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Interest rates and fees are current as at and are subject to change without notice. The interest rate on Variable Rate Loans is subject to change throughout the term of the Loan.
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions (available on application) before acquiring the product.
Products are available to approved applicants for business purposes only. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions, Fees and charges and eligibility criteria apply.
We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether these products are right for you.
The term of the loan will be subject to relevant product terms and conditions, eligibility and credit criteria, and will vary according to the loan amount and security provided. Eligibility criteria for an ANZ Business Loan with a 30-year loan term includes:
For an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required in cases of directors.Return
Fixed interest rate terms of up to 10 years are only available when paying interest in arrears and fixed interest rate terms of up to 5 years are available when paying interest in advance.Return
The loan needs to be secured by first class security meeting ANZ security requirements, including minimum security coverage and suitable security location.Return
You need to provide 12 months of statements which show current minimum repayment amount and no late repayments on your existing business lending facility. If the bank statements do not set out the minimum repayment amount, this information will need to be provided separately (e.g. copy of letter of offer or notice, or screenshot of account details, showing the amount).Return
Terms and conditions, eligibility and credit criteria apply for ANZ’s rapid refinance process, including:
Applicants for ANZ GoBiz need to meet eligibility and credit criteria. Once approved, you'll need to sign and return your documents. Once we receive these, your funds will be in your business account within 2 business days.Return
The eligibility criteria for Vehicle and Equipment Finance on a term of up to 5-years includes purchase of an asset acceptable to ANZ, meeting ANZ’s security requirements including suitable age, type and intended use of the asset.Return