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Apple Pay™

If you own an iPhone or Apple Watch, using Apple Pay couldn’t be easier.

Those legends at Apple have already set up the Apple Wallet on your device. So leave your cards and cash at home, and start making purchases easily and securely with your device in-store, online or in an app.

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Why use Apple Pay?

What do you need to get started with Apple Pay?

Set up Apple Pay on your iPhone

Set up Apple Pay on your Apple Watch

How do you use Apple Pay?

Common questions

Why use Apple Pay?

Easy alternative to cash and cards

Step out of the house a little lighter by leaving your physical wallet at home. There’s no need to carry cards or cash – Apple Pay’s got you covered. And if you report your card as lost or stolen, we've got you covered. Your new one will automatically update in your Apple Wallet. 

Built-in privacy and security

Safe, secure with privacy built in. Authorise mobile payments effortlessly with Face ID, Touch ID or your passcode. You can rest easy knowing your card number is never stored on your device, on Apple servers or shared with merchants. And, Apple won’t keep transaction records that tie back to you. You can find transaction records on your ANZ statements.

Quick and simple way to pay

If you’re out for brunch or online shopping – subscribing to stream your favourite show or grabbing some groceries for dinner – you can pay for all this via Apple Pay through your device.disclaimer

Accepted worldwide

Whether you’re heading to the local shops or overseas on holiday, you can use Apple Pay anywhere that your card is accepted.disclaimer

Use with compatible


  Payment terminals

 Mobile phones with payment apps

  Online shopping carts

Just look for the contactless payments or Apple Pay logos at check out.

Apple Pay logo


What do you need to get started with Apple Pay?

Want an easy, safe and secure way to pay for just about anything?

You’ve got it. All you need is a compatible Apple device  and an eligible ANZ debit or credit card.

Not banking with ANZ yet?

Get started today:

Business owners can:

How do you set up Apple Pay?

Set up your Apple Wallet with your ANZ debit card, credit card – or both. You can add multiple cards to your Apple Wallet and set a default card for mobile payments too. Don’t forget to add other cards, like your Rewards cards, so you don’t miss out on points.

Set up Apple Pay on your iPhone

Use the ANZ App

01. Select the account you’d like to pay from

02.  Tap the Manage tab

03. Tap Add to Wallet and follow instructions

Use the Apple Wallet app

01. Open the Apple Wallet app

02. Tap the button to add a card

03. Follow the prompts on screen

Set up Apple Pay on your Apple Watch

Use the Apple Watch app

01. On your iPhone, open the Apple Watch app

02. On the My watch tab, tap Wallet & Apple Pay

03. Tap Add Card and follow the steps on screen

Learn more about setting up Apple Pay 

How do you use
Apple Pay?


  • Pay with your iPhone: Double-click the side button, authenticate with Face ID or your passcode (for Touch ID, double-click the Home button), then hold the top of your iPhone near the reader to pay.
  • Pay with your Apple Watch: Double-click the side button, then hold the display of your Apple Watch near the contactless reader to pay.

Online or in apps

  • Pay with your iPhone: Use Face ID, Touch ID or enter your passcode.
  • Pay with your Apple Watch: Simply double-click the side button.

Missed something or want to learn more?

Apple Pay is a secure way to pay. Face ID, Touch ID or your passcode is required for purchases on your iPhone, Apple Watch, Mac or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers.

Learn more about Apple Pay security and privacy 

It’s simple. Just add an eligible ANZ debit or credit card to the Wallet app on your iPhone. And remember to add your cards to any other Apple devices you want to use with Apple Pay. It works on iPhone, Apple Watch, Mac and iPad.

Add a card 

Curious to know more? Visit Apple Pay 

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the applicable product terms and conditions, which are available at or by calling 13 13 14 or for ANZ Plus at before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Apple Pay is available on compatible devices and eligible ANZ cards.

Terms and conditions apply to the use of Apple Pay.

Apple, Apple Pay and iPhone are trade marks of Apple Inc., registered in the U.S. and other countries.

Currently all ANZ cards which are not expired, blocked, suspended or cancelled are eligible for Apple Pay.

Content on this page is accurate as at 20 February 2024 and is subject to change.

Participating sites and merchants only.