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Financing the purchase of essential assets for your business helps reduce the impact on your cash flow.
ANZ Vehicle and Equipment Finance offers flexible repayment options and can help you be financially ready for today, tomorrow and the unexpected.
Run and grow your business with a tailored ANZ Vehicle and Equipment Finance solution.
Loan term
Minimum amount
Repayments
Interest rate
Interest rate
Looking to replace or upgrade an existing financed or recently paid out* business asset?
It's now simpler and faster! You could have an application approved in days with minimal documentation needed.
Provided the proposed monthly repayments on your new contract are equal, or lower than, your existing or recently completed contract.
*Up to 90 days from payout
To be eligible you must
Terms and conditions and eligibility criteria apply.disclaimer
Financed assets will be used as security, freeing up your valuable capital for other cash flow needs.
You can structure repayments to suit your cash flow over the life of the loan, helping you manage the ups and downs of your business.
Approved customers may not have to pay a deposit for the vehicle or equipment, which means your valuable capital can be kept for other business needs.
ANZ has a co-funding finance program with Clean Energy Finance Corporation (CEFC) providing discounted finance, on approved clean energy technology, to ANZ small business customers.
Take advantage of new energy efficient technologies and assets with the help of a 0.5%p.a. discount on your standard asset finance rate. We will work with you to confirm the eligibility of the asset.
Contact a business specialist to find out more.
Speak to one of our dedicated business banking specialists who will help you understand the amount you can borrow, and explain the rates and fees associated with the loan.
After you've received your quote, one of our business banking specialists will work with you to provide the documents you will need to apply.
Once the required documentation has been received from you (such as a final tax invoice for the purchased asset) we will send through the documents that need to be signed.
Once we’ve received all required documents our specialists will pay the invoice for your vehicle or equipment and it’ll be ready for you to collect.
To be eligible for ANZ Vehicle and Equipment Finance, you will need to meet eligibility criteria including:
In addition, your business will need to have an ABN number and the vehicle or equipment's main function must be used for business purposes.
At ANZ, we offer flexible and tailored lending solutions for businesses.
Find out how you can get on top of business with our range of other business loans and overdrafts to help you manage your cash flow or grow your business.
Speak to a business banking specialist on 1800 351 663.
Send us your information and a business banking specialist will get back to you as soon as possible.
Contact the Asset Finance team Mon-Fri 8.30am to 6pm (AEST).
Applying online for a business loan or overdraft is easy. Get conditional approval in just 20 minutes, where eligible.disclaimer
$10k – $500,000
$2k – $300,000
Business Loan: Up to seven years with a variable rate, or up to three years with a fixed rate.
Overdraft: No minimum or maximum term
Unsecureddisclaimer
An easy-to-use and flexible business loan that can be tailored to suit your lending needs.
Minimum $10,000
1 – 15 years for unsecured loans
1 – 30 years for secured loansdisclaimer
Secured or unsecureddisclaimer
*Term lengths are subject to the relevant product terms and conditions, eligibility and credit criteria, and will vary according to the security provided.
An ANZ Business Overdraft allows you to access additional funds up to an approved limit whenever you need it.
Minimum $2,000
No minimum or maximum term
Secured or unsecureddisclaimer
*Term lengths are subject to the relevant product terms and conditions, eligibility and credit criteria, and will vary according to the security provided (including financed assets).
Interest rates are current as at and are subject to change.
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.
This is general information only and does not constitute tax advice. We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether this product is right for you.
Products are available to approved applicants for business purposes only. Asset must be used for business purposes only, minimum amount $7,500. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.
The term length is subject to the product terms and conditions, eligibility and credit criteria including purchase of an asset acceptable to ANZ. For a term of up to 5 years the asset must meet ANZ’s security requirements including age, type and intended use of the asset must be acceptable to ANZ.
ReturnTerms and conditions, eligibility and credit criteria apply for ANZ’s rapid replacement process, including:
Applicants for ANZ GoBiz need to meet eligibility and credit criteria. Once approved, you'll need to sign and return your documents. Once we receive these, your funds will be in your business account within 2 business days.
ReturnFor an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required in cases of directors.
ReturnThe term of the loan will be subject to relevant product terms and conditions, eligibility and credit criteria, and will vary according to the loan amount and security provided. Eligibility criteria for an ANZ Business Loan with a 30-year loan term includes: