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At our ATMs, you can deposit and withdraw, check your balance, transfer between accounts and change your PIN. ATMs with the contactless symbol also let you Tap & PIN, which makes banking simpler and quicker.

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ANZ Smart ATMs

More services, more convenience.

Quick and easy deposits

  • Deposit without a card
  • Deposit notes and cheques together
  • Cheques clear as quickly as in-branch deposits
  • Cash deposits appear in your account instantly

Contactless transactions

  • Available with Australian-issued ANZ Visa cards that have the contactless symbol
  • Just Tap & PIN to start a transaction
  • Withdraw cash using your digital wallet with a compatible phone or smart watchdisclaimer
  • Faster and more secure

Pay bills and transfer money

  • Transfer funds between your linked accounts, including credit cards and loans
  • Pay your linked credit card account with cash or by cheque


Looking for a better ATM experience? ANZ Smart ATMs are now more secure with even faster access. 

We're making banking easier

Travelling overseas 

Access your money from ATMs overseas. It makes it easy to get cash out on holidays or business trips. Here's what to know before you go

Accessible ATMs

Everyone should have access to banking, so all our ATMs feature braille keypads and audio function - most are wheelchair-accessible too. Learn more about accessible banking


   What if I forget my PIN?

If you've forgotton your PIN and you're an ANZ Debit or Credit Card customer, call 13 13 14 or visit your local ANZ Branch, and we'll change it for you. 

   How does a Smart ATM know how much I’m depositing?

ANZ Smart ATMs have advanced imaging technology to scan and verify Australian notes and Australian-issued AUD cheques. All of your cash and cheque deposits will be listed on your receipt. 

  Which transactions can I complete using Tap & PIN? 

With Tap & PIN, you can complete all of the same ATM transactions that can be done by inserting your card: deposits, withdrawals, balance enquiries, PIN changes and transfers between accounts.

Find an ATM near me

You may also be interested in

More ways to bank

Looking for even more ways to bank with ANZ? We’ve got you covered. 

Learn more

ANZ Internet Banking

Do your banking anytime, anywhere from your mobile, tablet or desktop.disclaimer    

Learn more

Mobile banking apps

Download our apps to your smartphone. It’s like having your bank in your pocket.

Learn more

For eligible ANZ credit cards, withdrawals from an Australian ANZ ATM using a digital wallet will attract interest, and you may also have to pay a Cash Advance Fee. For a full list of transactions that are considered to be a ‘cash advance’, please refer to the ANZ Credit Card Conditions of Use (PDF 372kB). If you’re planning to make a cash advance using an eligible ANZ credit card with a digital wallet, please check the relevant interest rate and fees first. See the full list of eligible ANZ Visa cards available for use with your digital wallet: Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Fitbit Pay.

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Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

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Temporary service disruption may occur.

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