skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Vehicle and equipment finance for business

Get on top of business with vehicle and equipment finance. ANZ is offering great fixed ratesdisclaimer.

Contact us now to find out more.

1300 766 127

Request a call back



Take the next step in your stride

Low-rate Vehicle & Equipment Finance. Available under the Government SME Guarantee Scheme, borrow up to $1 million with the ability to tailor repayments to your cash flow.

  • Low fixed rate
  • No establishment fee
  • Security – the assets you purchase will be used as security for the financedisclaimer

Available to new and existing customers with an ABN and an annual turnover less than $50 million. Must be new lending for business purposes. All lending must be unconditionally approved by 30 June 2021. Lending is capped at $1 million in aggregate per ABN, incorporating all lending that qualifies under the scheme.

Customers taking out ANZ Government Scheme lending will need to sign a Declaration to confirm eligibility. Please ensure your application meets the Australian Government’s SME Guarantee Scheme criteriadisclaimer.

For more information and eligibility details, visit Government SME Guarantee Scheme FAQs.

Request a call back

Repayments tailored to suit your cash flow

Businesses have their ups and downs. That’s why we’ll work with you to understand your vehicle and equipment needs, and tailor your repayments to suit your cash flow.

Australian businesses may be eligible for the recently announced Australian Government’s instant asset write-off initiative (available until 30 June 2022). Talk to your accountant or tax advisor for more information on the initiative and see how this could assist your business.

I want to finance...


  • Cars and vans
  • Light commercial vehicles and trucks
  • Trailers and buses
  • Motorbikes

Learn more


  • Forklifts and guillotines
  • Bobcats and agricultural harvesters
  • Dental chairs and ultrasound machines
  • Office equipment

Learn more

Speak to us about buying vehicles and equipment

1300 766 127

Mon-Fri 8am to 8pm (AEST)


All lending provided by ANZ under the Australian Government SME Guarantee Scheme is subject to ANZ's normal credit approval criteria. Terms and conditions and Fees and charges apply.  For information and eligibility rules please visit Government SME Guarantee Scheme.  

Interest rates shown on this page are current as at Monday 29 April 2019 and are subject to change.

Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

This is general information only and does not constitute tax advice. We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether this product is right for you.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions and Fees and charges apply.

This page contains only general information which is subject to change and is not a substitute for commercial judgement or professional advice. This information does not take into account your personal and financial needs, particular objectives and/or circumstances, and you should seek appropriate independent advice (which may include property, legal, financial, taxation and accounting advice) before making any decisions, investing, or acting on it.

Tools, templates, checklists, and calculators (“ANZ Tools”) linked or referred to on this page, are only some of many ways to analyse a business or industry, or to assist your planning and business decision making. You should seek the assistance of your accountant, business or other advisor when either planning for or analysing your business.

To the extent permitted by law, all members of the ANZ group of companies, their employees, officers and contractors (“ANZ“), offer no warranty and disclaim liability or responsibility to any person for any actions, claims, costs, demands, liability, or direct or indirect losses or damage that may result from using or relying on the information set out in the pages or the ANZ Tools, and / or any act, omission or error, by any person in relation to them.  To the extent permitted by law, ANZ makes no warranty and has no liability in respect of your use and reliance. ANZ Tools are also subject in many cases to further specific cautionary wording and disclaimers which you should read.

Asset must be used for business purposes only, minimum amount $7,500. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

Back to top

Vehicle and Equipment Finance product is a Chattel Mortgage. Some used assets may be ineligible under the Australian Government SME Guarantee Scheme.

Back to top

Eligibility: Australian Government SME Guarantee Scheme

* Your business must have an ABN.

* Your business must have an annual turnover that is less than $50 million (2019-20 income year) and/or is likely to be less than $50 million (2020‑21 income year).

* You are applying for new lending for business purposes. Refinance is only allowed for the re-finance of existing lending under Phase 1 of the Government’s SME Guarantee Scheme.

* Lending cannot be used to: purchase residential property or a financial product; to lease, rent, hire or hire purchase existing assets that are more than half way into their effective life; or for the provision of loans to an ‘associated entity’.

* Lending is capped at $1 million in aggregate per ABN. This incorporates all lending that qualifies under the Scheme taken out by the ABN from any provider, excluding any Phase 1 Scheme lending.

* All lending must be unconditionally approved with signed contracts returned to ANZ by 30 June 2021.

Back to top