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ANZ Advance Notice Term Deposit

Enjoy the certainty of fixed returns over the investment term of your choice. You also get a higher competitive fixed interest rate compared to our ANZ Term Deposit.disclaimer

How to apply

 

Special offer

Open an ANZ Advance Notice Term Deposit and lock in the certainty of a special  fixed rate for 7 months* on investments from $5,000 to $4,999,999 with interest paid at maturity. Offer available for a limited time only. If you are applying online or over the phone, you will need an existing ANZ everyday account or ANZ savings account.

How to applySee rates for other terms >

*Interest rates on offer may change at any time without notice. Different interest rates apply to different interest frequencies. Early withdrawal fees may applydisclaimer.

Rates and terms

Current interest rate specialsdisclaimer

3 months


Investments of $5,000 to $99,999
Interest paid at maturity

6 months


Investments of $5,000 to $99,999
Interest paid at maturity

7 months


Investments of $5,000 to $4,999,999
Interest paid at maturity

12 months


Investments of $5,000 to $99,999
Interest paid annually

More term deposit rates

Want to invest $100,000 or more?

Give us a call on 1800 008 177 between 8am and 8pm (AEST) Monday to Friday or visit your nearest ANZ Branch to discuss your term and interest rate.


Features and benefits

Higher rates for advance notice

A higher competitive fixed interest rate than comparable ANZ Term Deposits. You will have to give us 31 days notice if you wish to withdraw the money prior to maturity. Fees and charges apply to early withdrawals.disclaimer 

Fixed returns

With a minimum investment of $5,000  you can enjoy the certainty of fixed returns over your investment term.disclaimer

Flexible terms and payments

Choose the length of term from seven days to five years. Receive interest payments monthly, quarterly, half yearly or annually on selected terms.disclaimer

 No account service fees

No set-up costs or monthly account service fees.disclaimer


How does it work

1

Make some choices

You'll need to choose how much you're going to invest, for how long, how often you want to receive your interest payments and what will happen at the end of the term. 

2

Earn interest 

Receive interest payments when and how you selected. You can view and change where you receive your interest payments using ANZ Internet Banking.

3

End of term

At the end of the term we'll pay out the balance of your term deposit or roll it over - depending on what you asked us to do when you opened the account.disclaimer

Early withdrawals

You'll have to give ANZ 31 days notice if you need to withdraw your money before the end of your term. Early withdrawal fees will apply.disclaimer


Ways to bank

ANZ Internet Banking

Use Internet Banking to check your term deposit balance, interest paid to date and more. 

Learn more

ANZ App

Make the everyday a little bit easier and do your banking on the go.disclaimer Just four digits and you're logged in and ready to check the balance of your term deposit. 

Learn more

How to apply

Existing ANZ customers

You will need an existing ANZ everyday account or ANZ savings account and a minimum deposit of $5,000.

Apply online

New to ANZ

We’ll need to get to know you a bit first. Please speak to one of our friendly staff to get started.

1800 008 177Visit a branch

Phone Monday to Friday, 8am to 8pm (AEST). ANZ branches are open Monday to Thursday (9.30am - 4pm) and Friday (9.30am to 5pm), with some open on weekends.

You may also be interested in

Need a savings account?

Our range of savings accounts could help you reach your saving goals sooner. 

Learn more

Earning interest on your account

Find out how interest is calculated on our accounts and term deposits.

Learn more

Still not sure?

Use our compare tools to find out more and consider all your options. 

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

If you may have a need in the future to immediately withdraw or transfer the funds in an ANZ Advance Notice Term Deposit, other deposit products may be more suitable for you. View Important Information Document (PDF 36kB).

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Early withdrawal fees apply. An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money you withdrawal or transfer early. Refer to ANZ Saving and Transaction Terms and Conditions (PDF 408kB).

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An ANZ Advance Notice Term Deposit has a 31 day notice period. This means that if you request an early withdrawal or transfer of all or part of your funds, the funds will not be provided until the 31st day after the request (or the next business  day). An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money withdrawn or transferred early in accordance with the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB). If you may have a need in the future to immediately withdraw or transfer funds, other deposit products may be more suitable for you. See Important Information (PDF 36kB).

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Special term rates do not qualify for additional bonus interest rates and are not available in conjunction with any other bonus or special interest rate offer. Rates current as at  and are subject to change.

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Different interest rates apply to different investment amounts, terms and interest frequencies. Early withdrawal fees may apply. Rates current as at   and are subject to change. 

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Different interest rates apply to different investment amounts, terms and interest frequencies. Rates current as at  and are subject to change. Early withdrawal fees apply. Refer to ANZ Saving and Transaction Terms and Conditions (PDF 408kB) At maturity we will reinvest your ANZ Advance Notice Term Deposit based on the reinvestment consent you have given us and in accordance with instructions you have provided. If you choose to reinvest your principal (and interest) at the end of the investment term, the interest rate applicable to your ANZ Advance Notice Term Deposit may be lower than the interest rate on your maturing ANZ Advance Notice Term Deposit. If your circumstances change or this product is no longer suitable for you, please contact ANZ at or prior to maturity, or within your 7 day grace period (following reinvestment) to make alternative arrangements.

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The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

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