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Buying and settlement

Congratulations! Your offer was accepted. What’s next?

Find out what documents you need for your home loan application and learn more about how property settlement works. We can also help you understand when and how to pay your deposit and share other useful tips about conveyancing, insurance and more. 



Do you need a conveyancer?

3 minute read

When you transfer a home into your name, a conveyancer could help you check that no legal issues will affect your ownership or use of the property.



Why bank valuation and purchase price can differ

3 minute read

When you buy a property you might assume you’ve paid market value for it. More often than not you’d be right.



Who's responsible for insurance during the settlement period?

2 minute read

It’s important to find out when home insurance becomes your responsibility.


The documents you need for your home loan application

2 minute read

Make the home loan application process smoother by organising your documents before your start your application.



Seal the deal: When and how to pay your deposit

3 minute read

Once you have your deposit sorted, whether you've saved it or are using equity from your existing property, what do you actually do with it?



Pre-settlement inspections: who, what, when, why?

4 minute read

A final inspection before settlement helps you make sure any special conditions are met and the property is in the same state as when you exchanged contracts.



Property settlement: what is it and how does it work?

5 minute read

If buying a new home were a marathon, settlement would be the finish line. But there’s a little more to it than simply handing over the cash and picking up the keys.


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The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditionsProduct Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product. 

Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.

ANZ may provide pre-approval (also known as approval in principle or conditional approval) to eligible customers who apply for an ANZ home loan and complete an application form and satisfy any other applicable requirements. Pre-approval is an approval for a loan subject to conditions being met, including that security is satisfactory to ANZ. Australian Credit Licence Number 234527.


ANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.