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Get to your savings goal with the ANZ App

Saving for something? You can now set a savings goal in the ANZ App with your eligible ANZ savings account. It’s a little tool that will help make saving easier.  

Get to know goals

Goals in the ANZ App can help you set a savings goal and stay on track to reach it. That much-needed holiday, your dream home or new venture won’t feel so far away when you know what you need to save and how you’re progressing. If you have an ANZ Progress Saver or ANZ Online Saver account you’re good to go.

How does it work?

Create a goal and name what you’re saving for

Choose what you’re saving for and give it a name so it means more to you. You’re more likely to achieve your goal if you know what you’re working towards.

Add a target date and amount to make it real

Add a target date and amount so your savings goal is measurable. We’ll give you a guide as to how much you might need to save each week, fortnight or month, so you can decide what’s achievable and realistic for you. 

Personalise it with an image to make it yours

Keep your eyes on the prize by adding an image of your goal. Going on a big adventure? Use a picture of that must-visit landmark so you can stay focused. Adding an image may even help stop you from dipping into it for unexpected expenses. Nice!


How do I get started?

  1. You can set a savings goal in the latest version of the ANZ App. Get it from the App Store or Google Play.
  2. Log into the app, then tap on the eligible account you’d like to turn into a dedicated savings goal. Tap on the Saving for Something? banner to get started, then follow the prompts.
  3. You’re done! Once you’ve created a goal, you’ll see your progress and how long is left until your target date so that you know how far you have to go. Stay on top of your goal by making regular transfers and checking in on your progress.

Need a bit more information? Check out our Frequently Asked Questions.

Extra tips to help you reach your goals

Getting on top of your savings goal can seem impossible sometimes. Use these handy tips to make the impossible feel possible.

  • Prioritise your savings. Payday? Cha-ching! It may help to transfer money straight into your savings as soon as you’re paid.
  • It feels great to see your progress. Check in on your goal regularly to see how you’re going and adjust your goal if needed.
  • Celebrate the milestones. Being half way there is a big deal. Celebrate the milestones and how far you’ve come – then keep going.
  • Create a dedicated goal for each thing you’re saving for. If you’re saving for different things it can be helpful to create individual goals so that you can stay focused. You can set one goal per eligible savings account.

Ways to save

Turn an eligible account into a dedicated savings goal in the ANZ App with one of these goal saving accounts.

Goal-based saving

Be rewarded with bonus interest for regular savings of $10 or more and no withdrawals in a month

You could earn:


 base rate +  bonus interest rate, when you make at least one deposit of $10 or more and no withdrawals in a month.disclaimer

Flexible saving

Earn interest and access your savings anytime online via your linked everyday accountdisclaimer

You could earn:


 standard variable rate (subject to change) % p.a. bonus rate (for 3 months).disclaimer For new eligible customers.

The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

ANZ App for Android is only available on Google Play™. ANZ App for iPhone is only available from the App Store.

Apple, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trade marks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trade marks of Google Inc.

Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.

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For all applicable fees and charges please see the ANZ Personal Banking Account Fees and Charges (PDF 139kB) and ANZ Personal Banking General Fees and Charges (PDF 155kB). For ANZ Online Saver accounts, a monthly account service fee may apply to a linked ANZ everyday banking account.

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For children under 12, a parent or guardian will need to open the account in Trust for the child. Customers aged 12 to 17 who can sign a consistent satisfactory signature can open an account in their own name or as a joint account with a parent or guardian.

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ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.

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Open your first ANZ Online Saver account and you'll receive an introductory fixed bonus rate of % p.a. for 3 months, on top of the ANZ Online Saver standard variable rate (currently ).  After 3 months, the ANZ Online Saver standard variable rate, applicable at that time, will apply. The introductory fixed bonus rate is only available on the first ANZ Online Saver account opened by customers who have not held an ANZ Online Saver in the last 6 months. In case of joint account holders, the introductory fixed bonus rate offer will only be received if all customers are eligible.

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