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ANZ Access Basic

Offers affordable and convenient banking for Concession and Health Care card holders.disclaimer

 

 

 

 

Features and benefits

$0 monthly account service fee

We want to help you save and make the most of your money. ANZ Access Basic has no monthly account service fee.

ANZ Access card

Get an ANZ Access card with your ANZ Access Basic account so you can withdraw money from ATMs and make EFTPOS purchases.disclaimer

Unlimited transactions

Access your money whenever your need it with unlimited ANZ Transactions. Bank 24/7 with ANZ ATMs, EFTPOS, ANZ Internet Banking, ANZ goMoney and ANZ Phone Banking.

Ways to bank

Access what you need when you need it with our range of simple and secure digital banking tools.

ANZ Internet Banking

Complete online banking across multiple compatible devices. With ANZ Internet Banking you can manage your accounts, pay and transfer money, access online statements and a whole lot more.

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ANZ goMoney

Manage your money on the go with this simple everyday banking app.disclaimer Check balances, transfer between linked accounts, pay your BPAY® bills with ease and pay anybody using just their mobile number.disclaimer

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ANZ Smart ATMs

Our ANZ Smart ATMs are secure, simple to use and easy to find. You can do a range of banking, including cash and cheque deposits and money transfers.

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Security

Peace of mind when you use your account

We want you to feel confident and secure doing your banking:

  • When you're using ANZ Internet Banking or ANZ goMoney all the data is encrypted
  • ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions
  • ANZ Fraud Money Back Guarantee - you won't be liable for fraudulent transactions on your ANZ card, provided you didn't contribute to the loss and notified ANZ promptly of the fraud

Extra security to unlock extra features

ANZ Shield is a mobile app that gives you extra security so you can unlock extra features for ANZ Internet Banking. Use ANZ Shield to easily verify your ANZ Internet banking activities wherever you are.

Generate a one-time ANZ Shield code to:

  • Make larger payments online
  • Reset your forgotten ANZ Internet Banking password
  • Manage your daily Pay Anyone limit in real-time
  • Instantly update your banking profile

ANZ Internet Banking Guarantee

When using ANZ Internet Banking or ANZ goMoney, you’ll be reimbursed for any unauthorised transactions, provided that you have complied with the Electronic Banking Conditions of Use.

Government Deposit Guaranteedisclaimer

Some extra peace of mind for banking in Australia. Deposits of up to $250,000 with ANZ can be covered by the Australian Government’s Financial Claims Scheme.  This means that this money is guaranteed if anything happens to ANZ.

Eligibility

To apply you will need to:

  • Be an Australian resident, with an Australian address 
  • Come in to branch with accepted ID or be an existing ANZ customer
  • Hold an eligible Concession or Health Care card 

Eligible Concession and Health Care cards include:

  • Seniors Concession card
  • Pensioner Concession card
  • Centrelink Health Care card
  • Repatriation Health card (Department of Veterans' Affairs).

To open an account

You don’t need to be an ANZ customer to open an ANZ Access Basic account.

Call 1800 008 177

You can call us Mon to Fri, 8am to 8pm (AEST)

You may also be interested in

ANZ Pensioner Advantage

An account to help you earn interest. If you receive a Centrelink pension or a Veterans’ Affairs pension or allowance you may be eligible.disclaimer

Learn more

The Saver Plus program

If you have a Centrelink Health Care Card or Pensioner Concession Card you could be eligible for our Saver Plus program.

Learn more

Banking for seniors

If you're 60 years or over we can help you get your finances sorted and could even save you some money along the way. 

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.

goMoney and ANZ goMoney are registered trade marks of ANZ.

ANZ goMoney for Android™ is only available in Google Play™. ANZ goMoney for iPhone is only available from the App Store. iPhone is a trade mark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trade marks of Google Inc.

BPAY®  is registered to BPAY Pty Ltd ABN 69079137518.

Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 100kB) for fees and charges that apply.

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Terms and conditions apply to the use of ANZ goMoney

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A combined daily transaction limit of $1,000 applies to Pay Anyone and Pay to Mobile transactions. Recipients require an account with an Australian financial institution to receive or collect payments.

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The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information please refer to the Financial Claims Scheme.

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