Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions (available on application) before acquiring the product.
For an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required (for example from company directors).Back to top
Eligibility and credit criteria will apply, including:
· total credit facilities with ANZ, including new loan funds as part of the application and any credit facilities held by related entities, must be less than $1 million;
· loan purpose acceptable to ANZ;
· provision of security acceptable to ANZ, meeting ANZ’s security requirements including minimum security coverage and suitable security location.
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Excludes Business Mortgage Loan, Agri Finance Loan and Asset Finance Loans.
*After the fixed interest rate term expires, the loan will revert to the variable interest rate set out in your letter of offer. Fixed interest rate loans are subject to early repayment costs, which may apply if you repay your loan before the end of your fixed interest rate term or make early or additional repayments.
*Standard minimum loan amounts apply.
*Not available in connection with, or in addition to, any other promotion, relief (including repayment relief), rebate or discount.
*Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.Back to top
Residential property does not include property development or speculative residential construction.Back to top