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Saver Plus

Join the world's largest and longest-running financial education and matched savings programdisclaimer that has helped more than 58,000 participants to collectively save more than $29 million to date.

Reach out to the Saver Plus team

What is the Saver Plus program?

Saver Plus is a financial education and matched savings program developed by ANZ and the Brotherhood of St Laurence in 2003. This 10-month program uses the combined power of goal setting, incentives and personal support to assist eligible participants. 87% of participants keep saving the same amount or more, 3 to 7 years after completing Saver Plusdisclaimer

Eligible participants who complete the program have their savings matched (up to $500) by ANZ for education-related expenses for themselves or their children.

Are you eligible to participate?

Saver Plus is available through a range of community agencies around Australia. You may be eligible to participate if you:

  • Are 18 years or over
  • Have a child at school, starting school next year, or be studying yourself
  • Have a current Health Care or Pensioner Concession Card
  • Are in receipt of an eligible Commonwealth social security benefit, allowance or payment. Many Centrelink payments are eligible, please contact your local Coordinator for more information.
  • Have regular other income (you or your partner)

How Saver Plus can help you

Build money management skills

Learn techniques for managing your money better, budgeting and reducing debts.

Savings matched up to $500

Complete the program and ANZ will match your savings, dollar-for-dollar up to $500, toward educational expenses for you or your children.

Become a regular saver

Develop positive savings habits and set realistic savings goals that work for you.

No fees

As Saver Plus is funded by ANZ and the Department of Social Services, the program is offered at $0 cost to participants.disclaimer


Your Saver Plus journey

Talk to a Saver Plus coordinator

Determine your eligibility. If eligible, set a goal to save a regular amount of money over 10 months.

Open your account and save

Open an ANZ Progress Saver account that has $0 monthly service fee and make regular deposits over ten months towards your savings goal.disclaimer

Develop your financial skills

Learn and share tips and strategies for budgeting and planning for the future by completing the free MoneyMinded financial education workshops with like-minded individuals.

Receive matched savings

At the end of the program and when you've reached your savings goal, your savings will be matched dollar for dollar (up to $500) to help pay for education-related expenses for you or your child.


Program partners

Saver Plus was developed by ANZ in partnership with the Brotherhood of St Laurence, and is co-funded by ANZ and the Australian Government Department of Social Services. The program is delivered by community organisations including:

The success of this partnership reinforces the value of bringing together the collective resources and expertise of business, government and the community sector to address important economic and social issues.

Menuka's story

Single mother of two Menuka is a participant in matched funds and financial education program Saver Plus. She’s a big advocate and now she says being able to access the program online throughout this period has enabled her children to sit alongside her and participate in the program too.

Read more

Cassie's story

“If it had not been for Saver Plus, my kids would have gone months without school. We had to drop back to isolating at home because I have an auto immune disease and my youngest is asthmatic, so we had to stop going to school about three and half weeks before schools closed.”

Read more

Enquire now

Your enquiry will be directed to the Saver Plus team at the Brotherhood of St Laurence.disclaimer

You may also be interested in

ANZ Progress Saver

An ANZ Progress Saver could help you reach your savings goals sooner. Be rewarded with bonus interest when you stick to a savings plan.disclaimer

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ANZ Access Basic

Offers affordable and convenient banking for Concession and Health Care card holders.

Learn more


A flexible education program for adults seeking to build money management skills, knowledge and confidence.

Learn more

Tips and guides

From managing your money and creating your first budget through to becoming a saving master, our tips and guides are here to help you get there.

Learn more

Terms and conditions and eligibility criteria apply to Saver Plus. Talk to a Saver Plus Coordinator in your region for more information.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the Financial Services Guide (PDF) which are available at or by calling 13 13 14 before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Derived from Saver Plus: Pathways to Wellbeing (PDF 2.89MB).


There may be fees for some transactions on your ANZ Progress Saver account. Refer to the ANZ Personal Banking Account Fees and Charges (PDF 163kB) guide for details. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF 427 kB) before deciding whether to acquire, or continue to hold the product. For more information please contact ANZ on 13 13 14.


Saver Plus is an initiative of Brotherhood of St Laurence and ANZ, delivered in partnership with Berry Street and The Smith Family. The program is funded by ANZ and the Australian Government Department of Social Services, with ANZ providing matched savings for participants.


Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.