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ANZ Online Saver

You could earn:

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 standard variable rate (subject to change) % p.a. bonus rate (for 3 months)disclaimer. For new eligible customers.

  • No minimum balance
  • Unlimited access to your money via your linked ANZ everyday accountdisclaimer

ANZ Progress Saver

You could earn:

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 base rate +  bonus interest rate, when you make at least one deposit of $10 or more and no withdrawals in a month.disclaimer

  • Set up regular deposits to help you save

ANZ Premium Cash Management Account

You could earn a tiered interest rate between:

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 Different balances attract different rates.disclaimer If your account balance is above a certain level, we will pay a higher rate of interest on the whole balance.

View all tiered rates

  • $0 monthly account service fee

   

Looking for another way to save?

If you have an opening balance of $5,000 and want to lock your money away, an ANZ Advance Notice Term Deposit could help you save more. It offers fixed returns over the investment term of your choice and our highest fixed term deposit rates.

Learn more

Easy ways to bank 24/7

Access what you need when you need it with our range of simple and secure digital banking tools.

ANZ goMoney™

Manage your money on the go with this simple everyday banking app.disclaimer Check balances, transfer between linked accounts, pay your BPAY® bills with ease and pay anybody using just their mobile number.disclaimer

Read more

ANZ Internet Banking

Complete online banking across multiple compatible devices. With ANZ Internet Banking you can manage your accounts, pay and transfer money, access online statements and a whole lot more.

Read more

Guides to help you save

Saving tips

We've put together some helpful tips to help you start saving and make saving part of your daily routine. 

Learn more

Create a budget

Follow these simple steps to create a budget, take control of your spending and reach your savings goals. 

Learn more

Reduce your bank fees

Banking doesn't have to cost a lot. Find out how you could cut back on unnecessary bank fees. 

Learn more

Earning interest

Discover how interest is calculated for our everyday accounts, savings accounts and term deposits. 

Learn more

You may also be interested in

Term deposits

Our term deposits are a great way to invest your money and lock your savings away. 

Learn more

Everyday accounts

Our everyday accounts offer simple and secure ways to access your money, your way. 

Learn more

Earning interest

Find out how interest is calculated on our accounts and term deposits. 

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

The information set out above is general in nature and has been prepared without taking into account your objectives financial situation or needs.  By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations.  You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.

BPAY®  is registered to BPAY Pty Ltd ABN 69079137518.

goMoney and ANZ goMoney are registered trademarks of ANZ.

ANZ goMoney® for Android™ is only available in Google Play™. ANZ goMoney® for iPhone is only available from the App Store. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google Inc.

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Bonus rate offer is only available to new ANZ Online Saver customers who have not held an ANZ Online Saver account during the last 6 months, and apply using the Apply Now button on this page. This offer adds  % p.a. bonus interest rate to the standard variable ANZ Online Saver interest rate which as at  is  . The standard variable rate is subject to change, including during the bonus interest period. After 3 months, the rate will revert to the then current standard variable ANZ Online Saver interest rate. 

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For all applicable fees and charges please see the ANZ Personal Banking Account Fees and Charges (PDF 139kB) and ANZ Personal Banking General Fees and Charges (PDF 155kB). For ANZ Online Saver accounts, a monthly account service fee may apply to a linked ANZ everyday banking account.

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ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.

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Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.

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For children under 12, a parent or guardian will need to open the account in Trust for the child. Customers aged 12 to 17 who can sign a consistent satisfactory signature can open an account in their own name or as a joint account with a parent or guardian.

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Rates are current as of  and are variable and subject to change. Tiered interest rate means you will earn different rates of interest depending on the balance of your account. If your account balance is above a certain level, we will pay a higher rate of interest on the whole balance.

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Tiered interest rate means you will earn different rates of interest depending on the balance of your account. If your account balance is above a certain level, we will pay a higher rate of interest on the whole balance.

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If the balance falls below $10,000 then 0% interest will be earned. If the balance falls below the $1,000 we may request that the account be closed.

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Additional ANZ Transactions charged as: Electronic Transactions $0.50 each, Staff Assisted Transactions $2.50 each, Cheque Transactions $0.50 each. ANZ Transactions, Electronic Transaction, Staff Assisted Transactions and Cheque Transactions are defined in the ANZ Personal Banking Account Fees and Charges (PDF 136kB) booklet.

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Terms and conditions apply to the use of ANZ goMoney®

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A combined daily transaction limit of $1,000 applies to Pay Anyone and Pay to Mobile transactions. Recipients require an account with an Australian financial institution to receive or collect payments.

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