ANZ Smart Choice Super.
Set up in just five minutes,
in app or online.
As an ANZ cardholder you can also enjoy no transaction fee when making a cash withdrawal or balance enquiry at any ANZ, NAB, Commonwealth Bank or Westpac ATM across Australia.
Furthermore, there are thousands of merchants that have eftpos machines (including most supermarkets and petrol stations) that also provide cash withdrawals with no withdrawal fee.
Cash deposit limits apply.Return
At selected ATMs and Smart ATMs.Return
For eligible ANZ credit cards, withdrawals from an Australian ANZ ATM using a digital wallet will attract interest, and you may also have to pay a Cash Advance Fee. For a full list of transactions that are considered to be a ‘cash advance’, please refer to the ANZ Credit Card Conditions of Use (PDF). If you’re planning to make a cash advance using an eligible ANZ credit card with a digital wallet, please check the relevant interest rate and fees first. See the full list of eligible ANZ Visa cards available for use with your digital wallet: Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Fitbit Pay.Return
Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.Return
Terms and conditions apply. No transaction fee access relates to the following: a successful cash withdrawal and an account balance query. Daily withdrawal limits may apply. For certain ANZ cards, withdrawals from an ATM may attract interest, and you may also have to pay a cash advance fee. For details on cash advance fees, transactions that are considered to be a ‘cash advance’ and other charges, please refer to your applicable product terms and conditions. Eligibility criteria, account fees and interest, charges may apply. Visit anz.com for more information.Return
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.Return