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Contactless payments

No more swiping or entering your PIN for purchases up to $200 depending on the terminal. Now you can simply tap your card or device over the reader. When you hear the beep, you’re done. Simple as that.

Why tap and pay?

Pay securely

  • Safeguarded against double payments
  • Secured by ANZ Falcon™
  • Protected by the ANZ Fraud Money Back Guaranteedisclaimer

Save time

  • No PIN for purchases up to $200 depending on the terminal
  • No signing
  • No need to insert your card

Extra security

Your ANZ contactless debit or credit card is protected by state-of-the art ANZ security, 24/7. The fact that the card never leaves your hand during the transaction makes it even more secure. Contactless technology also prevents accidental payments, even if you touch the card reader twice.

How does it work?

Look for the logo

An ANZ credit or debit card that’s enabled for contactless transactions looks just like a normal card, except for the contactless logo on the front of the card.

Advanced technology

Inside your contactless card and your mobile phone is a tiny receiver that interacts with the contactless card reader when making a payment.

Widely accepted

Thousands of merchants across Australia and the world accept contactless payments. They display the contactless logo at the checkout or on the terminal.

How to make contactless card payments


Confirm the payment amount on the terminal.


Tap your card or device over the reader and wait for the beep.


If the amount is over the contactless limit (which may be up to $200 depending on the terminal), you may be prompted to enter your PIN.

Help and support

  Are there any fees for making contactless payments?

Standard fees apply. There's no extra fee for using ANZ Contactless.

  Could I unknowingly make a payment walking past a reader?

No, you must first enter the amount, then hold your card or device close.

Do I need to select an account?

No, transactions will be charged to the account linked to your card.

  Can I use my card at a retailer without a contactless reader?

Yes, just insert or swipe your card.

  Can payments accidentally be taken twice?

No, contactless terminals can only make one transaction at a time.

  Can I swipe or insert for amounts under the contactless limit?

Yes, if you prefer, you can insert or swipe your card and follow the prompts to complete your transaction.

Apply for a credit card

Learn more

Apply for a debit card

Learn more

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Digital Wallet

Download one of our apps to make purchases at the touch of a button. 

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Credit card security

All ANZ credit cards are protected by a range of security measures.

Learn more

ANZ Fraud Money Back Guarantee

If there’s fraudulent activity on your ANZ card, we promise to reimburse you.disclaimer 

Learn more

Falcon® is a registered trademark of Fair Isaac Corporation.

Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.