How to make home loan repayments

How to make repayments

Repayments can be made by:

• Direct Loan Payment from your nominated ANZ account
• Direct Debit from your nominated bank
• ANZ Internet Banking
• ANZ Phone Banking
• Electronic Transfer
• Visiting an ANZ Branch

Change the frequency of your repayments

Want a different repayment frequency that suits your needs better? Depending on your loan type, you may be able to choose between weekly, fortnightly or monthly repayments via ANZ Internet Banking. If you're not using Internet Banking, then contact us and we'll help you make the change. 

Set up or modify your Direct Loan Payments

Direct Loan Payments are an easy way to set up recurring payments to your linked ANZ loan accounts. Want to set up Direct Loan Payments in ANZ Internet Banking? There are two ways to do this: 

• Bank Managed Payments, which act as the main method of payment and will automatically increase if the minimum required loan payment amount increases. ANZ will not decrease your payment if the minimum required repayment decreases.
• Customer Managed Payments, which are regular payments but won't automatically update if the minimum loan payment amount increases. 

To add a Direct Loan Payment:

• Log on to ANZ Internet Banking and select your loan account.
• Select 'Create or Manage Direct Loan Payments'.

Want to make extra repayments?

If you have a variable rate home loan or variable rate residential investment loan, there are no additional costs for making extra repayments whenever you can.

Having trouble with repayments?

Please call us on 1800 092 536 immediately to discuss your circumstances and see if we can come to an arrangement. We may be able to restructure your payments or work out a payment plan to help you manage your loan. We're here to help if you're experiencing financial hardship, including in the event of a natural disaster.