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Google Pay™

Leave home feeling light as a feather, thanks to Google Pay. There's no need for a physical wallet; add your card to Google Wallet™ on your phone or device (including select Fitbit devices) and pay anywhere that accepts Google Pay.

So if you're shopping online or filling the car with petrol, pay easily and securely with your device.disclaimerIt can’t get more convenient than that.

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Why use Google Pay?

What do you need to get started with Google Pay?

Set up Google Pay on your phone

Set up Google Pay on your wearable device

How do you use Google Pay?

Common questions

Why use Google Pay?

Easy. Speedy. Everything’s peachy

No need to pull out your physical wallet at checkout. With Google Pay, you can pay quickly and easily using your phone, smartwatch or fitness tracker. No more cards or cash to carry – Google Wallet can store your ANZ debit or credit cards and other cards like your loyalty cards too – what a package! 

Security to protect your payments

Yep, that’s right. Google Pay has industry-leading security built in to protect your payments. Your payment method is stored securely on Google’s private servers and every time you pay online, Google Pay encrypts your data so your payment details stay safe. Your card number is never shared with merchants and your personal information won’t be sold to third parties.


Round-the-clock service

Even if you lose your phone, Google’s got you covered. Use Google Find My Device to lock your phone, log out of your Google account or delete your data. And if you report your card as lost or stolen, we've got you covered. Your replacement card will automatically update in your Google Wallet. For more support, Google’s help centre phone and chat support are available 24/7.

Accepted worldwide

You can use Google Pay in-store, in apps and online, anywhere that your card is accepted.disclaimer

Use with compatible


  Payment terminals

 Mobile phones with payment apps

  Online shopping carts

Just look for the contactless payments or Google Pay logos at check out.

Apple Pay logo


What do you need
to get started with Google Pay?

Good question. Let’s dive in. Pay for whatever you want, whenever you want. All you need is:

  • An Android phone (and, if you have one, a compatible wearable device) 
  • A Google account (you already have a Google account if you log in to Gmail, YouTube or Google Ads)
  • An eligible ANZ debit or credit card

Not banking with ANZ yet?

Get started today:

Business owners can:

How do you set up Google Pay?

Add your ANZ debit card, credit card, or both to your Google Wallet. You can add multiple cards to your Google Wallet and set a default card for mobile payments too. Don’t forget to add your other cards like rewards and loyalty cards, so you don’t miss out on points.

Set up Google Pay on your phone

Use the Google Wallet app

01. Download the Google Wallet app

02. Sign in to your Google account

03. Add a payment method and you're all set

Set up Google Pay on your wearable device

Use the Google Wallet app

01. Open the Google Wallet app 

02. Tap Get started

03. Follow the instructions to add a card

How do you use
Google Pay?


  • Pay with your phone: Wake your phone and hold it over the payment terminal. Your payment’s gone through once you see a tick on your phone.

    Watch how to pay in-store

  • Pay with your wearable device: Open the Google Wallet app and hover your device over the contactless payment reader until you hear a beep or feel vibrations from your device, indicating that payment’s been made.

Online or in apps

Missed something or want to learn more?

Google Pay protects your payment info with multiple layers of security, using one of the world’s most advanced security infrastructures to help keep your account safe. When you pay in stores, Google Pay doesn’t share your actual card number, so your information stays secure. 

Learn more about Google Pay security and privacy 

It only takes a few minutes to get up and running with Google Pay. All you need to do is add your eligible ANZ debit card, credit card, or both to your Google Wallet.  Take a look through our instructions

Pay in stores or on transit

  1. Wake up your phone.
  2. Hold the back of your phone close to the terminal for a few seconds.
  3. Follow the instructions on the reader’s screen.

See detailed instructions 

Pay in apps and websites with participating merchants 

  1. At checkout, click the Google Pay button. If asked, choose a payment method and enter your delivery address.
  2. Confirm your order.

See detailed instructions 

Visit the Google website for details.

If you have a Fitbit device, please visit the Fitbit Help Center.

Curious to know more? Visit Google Pay 

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the applicable product terms and conditions, which are available at or by calling 13 13 14 or for ANZ Plus at before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Terms and conditions apply to the use of Google Pay.

Android, Google and Google Play are trade marks of Google Inc.

Currently all ANZ cards which are not expired, blocked, suspended or cancelled are eligible for Google Pay.

Fitbit Pay is only available for selected Fitbit devices. Google Pay is available for other Fitbit devices. Any available option will be shown in your Fitbit app. Currently all ANZ cards which are not expired, blocked, suspended or cancelled are eligible for Fitbit Pay. Not available for ANZ Plus Visa debit cards. Terms and conditions (PDF) apply to the use of Fitbit Pay.

Content on this page is accurate as at 20 February 2024 and is subject to change.

Participating sites and merchants only.