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ANZ Advance Notice Term Deposit

Enjoy the certainty of fixed returns over the investment term of your choice. You also get a higher competitive fixed interest rate compared to our ANZ Term Deposit.disclaimer

Apply now    

It only takes around 10 minutes to apply.

 

 

 

Rates and terms

Current interest rate specialsdisclaimer

3 months


Investments of $5,000 to $99,999
Interest paid at maturity

6 months


Investments of $5,000 to $99,999
Interest paid at maturity

12 months


Investments of $5,000 to $99,999
Interest paid annually

24 months


Investments of $5,000 to $99,999
Interest paid annually

   

Want to invest $100,000 or more? Give us a call on 1800 008 177 between 8am and 8pm (AEST) Monday to Friday or visit your nearest ANZ Branch to discuss your term and interest rate.

More term deposit rates & terms

Features and benefits

Fixed returns

With a minimum investment of $5,000  you can enjoy the certainty of fixed returns over your investment term.disclaimer

No account service fees

No set-up costs or monthly account service fees.disclaimer

Higher rates for advance notice

Our Advance Notice Term Deposit offers a higher competitive fixed interest rate compared to our ANZ Term Deposit. However, you will have to give us 31 days notice if you wish to withdraw the money prior to maturity. Fees and charges apply to early withdrawals.disclaimer 

Flexible terms and payments

Choose the length of term that suits you, from one month to five years. Receive interest payments monthly, quarterly, half yearly or annually on selected terms.disclaimer

   

Looking for another way to save?

If you might need to access your fund early we offer other ways to save. ANZ Online Saver is great for day-to-day saving and ANZ Progress Saver can help you reach your long term saving goals. You could also consider an ANZ Term Deposit that offers a fixed rate of interest over the investment term of your choice.

How does it work?

1

Make some choices

You'll need to choose how much you're going to invest, for how long, how often you want to receive your interest payments and what will happen at the end of the term. 

2

Earn interest 

Receive interest payments when and how you selected. You can view and change where you receive your interest payments using ANZ Internet Banking.

3

End of term

At the end of the term we'll pay out the balance of your term deposit or roll it over - depending on what you asked us to do when you opened the account.disclaimer

Early withdrawals

You'll have to give ANZ 31 days notice if you need to withdraw your money before the end of your term. Early withdrawal fees will apply.disclaimer

Ways to bank

Access what you need when you need it with our range of simple and secure digital banking tools.

ANZ Internet Banking

Use Internet Banking to check your term deposit balance, interest paid to date and more. 

Read more

Grow by ANZ app

Get a complete view of your finances and manage your money, with banking, super, insurance and share investments all in one place. Plus smart new features like Quick Balance and Touch ID to help you see your money faster. 

Read more

ANZ goMoney®

Manage your money on the go with this simple everyday banking app.disclaimer  Just four digits and you're logged in and ready to check the balance of your term deposit. 

Read more

Apply

 

Apply online

Apply now

You will need an existing ANZ everyday account or ANZ savings account and a minimum deposit of $5,000.

Call us

1800 008 177

Mon-Fri, 8am to 8pm (AEST)

 

Visit a branch

Locate us

Call us

1800 008 177

Mon-Fri, 8am to 8pm (AEST)

 

Visit a branch

Locate us

You may also be interested in

Need a savings account?

Our range of savings accounts could help you reach your saving goals sooner. 

Learn more

Earning interest on your account

Find out how interest is calculated on our accounts and term deposits. 

Learn more

Still not sure?

Use our compare tools to find out more and consider all your options. 

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

If you may have a need in the future to immediately withdraw or transfer the funds in an ANZ Advance Notice Term Deposit, other deposit products may be more suitable for you. View Important Information Document (PDF 36kB).

Grow by ANZ is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance are not provided by ANZ by entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the Grow Terms and Conditions available at www.anz.com and consider if this service is appropriate to you prior to making a decision to acquire or use Grow by ANZ.Grow by ANZ is a trademark of ANZ.​

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Grow by ANZ is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522

goMoney and ANZ goMoney are registered trademarks of ANZ.

ANZ goMoney® for Android™ is only available in Google Play™. ANZ goMoney® for iPhone is only available from the App Store. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google Inc.

Early withdrawal fees apply. An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money you withdrawal or transfer early. Refer to ANZ Saving and Transaction Terms and Conditions (PDF 408kB).

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Special term rates do not qualify for additional bonus interest rates and are not available in conjunction with any other bonus or special interest rate offer. Rates current as at  and are subject to change.

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Different interest rates apply to different investment amounts, terms and interest frequencies. Early withdrawal fees may apply. Rates current as at   and are subject to change. 

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An ANZ Advance Notice Term Deposit has a 31 day notice period. This means that if you request an early withdrawal or transfer of all or part of your funds, the funds will not be provided until the 31st day after the request (or the next business  day). An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money withdrawn or transferred early in accordance with the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB). If you may have a need in the future to immediately withdraw or transfer funds, other deposit products may be more suitable for you. See Important Information (PDF 36kB).

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Different interest rates apply to different investment amounts, terms and interest frequencies. Rates current as at  and are subject to change. Early withdrawal fees apply. Refer to ANZ Saving and Transaction Terms and Conditions (PDF 408kB) At maturity we will reinvest your ANZ Advance Notice Term Deposit based on the reinvestment consent you have given us and in accordance with instructions you have provided. If you choose to reinvest your principal (and interest) at the end of the investment term, the interest rate applicable to your ANZ Advance Notice Term Deposit may be lower than the interest rate on your maturing ANZ Advance Notice Term Deposit. If your circumstances change or this product is no longer suitable for you, please contact ANZ at or prior to maturity, or within your 7 day grace period (following reinvestment) to make alternative arrangements.

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Terms and conditions apply to the use of ANZ goMoney®

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