 

Visit a branch

Locate us

   

 

Apply before you arrive

Moving to Australia

Get in touch

Email us

You may also be interested in

Our everyday account

Use your money the way you want with ANZ Access Advantage. Unlimited ANZ transactions and Visa Debitdisclaimer access make everyday banking easy. 

Learn more

Be rewarded for saving

An ANZ Progress Saver could help you reach your savings goals sooner. be rewarded with bonus interest when you stick to a savings plan.disclaimer

Learn more 

Want to invest your savings?

Our term deposits are a great way to invest your money and lock your savings away. 

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

goMoney and ANZ goMoney are registered trademarks of ANZ.

ANZ goMoney® for Android™ is only available in Google Play™. ANZ goMoney® for iPhone is only available from the App Store. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google Inc.

BPAY®  is registered to BPAY Pty Ltd ABN 69079137518.

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Bonus rate offer is only available to new ANZ Online Saver customers who have not held an ANZ Online Saver account during the last 6 months, and apply using the Apply Now button on this page. This offer adds  % p.a. bonus interest rate to the standard variable ANZ Online Saver interest rate which as at  is  . The standard variable rate is subject to change, including during the bonus interest period. After 3 months, the rate will revert to the then current standard variable ANZ Online Saver interest rate. 

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ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.

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Terms and conditions apply to the use of ANZ goMoney®

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A combined daily transaction limit of $1,000 applies to Pay Anyone and Pay to Mobile transactions. Recipients require an account with an Australian financial institution to receive or collect payments.

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The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information please refer to the Financial Claims Scheme.

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Eligibility criteria apply to the issue of ANZ Access Visa Debit card. Overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees may apply to foreign currency transactions where an ANZ Access Visa Debit card is accepted. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 112kB) and ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) for details.

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Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.

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