Credit cards |
ANZ First
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ANZ Platinum
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ANZ Low Rate
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ANZ Rewards Black
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ANZ Rewards Travel Adventures
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ANZ Rewards Platinum
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ANZ Rewards
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ANZ Frequent Flyer
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ANZ Frequent Flyer Platinum
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ANZ Frequent Flyer Black
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Description |
A simple everyday credit card with a low ongoing annual fee.disclaimer
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A simple everyday credit card with $0 annual fee in the first yeardisclaimer plus complimentary insurancesdisclaimer.
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A credit card with a low ongoing interest rate for your everyday purchasesdisclaimer.
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Our highest ANZ Reward Points earning potential card on your everyday purchasesdisclaimer , uncapped flexible rewards, plus access to exclusive events and privileges.
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With no international transaction feesdisclaimer, this card has your travel and shopping needs covered with complimentary insurancesdisclaimer and access to a flexible ANZ Rewards program.
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Be rewarded for your everyday purchasesdisclaimer and access a flexible ANZ Rewards program with complimentary insurances.disclaimer
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Be rewarded for your everyday purchasesdisclaimer and have the flexiblity to redeem your Reward Points for rewards including gift cards and cashback.disclaimer
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Earn uncapped Qantas Pointsdisclaimer on your everyday purchases.
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Earn Qantas Pointsdisclaimer on your everyday purchases with complimentary insurancesdisclaimer and uncapped points.
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Our highest Qantas Pointsdisclaimer earning potential card on your everyday purchases, with uncapped points and access to exclusive privileges.
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Summary |
interest rate on standard balance transfersdisclaimer Up to 55 interest-free days on purchasesdisclaimer Minimum credit limit $1,000 Overseas transaction fees apply
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$0 first year, $87 after that (or $0 if you make $20,000 of eligible purchases in 12 months)disclaimer interest rate on standard balance transfersdisclaimer Up to 55 interest-free days on purchasesdisclaimer Minimum credit limit $6,000 Overseas transaction fees apply
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interest rate on standard balance transfersdisclaimer Up to 55 interest-free days on purchasesdisclaimer Minimum credit limit $1,000 Overseas transaction fees apply
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interest rate on standard balance transfersdisclaimer
Up to 55 interest-free days on purchasesdisclaimer
Minimum credit limit $15,000
Overseas transaction fees apply
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interest rate on standard balance transfersdisclaimer Up to 55 interest-free days on purchasesdisclaimer Minimum credit limit $6,000 No overseas transaction fees on purchasesdisclaimer
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interest rate on standard balance transfersdisclaimer
Up to 55 interest-free days on purchasesdisclaimer
Minimum credit limit $6,000
Overseas transaction fees apply
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interest rate on standard balance transfersdisclaimer Up to 55 interest-free days on purchasesdisclaimer Minimum credit limit $1,000 Overseas transaction fees apply
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interest rate on standard balance transfersdisclaimer
Up to 55 interest-free days on purchasesdisclaimer
Minimum credit limit $1,000
Overseas transaction fees apply
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interest rate on standard balance transfersdisclaimer
Up to 55 interest-free days on purchasesdisclaimer
Minimum credit limit $6,000
Overseas transaction fees apply
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interest rate on standard balance transfers disclaimer
Up to 55 interest-free days on purchasesdisclaimer
Minimum credit limit $15,000
Overseas transaction fees apply
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Offer |
0% p.a. for 20 months on purchases and $30 back to your new ANZ First credit card.disclaimer
Reverts to standard purchases interest rate, (currently ) after 20 months.2 T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $30).
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0% p.a. for 25 months on purchasesdisclaimer and $0 annual fee in the first year on your new ANZ Platinum credit card.disclaimer
Reverts to standard purchases interest rate (currently ) after 25 months.disclaimer T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $0 for the first year, $87 thereafter).disclaimer
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0% p.a. balance transfer rate for a 30 month promo period, with no balance transfer fee and $0 annual fee in First Year with a new ANZ Low Rate credit card.disclaimer
Promo period starts when we issue a Letter of Offer, not when the BT is processed (usually 3-15 business days after card activation). Rate reverts to standard BT rate, currently disclaimer. T&Cs, eligibility criteria, fees and charges apply (incl $58 annual fee after first year).
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Earn 80,000 extra Reward Points and $0 annual fee in the first year when you spend $2,000 on eligible purchases in the first 3 months from approval.disclaimer
New card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $375 after the first year).
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40,000 bonus Reward Points when you spend $1,000 on eligible purchases in the first 3 months from approval.disclaimer
T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $120).
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Earn 50,000 extra Reward Points and $0 annual fee when you spend $1,500 on eligible purchases in the first 3 months from approval.disclaimer
New card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $95 after the first year).
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No current offer.
The standard features, benefits, fees, interest rates, charges and tradeoffs of the ANZ Rewards apply.
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No current offer.
The standard features, benefits, fees, interest rates, charges and tradeoffs of the ANZ Frequent Flyer apply.
25,000 Qantas Points and $30 back to your new card when you spend $1000 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $95)disclaimer.
25,000 Qantas Points and $30 back to your new card when you spend $1000 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $95)disclaimer.
25,000 Qantas Points and $30 back to your new card when you spend $1000 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $95)disclaimer.
25,000 Qantas Points and $30 back to your new card when you spend $1000 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $95)disclaimer.
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Earn 70,000 bonus Qantas Points and $0 annual fee in the first year when you spend $2,500 on eligible purchases in the first 3 months from approval.disclaimer
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $0 for the first year, $295 thereafter). 110,000 Qantas Points and $200 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $295)disclaimer. 110,000 Qantas Points and $200 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $295)disclaimer. 110,000 Qantas Points and $200 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $295)disclaimer. 110,000 Qantas Points and $200 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $295)disclaimer.
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Earn 130,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.disclaimer
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $425)disclaimer. 160,000 Qantas Points and $225 back to your new card when you spend $3,000 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $425)disclaimer. 160,000 Qantas Points and $225 back to your new card when you spend $3,000 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $425)disclaimer. 160,000 Qantas Points and $225 back to your new card when you spend $3,000 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $425)disclaimer. 160,000 Qantas Points and $225 back to your new card when you spend $3,000 on eligible purchases in the first 3 months from approvaldisclaimer.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $425)disclaimer.
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Available Actions |
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The important numbers |
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Rewards |
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Points earn rate |
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- 2 Reward Pointsdisclaimer per $1 spent on eligible purchases up to and including $5,000 per statement period
- 1 Reward Pointdisclaimer per $1 spent on eligible purchases above $5,000 per statement period
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- 1.5 Reward Pointsdisclaimer per $1 spent on eligible purchases up to and including $2,000 per statement period
- 0.5 Reward Pointsdisclaimer per $1 spent on eligible purchases above $2,000 per statement period
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- 1.5 Reward Pointsdisclaimer per $1 spent on eligible purchases up to and including $2,000 per statement period
- 0.5 Reward Pointsdisclaimer per $1 spent on eligible purchases above $2,000 per statement period
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- 1 Reward Pointdisclaimer per $1 spent on eligible purchases up to and including $1,000 per statement period
- 0.5 Reward Pointsdisclaimer per $1 spent on eligible purchases above $1,000 per statement period
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- 0.5 Qantas Pointsdisclaimer per $1 spent on eligible purchases up to and including $500 per statement period
- 0.25 Qantas Pointsdisclaimer per $1 spent on eligible purchases above $500 per statement period
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- 0.75 Qantas Pointsdisclaimer per $1 spent on eligible purchases up to and including $3,000 per statement period
- 0.5 Qantas Pointsdisclaimer per $1 spent on eligible purchases above $3,000 per statement period
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- 1 Qantas Pointdisclaimer per $1 spent on eligible purchases up to and including $7,500 per statement period
- 0.5 Qantas Pointsdisclaimer per $1 spent on eligible purchases above $7,500 per statement period
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Reward Points conditions |
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- Uncapped points earningdisclaimer
- Points expire after 3 years
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- Uncapped points earningdisclaimer
- Points expire after 3 years
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- Uncapped points earningdisclaimer
- Points expire after 3 years
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- Uncapped points earningdisclaimer
- Points expire after 3 years
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Am i Eligible |
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Interest rates on purchases |
Higher interest rate on purchases compared to the ANZ Low Rate card
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Higher interest rate on purchases compared to the ANZ Low Rate card
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Low interest rate on purchases compared to other ANZ cards
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Higher interest rate on purchases compared to the ANZ Low Rate card
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Higher interest rate on purchases compared to the ANZ Low Rate card
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Higher interest rate on purchases compared to the ANZ Low Rate card
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Higher interest rate on purchases compared to the ANZ Low Rate card
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Higher interest rate on purchases compared to the ANZ Low Rate card
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Higher interest rate on purchases compared to the ANZ Low Rate card
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Higher interest rate on purchases compared to the ANZ Low Rate card
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Annual fee |
Low annual fee compared to other ANZ cards
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Zero annual fee in the first year and a higher annual fee thereafter compared to the ANZ First card
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Higher annual fee compared to the ANZ First card
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Higher annual fee compared to the ANZ First card (and our highest annual fee of all the Rewards cards)
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Higher annual fee compared to the ANZ First card
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Higher annual fee compared to the ANZ First card (and a higher annual fee compared to the ANZ Rewards card)
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Higher annual fee compared to the ANZ First card
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Higher annual fee compared to the ANZ First card
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Higher annual fee compared to the ANZ First card (and a higher annual fee compared to the ANZ Frequent Flyer card)
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Higher annual fee compared to the ANZ First card (and our highest annual fee of all the Frequent Flyer cards)
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Overseas transaction fees |
Overseas transaction fees apply
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Overseas transaction fees apply
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Overseas transaction fees apply
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Overseas transaction fees apply
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No overseas transaction fees on purchasesdisclaimer
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Overseas transaction fees apply
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Overseas transaction fees apply
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Overseas transaction fees apply
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Overseas transaction fees apply
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Overseas transaction fees apply
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Points earning and benefits |
Does not earn Reward Points or Qantas Points on purchases
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Does not earn Reward Points or Qantas Points on purchases
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Does not earn Reward Points or Qantas Points on purchases
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Higher Reward Points earn rate compared to other ANZ Rewards cards
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Lower Reward Points earn rate compared to the ANZ Rewards Black card
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Lower Reward Points earn rate compared to the ANZ Rewards Black card
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Lower Reward Points earn rate compared to the ANZ Rewards Black card
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Lower Qantas Points earn rate compared to the ANZ Frequent Flyer Black or ANZ Frequent Flyer Platinum cards.
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Lower Qantas Points earn rate compared to the ANZ Frequent Flyer Black card.
Higher Qantas Points earn rate than the ANZ Frequent Flyer card.
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Higher Qantas Points earn rate compared to other ANZ cards. Save with a joining fee waiver and a discount on a 1 year Qantas Club Membershipdisclaimer and two complimentary Qantas Club lounge invitations each yeardisclaimer
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Additional card holders |
Up to 3 additional cardholders (at no additional cost)
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Up to 9 additional cardholders (at no additional cost)
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Up to 3 additional cardholders (at no additional cost)
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Up to 9 additional cardholders (for a $65 annual fee per additional cardholderdisclaimer)
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Up to 9 additional cardholders (for a $65 annual fee per additional cardholderdisclaimer)
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Up to 9 additional cardholders (for a $65 annual fee per additional cardholderdisclaimer)
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Up to 3 additional cardholders (for a $65 annual fee per additional cardholderdisclaimer)
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Up to 3 additional cardholders (for a $65 annual fee per additional cardholderdisclaimer)
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Up to 9 additional cardholders (for a $65 annual fee per additional cardholderdisclaimer)
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Up to 9 additional cardholders (for a $65 annual fee per additional cardholderdisclaimer)
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Complimentary insurances |
2 complimentary insurances excluding International Travel Insurancedisclaimer
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Complimentary insurances including International Travel Insurancedisclaimer
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No complimentary insurances
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Complimentary insurances including International Travel Insurancedisclaimer
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Complimentary insurances including International Travel Insurancedisclaimer
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Complimentary insurances including International Travel Insurancedisclaimer
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No complimentary insurances
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No complimentary insurances
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Complimentary insurances including International Travel Insurancedisclaimer
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Complimentary insurances including International Travel Insurancedisclaimer
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Access to Cashrewards Max |
Join Cashrewards Max and link your ANZ First credit card to access cashback offers. T&Cs apply.disclaimer
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Join Cashrewards Max and link your ANZ Platinum credit card to access cashback offers. T&Cs apply.disclaimer
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Join Cashrewards Max and link your ANZ Low Rate credit card to access cashback offers. T&Cs apply.disclaimer
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Join Cashrewards Max and link your ANZ Rewards Black credit card to access cashback offers. T&Cs apply.disclaimer
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Join Cashrewards Max and link your ANZ Rewards Travel Adventure credit card to access cashback offers. T&Cs apply.disclaimer
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Join Cashrewards Max and link your ANZ Rewards Platinum credit card to access cashback offers. T&Cs apply.disclaimer
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Join Cashrewards Max and link your ANZ Rewards credit card to access cashback offers. T&Cs apply.disclaimer
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Join Cashrewards Max and link your ANZ Frequent Flyer credit card to access cashback offers. T&Cs apply.disclaimer
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Join Cashrewards Max and link your ANZ Frequent Flyer Platinum credit card to access cashback offers. T&Cs apply.disclaimer
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Join Cashrewards Max and link your ANZ Frequent Flyer Black credit card to access cashback offers. T&Cs apply.disclaimer
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What I'm covered for |
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