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At our ATMs, you can deposit and withdraw cash, check your balance, transfer between accounts and change your PIN. ATMs with the contactless symbol also let you Tap & PIN, making banking simpler and quicker.

Find an ATM near me

ATM Features

Quick and easy deposits
*Smart ATMs only

  • Deposit without a card
  • Deposit AUD notes and cheques togetherdisclaimer
  • Cheques clear as quickly as in-branch deposits 
  • Cash deposits appear in your account instantly 
  • Pay your linked credit card account with cash or by cheque

Contactless transactions

  • Available with Australian-issued ANZ Visa cards that have the contactless symbol 
  • Just Tap & PIN to start a transaction
  • Withdraw cash using your digitaldisclaimerwallet with a compatible phone or smart watch 
  • Faster and more secure

Cash and card management

  • Withdraw cash 24/7 at selected ATMs
  • Transfer funds between your linked accounts, including credit cards and loans
  • Change card PIN
  • Check account balance

Conduct your banking efficiently

  • Easy to use touch screen interfacedisclaimer
  • Accessible banking with braille keypads and assisted audio voiceover
  • Choose from multiple language options to help you easily understand and conduct your banking


Step by Step Smart ATM Feature Guide

Deposit without a Card ‍

Deposit without a card means anyone can make deposits into selected ANZ personal and business accounts. A detailed receipt will be provided, including agent ID or reference as well as note denominations. If you deposit three cheques or less you will see the images of the cheques on the back of your receipt.

  1. Select ‘Deposit without a card’
  2. Choose your deposit option:
    - Deposit Slip
    - BSB & Account number
    - Credit Card Number
    - Agent Number
  3. Enter and confirm your details
  4. Insertnotes/cheques – always check and remove foreign objects first
  5. Confirm amount
  6. Receipt will be provided

Coin Deposit Machine

ANZ Coin Deposit Machines sit adjacent to select Smart ATMs allowing customers to deposit loose Australian denomination coins simply and easily. Up to 500 coins or 4kg may be deposited with no pre-bagging or sorting required.

  1. Start your transaction by Tap & PIN or inserting a card
  2. Select Deposit
  3. Select Coin Deposit
  4. Select your account
  5. Confirm your receipt preference
  6. Follow the prompts on screen
  7. Insert coins into the coin tray - please take care to remove any foreign objects and do not exceed the MAX level
  8. Confirm amount
  9. Receipt will be provided

Select your withdrawal denominations

Select the cash denominations you want when making a cash withdrawal.disclaimer

  1. Start your transaction by Tap & PIN or inserting a card
  2. Enter withdrawal amount
  3. Select Account
  4. A screen will appear with multiple options, select notes on the bottom right corner
  5. Proceed with selecting denominations
  6. Confirm receipt preference
  7. Transaction complete - collect notes and receipt (if applicable)

Demo video

Looking for a better ATM experience? ANZ Smart ATMs are now more secure with even faster access. 

Top tips

  • Before inserting cash into the machine, remove all staples, rubber bands, paperclips or other foreign objects.
  • Choose the denomination of withdrawals at select ATMs
  • Coin Deposit Machines are available at select ATMs

Before depositing cash, check it's free of foreign objects first.


If you've forgotten your PIN and you're an ANZ Debit or Credit Card customer, call 13 13 14 or visit an ANZ Branch, and we'll change it for you

Seek assistance from the ANZ branch staff or call 1800 803 752

Please seek assistance from the nearest ANZ branch who will be able to lodge a dispute form or call 13 13 14

ANZ Smart ATMs have advanced imaging technology to scan and verify Australian notes and Australian-Issued AUD cheques. All of your cash and cheque deposits are listed on your receipt

You can complete all of the same ATM transactions with Tap & PIN, or by inserting your card: deposits, withdrawals, balance enquiries, PIN changes and transfers between accounts

At selected ATMs and Smart ATMs.

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For eligible ANZ credit cards, withdrawals from an Australian ANZ ATM using a digital wallet will attract interest, and you may also have to pay a Cash Advance Fee. For a full list of transactions that are considered to be a ‘cash advance’, please refer to the ANZ Credit Card Conditions of Use (PDF 372kB). If you’re planning to make a cash advance using an eligible ANZ credit card with a digital wallet, please check the relevant interest rate and fees first. See the full list of eligible ANZ Visa cards available for use with your digital wallet: Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Fitbit Pay.

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Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

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