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Buying and settlement

Congratulations! Your offer was accepted. What’s next?

Find out what documents you need for your home loan application and learn more about how property settlement works. We can also help you understand when and how to pay your deposit and share other useful tips about conveyancing, insurance and more. 

 

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Do you need a conveyancer?

When you transfer a home into your name, a conveyancer could help you check that no legal issues will affect your ownership or use of the property.

  

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Why bank valuation and purchase price can differ

When you buy a property you might assume you’ve paid market value for it. More often than not you’d be right.

  

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The documents you need for your home loan application

Make the home loan application process smoother by organising your documents before your start your application.

  

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When and how to pay your deposit

The day you finally save enough for your deposit is a big milestone for a first home buyer. But once you’ve got the money together, what do you actually do with it?

  

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Pre-settlement inspections: who, what, when, why?

A final inspection before settlement helps you make sure any special conditions are met and the property is in the same state as when you exchanged contracts.

  

Checklist for moving house

About to move house? Take the stress out of relocating with these moving tips.

  

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Property settlement: what is it and how does it work?

If buying a new home were a marathon, settlement would be the finish line. But there’s a little more to it than simply handing over the cash and picking up the keys.

  

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Who's responsible for insurance during the settlement period?

It’s important to find out when home insurance becomes your responsibility.

  

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How extra repayments could help you pay off your loan sooner

There are some simple strategies that could reduce your loan period and save you thousands of dollars in interest.

  

Checklist for moving house

About to move house? Take the stress out of relocating with these moving tips.

  

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All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.

The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF, 104kB) before acquiring any product. 

Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply.