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ANZ Commercial Bill Facilities
Provides short or long-term finance to help grow your business.
ANZ has a team of Relationship Managers who work in partnership with Market Advisors to discuss your lending needs and assess your suitability for this product.
- ANZ Commercial Bill Facilities have a minimum lending amount of $500,000
- a maximum term of up to five years.
- Certain fees and charges apply including a Usage Line Fee, Commitment Fee, Bill Handling Fee and Early Repayment Costs (where applicable).
Connect with a business banking specialist
Need a cash injection for your business?
Multiple bill facility arrangements available
Eligible business customers can choose from a range of bill facility types: Variable, Fixed, Capped, Range or a combination of these under a Tailored Business Facility.
Manage your exposure to interest rate movements
An ANZ Commercial Bill Facility could help protect you when interest rates increase, depending on your risk appetite.
Numerous repayment options
The face value of the Bill is repaid at the end of each rollover period. You can tailor the facility to cover:
- principal or interest-only reductions
- seasonal or irregular repayments
- balloon repayments
- progressive draw-downs.
Flexible security options
Choose between secured and unsecured finance. Bills can be secured by various forms of security including residentialdisclaimer, commercial or rural property, business assets or a combination of these.
Add more flexibility with an ANZ Tailored Business Facility
Protect your business from interest rate risks
An ANZ Tailored Business Facility can be tailored to your unique business needs, letting you combine up to five solutions in one convenient package, putting you in control of your cash flow.
- Minimum loan amount: $1,000,000
- Term: up to five years
- Repayments: select from a range of flexible repayment options to meet your business cashflow needs.
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A business loan that gives you choice and control
An award-winning loan that can be easily tailored to help you manage your business.disclaimer
Need help with your cashflow?
One of our overdrafts could suit your business needs, giving you access to a line of credit with flexible repayments.
Looking for a business credit card?
Choose from our range of business credit cards, including low rate and rewards cards.
Contact us
Visit a branch
Locate an ANZ branch and talk to a business banker near you.
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.
Products are available to approved applicants for business purposes only. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions, Fees and charges and eligibility criteria apply.
We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether these products are right for you.