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Forget your BSB and account number.

Create a PayID on your eligible accountdisclaimer using your mobile phone, email or ABN/ACN. With PayID, it's easier to receive payments by sharing your PayID instead of your BSB and account number.

PayID is now available in ANZ Internet Banking. Coming soon to the ANZ App.

What is PayID?

PayID can be your phone number, email address or ABN/ACN. It’s unique to you and your eligible bank account.disclaimer It doesn’t replace your BSB and account number which stays exactly the same – it’s like a nickname for your account.

PayID for individuals

The time has come to forget your BSB and account number. With PayID, getting paid is simpler than ever before. If you're out with friends and need to split the bill, you can get paid back easily by creating a PayID on an eligible accountdisclaimer and then share your PayID. 

payid individual options

Mobile number

Email address



PayID for business

We understand there's nothing better than operating a smooth business, that's why we're proud to offer PayID to our business customers. PayID allows you to receive payments to your eligible account without providing your BSB and account number. Spending less time on admin leaves more time getting back to business. 

payid individual options

Mobile number

Email address



Why use PayID?

Easy to remember

It’s simpler to remember and share than your BSB and account number. 

Simple setup

Setup PayID by logging into ANZ Internet Banking and follow just 3 easy steps.

Detailed description

Include up to 280 characters of free text to describe your payment.disclaimer

Safe and secure

Transactions made using PayID have the same level of security that protects your existing bank accounts and payments.

Setup your PayID

Step 1

Click the 'Create PayID' button and log into ANZ Internet Banking

Step 2

From the menu, select 'Manage your PayID'

Step 3

Select the PayID option you want to use and link to your ANZ account

Transfer your existing PayID to ANZ

Step 1

Contact your financial institution to submit a PayID transfer request.

Step 2

Once you’ve submitted your transfer request, simply log in to ANZ Internet Banking and follow the prompts to create your PayID.

Need help with your PayID?

Frequently asked questions

Refer to FAQs


Personal customer

13 13 14

Mon-Fri, 8am to 8pm (AEST)

Business customer

1800 801 485

Mon-Fri, 8am to 8pm (AEST)

Visit a branch

Locate us


Osko and PayID

You may see an Osko by BPay®disclaimer logo on a completed payment and wonder what that means for you. 

Osko is a payment method used by ANZ and other participating financial institutions to send payments faster, smarter and simpler at any time, on any day of the year between eligible accounts.disclaimer

To use Osko, you don't need to do anything differently, just send the payment via Internet Banking using the 'Pay Anyone' feature and ANZ will route the payment the fastest  way possible. If both the sending and receiving accounts are Osko enabled, the payment should be made fast - even between different banks.disclaimer

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More information on PayID can be found at

Available when the sending and receiving accounts are capable of processing faster payments. Not available on some ANZ accounts, including ANZ One, ANZ Home Loans and ANZ Personal Loans. Technical interruptions may occur.

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280 characters will be available following successful prior use of PayID to a recipient.

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BPAY is registered to BPAY Pty Ltd. ABN 69 079 137 518. 

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Temporary service disruption may occur.

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