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ANZ Business 55 Interest Free Days

Save $150 with no Annual Card Feedisclaimer for the first year on a new ANZ Business 55 Interest Free Days credit card.

Have a chat about this offer

Up to 55 days interest freedisclaimer on purchases to help with cash flow

Insure your business against unauthorised card use with complimentary Unauthorised Transaction Insurancedisclaimer

Simpler ways to keep track of business expenses with handy data feeds to accounting packages


The ANZ Business 55 Interest Free Days lets you buy now and pay later. Get on top of business today

Get to know the important numbersdisclaimer

ANZ Business 55 Interest Free Days The Important Numbers

Interest rate on purchases


Interest rate on cash advances


Interest free days on purchases

Up to 55 daysdisclaimer

  ANZ Business 55 Interest Free Days The Important Numbers

Annual Card Fee


Annual Additional Cardholder Fee


Minimum credit limit


Benefits to help run your business smoothly

Enjoy the features of a card designed especially for managing business challenges 



Control cardholder spending

You can set monthly spend caps, transaction limits and merchant category controls for each cardholder.

Protect your business

Unauthorised Transaction Insurancedisclaimerinsures your business against unauthorised card use for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.


  • 24/7 monitoring with ANZ Falcon™ for suspicious transactions
  • No liability for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back Guaranteedisclaimer
  • Worldwide emergency credit card replacement

Get a clear view of which card can work best for your business. Compare our business credit cards side-by-side.

Get on top of business with these offers from VISA

Gain access to a range of offers that could help run your business, with your ANZ Business Visa card. 

Offers range from saving 10% on Office 365 Business Premium to a complimentary drink on arrival at some of the world’s top dining destinations. With a range of leading business applications, services and entertainment options, there's something to suit every business.

Learn more >

Ready for more interest-free days?

Want to get the ball rolling?

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Get in touch

1800 032 481  

Mon-Fri 8am to 8pm (AEST)



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Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

Products are available to approved applicants for business purposes only. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditionsFees and charges and eligibility criteria apply.

We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether these products are right for you.

ANZ Commercial Card Terms and Conditions (PDF 468kB) and ANZ Commercial Cards Fees and Charges (PDF 84kB) apply.

Offer available to new and approved applicants who apply for a new ANZ Business 55 Interest Free Days account. ANZ may terminate or withdraw this offer at any time without prior notice. The Annual Card Fee offer applies only once per eligible customer. The Annual Card Fee will be waived in the first year for customers who submit an application for a new ANZ Business 55 Interest Free Days account which is approved by ANZ. The Annual Card Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions in respect of the new ANZ Business 55 Interest Free Days account. In each subsequent year, the Annual Card Fee will be charged yearly in advance on the anniversary of the date the first Commercial Card is opened on the ANZ Business 55 Days Interest Free account. The Annual Card Fee is currently $150 per annum but is subject to change.


Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card Terms and Conditions (PDF 468kB).


Complimentary credit card insurance covers provided are part of a Group Policy issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708 to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the Group Policy as third party beneficiary by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the ANZ Commercial Card Terms and Conditions (PDF 468kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objects, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.


For all applicable fees & charges please see the ANZ Commercial Cards Fees and Charges (PDF 84kB).


Standard variable interest rate as at  and is subject to change.


Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.