ANZ Advance Notice Term Deposit
Enjoy the certainty of fixed returns over the investment term of your choice. You also get a higher competitive fixed interest rate compared to our ANZ Term Deposit.disclaimer
Special offer
Open an ANZ Advance Notice Term Deposit and lock in the certainty of a special fixed rate for 5 months* on investments from $5,000 to $4,999,999 with interest paid at maturity. Offer available for a limited time only. If you are applying online or over the phone, you will need an existing ANZ everyday account or ANZ savings account.
How to applySee rates for other terms >
*Interest rates on offer may change at any time without notice. Different interest rates apply to different interest frequencies. Early withdrawal fees may applydisclaimer.
Higher rates for advance notice
A higher competitive fixed interest rate than comparable ANZ Term Deposits. You will have to give us 31 days notice if you wish to withdraw the money prior to maturity. Fees and charges apply to early withdrawals.disclaimer
Fixed returns
With a minimum investment of $5,000 you can enjoy the certainty of fixed returns over your investment term.disclaimer
Flexible terms and payments
Choose the length of term from seven days to five years. Receive interest payments monthly, quarterly, half yearly or annually on selected terms.disclaimer
Ways to bank
ANZ Internet Banking
Use Internet Banking to check your term deposit balance, interest paid to date and more.
ANZ App
Make the everyday a little bit easier and do your banking on the go.disclaimer Just four digits and you're logged in and ready to check the balance of your term deposit.
Existing ANZ customers
You will need an existing ANZ everyday account or ANZ savings account and a minimum deposit of $5,000.
New to ANZ
We’ll need to get to know you a bit first. Please speak to one of our friendly staff to get started.
Phone Monday to Friday, 8am to 8pm (AEST). ANZ branches are open Monday to Thursday (9.30am - 4pm) and Friday (9.30am to 5pm), with some open on weekends.
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Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB)disclaimer and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.
If you may have a need in the future to immediately withdraw or transfer the funds in an ANZ Advance Notice Term Deposit, other deposit products may be more suitable for you. View Important Information Document (PDF 36kB).
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Early withdrawal fees apply. An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money you withdrawal or transfer early. Refer to ANZ Saving and Transaction Terms and Conditions (PDF 408kB).
Back to topAn ANZ Advance Notice Term Deposit has a 31 day notice period. This means that if you request an early withdrawal or transfer of all or part of your funds, the funds will not be provided until the 31st day after the request (or the next business day). An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money withdrawn or transferred early in accordance with the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB). If you may have a need in the future to immediately withdraw or transfer funds, other deposit products may be more suitable for you. See Important Information (PDF 36kB).
Back to topSpecial term rates do not qualify for additional bonus interest rates and are not available in conjunction with any other bonus or special interest rate offer. Rates current as at and are subject to change.
Back to topDifferent interest rates apply to different investment amounts, terms and interest frequencies. Early withdrawal fees may apply. Rates current as at and are subject to change.
Back to topDifferent interest rates apply to different investment amounts, terms and interest frequencies. Rates current as at and are subject to change. Early withdrawal fees apply. Refer to ANZ Saving and Transaction Terms and Conditions (PDF 408kB) At maturity we will reinvest your ANZ Advance Notice Term Deposit based on the reinvestment consent you have given us and in accordance with instructions you have provided. If you choose to reinvest your principal (and interest) at the end of the investment term, the interest rate applicable to your ANZ Advance Notice Term Deposit may be lower than the interest rate on your maturing ANZ Advance Notice Term Deposit. If your circumstances change or this product is no longer suitable for you, please contact ANZ at or prior to maturity, or within your 7 day grace period (following reinvestment) to make alternative arrangements.
Back to topThe ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
Back to topIf you opened your account earlier than 1 July 2019, these terms will not apply to your account until 2 September 2019. If you require a copy of the terms that will apply to your account until 2 September 2019, please contact ANZ.
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