skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus


Forget your BSB and account number.

Create a PayID® on your eligible account (PDF) using your mobile phone, email or ABN/ACN (if eligible). With PayID, it's easier to receive paymentsdisclaimer or set up a PayTo® agreementdisclaimer by sharing your PayID instead of your BSB and account number.

PayID® is available in the ANZ App and Internet Banking, or with ANZ Plus.

What is PayID?

PayID can be your phone number, email address or ABN/ACN. It’s unique to you and your eligible bank account. It doesn’t replace your BSB and account number which stays exactly the same – it’s like a nickname for your account.

PayID® for individuals

The time has come to forget your BSB and account number. By creating a PayID on an eligible account, setting up a PayTo agreementdisclaimeror getting paid is simpler than ever before.disclaimer

If you’re out with friends and need to split the bill, you can get paid back easily by sharing your PayID, or use your PayID to set-up PayTo agreements making it quicker and easier to view and manage bills and payments.


payid individual options

Mobile number

Email address



PayID® for business

We understand there's nothing better than operating a smooth business, that's why we're proud to offer PayID to our business customers.

PayID allows you to receive paymentsdisclaimeror set up a PayTo agreementdisclaimeron your eligible account without providing a BSB and account number.

With PayTo, you can pay invoices, plan and manage your recurring bills easily, allowing you to spend less time on admin and have more time to get back to business.

payid individual options

Mobile number

Email address



Why use PayID?

Make fast payments

Pay friends, family, and even the gardener, in as little as 60 seconds - all you need is their PayID and an eligible account. 

Get paid in as little as 60 seconds

Create a PayID in ANZ Internet Banking, the ANZ App or with your ANZ Plus account to help you get paid faster.

Easy to remember

It’s simpler to remember and share than your BSB and account number. 

Simple setup

Setup PayID by logging into ANZ Internet Banking and follow just 3 easy steps.

Detailed description

Include up to 280 characters of free text to describe your payment.disclaimer

Safe and secure

Transactions made using PayID have the same level of security that protects your existing bank accounts and payments.

Create your PayID in
the ANZ App

Step 1

Open the ANZ App and tap Profile in the bottom right corner.

Step 2

Tap PayID, below Payments.

Step 3

Follow the prompts to create your PayID and link it to your eligible ANZ account.

Create your PayID in
ANZ Internet Banking

Step 1

Click the 'Create PayID' button and log in to ANZ Internet Banking.

Step 2

From the 'Settings' menu, select 'Manage your PayID'.

Step 3

Select the PayID option you want to use and link to your eligible ANZ account.

Transfer your existing PayID to ANZ

Step 1

Contact your financial institution to submit a PayID transfer request.

Step 2

Once you’ve submitted your transfer request, simply log in to the ANZ App (tap on Profile) or Internet Banking (click on Settings) and follow the prompts to create your PayID.

Need help with your PayID?

Frequently asked questions

Refer to FAQs


Personal customer

13 13 14

Mon-Fri, 8am to 8pm (AEST)

Business customer

1800 801 485

Mon-Fri, 8am to 8pm (AEST)

Osko and PayID

You may see an Osko by BPay® logo on a completed payment and wonder what that means for you. 

Osko is a payment method used by ANZ and other participating financial institutions to send payments faster, smarter and simpler at any time, on any day of the year between eligible accounts(PDF).

To use Osko, you don't need to do anything differently, just send the payment via Internet Banking using the 'Pay Anyone' feature and ANZ will route the payment the fastest way possible. If both the sending and receiving accounts are Osko enabled, the payment should be made fast - even between different banks.disclaimer

You may also be interested in

ANZ Internet Banking

Do your banking anytime, anywhere from your mobile, tablet or desktop.disclaimer    

Learn more

BPAY payments

Forget the fuss that comes with bills. Pay yours online quickly with BPAY®.

Learn more

More ways to bank

Looking for even more ways to bank with ANZ? We’ve got you covered. 

Learn more

More information on PayID® can be found at

BPAY is registered to BPAY Pty Ltd. ABN 69 079 137 518. 

PayID and PayTo are registered trademarks of NPP Australia Limited.

Eligible accounts and payments only – sending and receiving account must be capable of processing faster payments. Technical interruptions may occur and some payments may be delayed e.g. for security screening.


To be eligible to use a PayID for a PayTo agreement, the account must be eligible to send and receive NPP payments. PayTo is only available if offered by the relevant Payee. Technical interruptions may occur.


280 characters will be available following successful prior use of PayID to a recipient.


Temporary service disruption may occur.