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Pay on the go with your digital wallet

Whether you’re eating out or heading off to your favourite store - grabbing groceries or browsing online, you can make easy and secure mobile payments on the go with a digital wallet.

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What is a digital wallet?

Why do you need a digital wallet?

How do you set up a digital wallet?

Pay using your phone

Pay using your wearable device

What is a digital wallet?

A digital wallet is a quick, easy and secure way to pay for purchases using your phone or wearable device (like a smartwatch or fitness tracker).

You can use your digital wallet at stores worldwide, anywhere that accepts contactless mobile payments. 

So make your life a little easier and join the 1 in 4 Australians who regularly leave their physical wallet at home.disclaimerSet up your digital wallet today.

Get a digital wallet for your phone 

Get a digital wallet for your wearable device 

Why do you need a digital wallet?

While it’s not one of life’s absolute necessities (hello, oxygen), having a digital wallet can make life that little bit sweeter.

Do you need a fancy coffee from your local café?

Do you need to grab a taxi instead of a train?

Do you need another trip to your fave DIY store?

You might not need them, but they sure do bring a lot of joy (we see you, DIY enthusiasts).

Plus, you can pay for all of them with a quick tap of your digital wallet.

Too easy!


A convenient way to pay

  • Leave your wallet at home and pay with your digital wallet using your phone or device, wherever contactless payments are accepted, online and in apps.disclaimer
  • No wallet at the ATM? No problem. Get cash out using your digital wallet at any Australian ANZ ATM. Just open your digital wallet, select a card, tap your device at the ATM and enter your pin.
  • Make hassle-free payments, even if you report your card as lost or stolen. Your replacement card will automatically update in your digital wallet.

A more secure way to pay

  • An extra layer of security to your digital wallet so only you can authorise mobile payments using facial recognition, your fingerprint or PIN.
  • Built-in privacy as your card details are encrypted and never shared with merchants or stored on your device.
  • You’re protected with ANZ Falcon security, the same security as your physical ANZ card.

Easy to set up and use

  • Speedy set up and simple, contactless payments with your digital wallet.
  • Add your debit card, credit card (or both) and link your store loyalty cards too. 
  • Checkout in-store and online faster with a tap of your digital wallet.disclaimer

How do you set up a digital wallet?

Follow step-by-step instructions to set up a digital wallet on your phone, smartwatch or fitness tracker. 

Add your debit card, credit card, or both and start paying easily with a tap of your device. 

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the applicable product terms and conditions, which are available at or by calling 13 13 14 or for ANZ Plus at before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Mobile payments available on compatible devices and eligible ANZ cards.

Separate terms and conditions apply to the use of Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

Apple, Apple Pay and iPhone are trade marks of Apple Inc., registered in the U.S. and other countries.

Android, Google Pay, and the Google Logo are trademarks of Google LLC.

Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S.. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Content on this page is accurate as at 20 February 2024 and is subject to change.

Source - Australian Digital Banking Program (ADBP), March 2023 - RFI Global


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