ANZ Advance Notice Term Deposit
Enjoy the certainty of fixed returns over the investment term of your choice. You may also get a higher competitive fixed interest rate compared to our ANZ Term Deposit.disclaimer disclaimer
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Higher rates may be available for advance notice
A higher competitive fixed interest rate than comparable ANZ Term Deposits may be available. You will have to give us 31 days notice if you wish to withdraw the money prior to maturity. Fees and charges apply to early withdrawals. disclaimer
Fixed returns
With a minimum investment of $5,000 you can enjoy the certainty of fixed returns over your investment term.disclaimer
Flexible terms and payments
Choose the length of term from seven days to five years. Receive interest payments monthly, quarterly, half yearly or annually on selected terms.disclaimer
Existing ANZ customers
You will need an existing ANZ everyday account or ANZ savings account and a minimum deposit of $5,000.
New to ANZ
We’ll need to get to know you a bit first. Please speak to one of our friendly staff to get started.
Phone Monday to Friday, 8am to 8pm (AEST). ANZ branches are open Monday to Thursday (9.30am - 4pm) and Friday (9.30am to 5pm), with some open on weekends.
Ways to bank
ANZ Internet Banking
Use Internet Banking to check your term deposit balance, interest paid to date and more.
ANZ App
Make the everyday a little bit easier and do your banking on the go.disclaimer Just four digits and you're logged in and ready to check the balance of your term deposit.
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Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the Financial Services Guide (PDF) which are available at anz.com or by calling 13 13 14 before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.
If you may have a need in the future to immediately withdraw or transfer the funds in an ANZ Advance Notice Term Deposit, other deposit products may be more suitable for you.
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Early withdrawal fees apply. An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money you withdrawal or transfer early. Refer to ANZ Saving and Transaction Terms and Conditions (PDF 746kB).
Back to topDifferent interest rates apply to different investment amounts, terms and interest frequencies. Early withdrawal fees may apply. Rates current as at and are subject to change.
Back to topRates do not qualify for additional bonus interest rates and are not available in conjunction with any other bonus or special interest rate offer. Rates current as at and are subject to change.
Back to topAn ANZ Advance Notice Term Deposit has a 31 day notice period. This means that if you request an early withdrawal or transfer of all or part of your funds, the funds will not be provided until the 31st day after the request (or the next business day). An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money withdrawn or transferred early in accordance with the ANZ Savings and Transaction Product Terms and Conditions (PDF 746kB). If you may have a need in the future to immediately withdraw or transfer funds, other deposit products may be more suitable for you.
Back to topDifferent interest rates apply to different investment amounts, terms and interest frequencies. Rates current as at and are subject to change. Early withdrawal fees apply. Refer to ANZ Saving and Transaction Terms and Conditions (PDF 746kB). At maturity we will reinvest your ANZ Advance Notice Term Deposit based on the reinvestment consent you have given us and in accordance with instructions you have provided. If you choose to reinvest your principal (and interest) at the end of the investment term, the interest rate applicable to your ANZ Advance Notice Term Deposit may be lower than the interest rate on your maturing ANZ Advance Notice Term Deposit. If your circumstances change or this product is no longer suitable for you, please contact ANZ at or prior to maturity, or within your 7 day grace period (following reinvestment) to make alternative arrangements.
Back to topThe ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
Back to topA minimum deposit of $5,000 is required to open an ANZ Advance Notice Term Deposit or an ANZ Term Deposit. This calculator has been set to a maximum deposit of $4,999,999. However, investments of $100,000 or more may be subject to different interest rates than those provided in this calculator. Please call 13 33 33 or visit your nearest ANZ Branch to discuss your term and interest rate for an investment of $100,000 or more.
Back to topEarly withdrawal fees may apply. An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money withdrawn or transferred early. An ANZ Advance Notice Term Deposit has a 31 day notice period. This means that if you request an early withdrawal or transfer of all or part of your funds, the funds will not be provided until the 31st day after the request (or the next business day). Refer to the ANZ Saving and Transaction Products Terms and Conditions (PDF 746kB) for further details.
Back to topInterest rates current as at and subject to change at any time. Different interest rates apply to each term deposit product and to different investment amounts, term lengths and interest frequencies. Early withdrawal fees may apply. Rates do not qualify for additional bonus interest rates and are not available in conjunction with any other bonus or special interest rate offer. For Advance Notice Term Deposits, this applies to investment terms of 3, 6, 10 and 12 months, as well as all term lengths of greater than 12 months. For Term Deposits, this applies to all term lengths.
Back to topThe principal difference between an ANZ Advance Notice Term Deposit and an ANZ Term Deposit (apart from the interest rate that applies) is that you must provide 31 days’ notice to ANZ if you wish to make an early withdrawal or transfer of all or part of your funds from an ANZ Advance Notice Term Deposit account. Further details are set out in ANZ Saving and Transaction Products Terms and Conditions (PDF 746kB).
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