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Just started looking? Ready to buy? Or somewhere in between? Whatever stage you're at, our home loan specialists can help.

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The information on this page does not apply to ANZ Plus products

$3,000 bonus for first home buyers

If you’re buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more. 

Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.disclaimer

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Visit a branch or ANZ Home Centre

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1800 100 641

Monday - Friday 8am to 8pm (AEST)

We can come to you or video chatdisclaimer

Meet an ANZ home loan specialist when and where it suits you, including over a video call.

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You can also contact your ANZ accredited broker today.


Quick Start your home loan application online in 5 minutes

Tell us a bit about yourself and the loan you'd like. We'll call you back within 24-48 hours to keep your application moving.

You must be over 18 years and an Australian or New Zealand citizen or permanent resident to apply.

Apply for pre-approval

Still looking for your dream home? Apply for pre-approvaldisclaimerto give you an indication of your borrowing power and make an offer on a property with extra confidence.

Apply for pre-approval now


Apply for a home loan or refinance

Ready to purchase and want to apply for a home loan? Or looking to refinance? Get your application started today.

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Apply to top up your existing home loan

If your circumstances have changed or you need additional funds, you may be able to increase your existing home loan.

Apply for a home loan top up

Be ANZ Buy Ready

Get tips and tools you may need to buy a home.

Still planning and dreaming?

Whether you're dreaming of your first home, next home, renovating, building, buying an investment property or refinancing, we've got you covered.

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Home loan details that matter

Feel more informed and in control of your home loan. See your interest rate, repayment amount and frequency, and other details in the ANZ App. 

Download the ANZ App now. 


See more on how to manage your loan

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Seal the deal: When and how to pay your deposit

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Once you have your deposit sorted, whether you've saved it or are using equity from your existing property, what do you actually do with it?


The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditionsProduct Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product. 

Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.

ANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.

Offer can be withdrawn at any time. Maximum one bonus per eligible loan, individual may only claim once. Available for eligible First Home Buyers who purchase or construct their first property and take out an Eligible ANZ Home Loan of $250,000 or more. To be eligible to receive the bonus First Home Buyers must hold an ANZ Access Advantage, ANZ Plus or ANZ One offset account at loan drawdown. Drawdown on the Eligible ANZ Home Loan(s) must take place within 180 days from applying. See the full Terms and Conditions (PDF) for this offer. Fees, charges and eligibility criteria apply.


ANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.


The rate shown is the Simplicity PLUS Home Loan index less the applicable special offer discount. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime.


ANZ may provide pre-approval (also known as approval in principle or conditional approval) to eligible customers who apply for an ANZ home loan and complete an application form and satisfy any other applicable requirements. Pre-approval is an approval for a loan subject to conditions being met, including that security is satisfactory to ANZ. Australian Credit Licence Number 234527.