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ANZ Progress Saver

Be rewarded for regular saving, you could earn  bonus interest when you make a single deposit of $10 or more in a month and no withdrawals.disclaimer

 

Apply now

It only takes around 10 minutes to apply.

 

 

 

Features and benefits

Bonus interest

Open your ANZ Progress Saver account and you could get a bonus rate of disclaimerin addition to our  base rate. Bonus interest is calculated daily and awarded monthly when you make a single deposit of $10 or more in a month and no withdrawals.disclaimer

$0 monthly account service fee

There are no monthly account service fees. You receive one ANZ transaction free of charge per month. Other charges may apply after the first ANZ transaction. disclaimer

Set, forget and save 

 If you have a linked ANZ everyday banking account you can set up an automated monthly transfer to stick to your savings plan. We’ll give you a savings graph with every statement to help you track your progress.

Great for kids banking

ANZ Progress Saver makes it easy for kids to watch their savings grow by encouraging them to make regular deposits.disclaimer Plus, under 18s can apply for a waiver and pay no ANZ transaction fees on their ANZ Progress Saver account.disclaimer

Rates and feesdisclaimer

     

Base rate 

+    

Bonus interest if you make a single deposit of $10 or more in a month and no withdrawals, fees or charges processed to the account in that same month.disclaimer

=    

   

Apply now

Rates and fees

Monthly account service fee

$0

Included ANZ Transactions per month

Unlimited Internet Banking

One fee-free ANZ transaction* disclaimer

Additional transaction fees

$2.50 per staff assisted transaction and $1.00 per electronic transaction*

*Bonus interest will not apply for the month if you make a withdrawal.

Guides to help you save

Saving tips

We've put together some helpful tips to help you start saving and make saving part of your daily routine. 

Learn more

Create a budget

Follow these simple steps to create a budget, take control of your spending and reach your savings goals. 

Learn more

Reduce your bank fees

Banking doesn't have to cost a lot. Find out how you could cut back on unnecessary bank fees. 

Learn more

Earning interest

Discover how interest is calculated for our everyday accounts, savings accounts and term deposits. 

Learn more

Ways to bank

ANZ goMoney™

Manage your money on the go with this simple everyday banking app.disclaimer Check balances, transfer between linked accounts, pay your BPAY® bills with ease and pay anybody using just their mobile number.disclaimer

Read more

ANZ Internet Banking

Complete online banking across multiple compatible devices. With ANZ Internet Banking you can manage your accounts, pay and transfer money, access online statements and a whole lot more.

Read more

Security

ANZ Internet Banking Guarantee

When using ANZ Internet Banking or ANZ goMoney®, you’ll be reimbursed for any unauthorised transactions, provided that you have complied with the Electronic Banking Conditions of Use.

Government Deposit Guaranteedisclaimer

Some extra peace of mind for banking in Australia. Deposits of up to $250,000 with ANZ can be covered by the Australian Government’s Financial Claims Scheme.  This means that this money is guaranteed if anything happens to ANZ.

Extra security to unlock extra features

ANZ Shield is a mobile app that gives you extra security so you can unlock extra features for ANZ Internet Banking. Use ANZ Shield to easily verify your ANZ Internet banking activities wherever you are.

Generate a one-time ANZ Shield code to:

  • Make larger payments online
  • Reset your forgotten ANZ Internet Banking password
  • Manage your daily Pay Anyone limit in real-time
  • Instantly update your banking profile

Apply

   

 

Apply online

Apply now

 

Apply online

Apply now

To complete an online application you will need an Australian residential address and have accepted ID

Call us

1800 008 177

Mon-Fri, 8am to 8pm (AEST)

 

 

 

Visit a branch

Locate us

You may also be interested in

Our everyday account

Use your money the way you want with ANZ Access Advantage. Unlimited ANZ transactions and Visa Debitdisclaimer access make everyday banking easy. 

Learn more

Earn interest and access your savings online

With ANZ Online Saver  you can access your money via your linked ANZ everyday account.disclaimer Check out our bonus interest offer for new customers. 

Learn more

Want to invest your savings?

Our term deposits are a great way to invest your money and lock your savings away. 

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

goMoney and ANZ goMoney are registered trademarks of ANZ.

ANZ goMoney® for Android™ is only available in Google Play™. ANZ goMoney® for iPhone is only available from the App Store. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google Inc.

BPAY®  is registered to BPAY Pty Ltd ABN 69079137518.

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Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.

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All ANZ Internet Banking transactions are free, additional ANZ Transactions charged as: Electronic Transactions $1.00 each and Staff Assisted Transactions $2.50 each. ANZ Transactions, Electronic Transactions and Staff Assisted Transactions are defined in the ANZ Personal Banking Account Fees and Charges (PDF 132kB) booklet. Any withdrawals in a particular month, including those that are free of charge, will disqualify you from bonus interest for that month.

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For children under 12, a parent or guardian will need to open the account in Trust for the child. Customers aged 12 to 17 who can sign a consistent satisfactory signature can open an account in their own name or as a joint account with a parent or guardian.

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Customers aged under 18 need to show proof of age at an ANZ branch in order to receive their transaction fees waiver. Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 544kB) for fees and charges that apply.

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Terms and conditions apply to the use of ANZ goMoney®

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A combined daily transaction limit of $1,000 applies to Pay Anyone and Pay to Mobile transactions. Recipients require an account with an Australian financial institution to receive or collect payments.

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The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information please refer to the Financial Claims Scheme.

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Eligibility criteria apply to the issue of ANZ Access Visa Debit card. Overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees may apply to foreign currency transactions where an ANZ Access Visa Debit card is accepted. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 112kB) and ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) for details.

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ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.

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