skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Our climate change commitment

We want to be the leading Australia- and New Zealand-based bank in supporting customers' transition to net zero emissions by 2050.

We support the Paris Agreement's goals and recognise historic levels of investment and lending will be needed to achieve them. This creates significant financing opportunities for ANZ, which we will realise together with our customers.


Our focus areas

Our climate change commitment outlines our support of customers in the transition to net zero. Our focus areas include:

Aligning our lending decisions to the Paris Agreement goals

Our success in supporting and accelerating a net zero transition by 2050 will be driven by our ability to help our customers reduce their emissions. To achieve this, we are:

  • Factoring climate change risk into our lending for large business customers, primarily by assessing their capacity to respond to climate change and the evolving regulatory landscape.
  • Expecting new customers or projects in the energy sector to disclose Paris-aligned business plans.
  • Changing the mix of our energy financing portfolio, as we support our customers' expansion into low- or zero-emission technologies.
  • Expecting our existing business customers in higher-emitting sectors such as energy and transport to integrate climate change risk into their company strategies. 

Supporting our customers and industries to transition

The most important role we can play in enabling the transition to net zero is to support our customers to reduce emissions and enhance their resilience to a changing climate. We will achieve this by:

  • Executing our environmental sustainability strategy and providing finance, services and advice that support customers to shift to low carbon business models and operations. 
  • Funding and facilitating AU$50 billion by 2025 to support our customers to achieve improved environmental outcomes. 
  • Equipping our employees with a deeper understanding of climate risks and opportunities.

Engaging constructively and transparently with our stakeholders

It's vital to work collaboratively with our stakeholders to help support the transition to net-zero emissions. That's why we are:

  • Continuing to engage with 100 of our largest emitting business customers to support them to improve their low carbon transition plans.
  • Engaging with stakeholders on climate change and increasing our transparency on our approach through ESG market briefings and investor roundtables.
  • Using the TCFD to disclose how we identify, assess and manage climate-related financial risks and opportunities.
  • Disclosing metrics on the emissions impact of our financing and setting targets to reduce this impact.
  • Developing an enhanced climate risk management framework to strengthen our governance.

man fixing solar panels 

Our climate change commitment

For a summary of our climate change approach, please refer to our ANZ Climate Change Commitment (PDF 126kB). Additional disclosures and policies can also be found at ESG reporting

Climate risk disclosure

We provide investors and other stakeholders with clear information enabling them to assess the adequacy of our approach to climate change and our ability to manage the associated risks and opportunities.

We report using the recommendations of the Financial Stability Board Task Force on Climate-related Financial Disclosures (TCFD).


ANZ's 2021 Environment, Social and Governance (ESG) Supplement

This report provides detailed information on ANZ's sustainability performance and challenges. In response to stakeholder feedback, for the first time, we're releasing our ESG Supplement at the same time as the Annual Report.

2021 ESG Supplement (PDF 10.1MB)


2021 ESG Supplement

Detailed information on ANZ's sustainability performance and challenges. Released 27 October 2021.

PDF 10.1MB

2021 Half-Year ESG Targets Update

Half-yearly report on progress against key sustainability targets. Released 27 October 2021.

PDF 378kB

2021 Environmental Performance Report

The 2021 Annual GHG Emissions and Carbon Offset Data Assurance Statement details our global carbon offset data, done by KPMG. Released 27 October 2021.

PDF 289kB

2021 Climate Change Roundtable

Our 2021 Investor Roundtable ESG update. Released 26 November 2021.



2021 ESG investor briefing

Our annual ESG investor briefing pack. Released 16 September 2021.

PDF 2.42MB