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Import a payment file for multiple Pay Anyone

The "Import a file" function in ANZ Internet Banking allows you to import an aba file, which consists of multiple payment details created using your accounting software.

  • Once the aba file is imported the payments will be populated so that you can easily process them as part of a multiple Pay Anyone transfer with one debit from your chosen business account.
  • This is used to make payments to employees and suppliers.

How do I import a payment file for multiple Pay Anyone payments?

ANZ Internet Banking for Business customers can import a payment file to make multiple Pay Anyone payments. To import a payment file for multiple Pay Anyone payments:

  • Go to the "Payments" menu.
  • Select "Pay Anyone".
  • Select "Import a payment file".
  • Select "Continue" and follow the steps below.

Step 1 - Create your .aba file

ABA stands for Australian Banking Association.

  • Most accounting and payroll software packages enable you to create .aba files, which consist of payment details.
  • Ask your accountant for more information about how to create .aba files.

Step 2 - Locate and upload your .aba file

  • Click the "Browse" button and locate your .aba file from your computer.
  • When the file is uploaded correctly it will appear in the "File location" field.
  • Click "Continue"

Please note that it is your responsibility to ensure you have uploaded the correct file.

Step 3 - Continue with your multiple Pay Anyone payments

  • Your file name will display at the top of the page to show you that it has been uploaded correctly.

Import a payment file for multiple Pay Anyone

Step 4 - Select the account to transfer from

  • From: choose the ANZ account you wish to transfer funds from, using the drop down list, which displays all of your ANZ accounts that you have linked to ANZ Internet Banking.

Please note the multiple Pay Anyone payments will all be processed as a single debit to the business account you have selected. You cannot select multiple accounts to be debited.

Step 5 - Enter the transfer date

  • Transfer date: choose the date on which you want the payments to be debited from your chosen account. To enter the date you can either:
    • select the calendar icon and click on the date required, or
    • enter the date in the format DD/MM/YYYY (e.g. 22/02/2010).
  • Remember all the payments will be processed as one debit from your chosen account on this specified date so you only need to enter the date once.

Step 6 - Fill in your business name

Your/Business name: enter either your own name or the name of your business if appropriate. The name you enter:

  • will appear on the payee's statement so ensure it makes your identity clear to the payee.
  • must only contain letters (no special characters eg. _/@#%^*).

Step 7 - Add more payments (if applicable)

The payment details from your .aba file will populate the payments list.

  • If you want to add more payments please follow steps 4-6 from the make multiple Pay Anyone payments page.
  • If you need to remove a payment click the "Remove" button on the right of the list.
  • You can also change the payment amount if necessary by clicking in the amount box and editing it as needed.

Step 8 - Click "Continue"

  • When you are happy with the list of payments, the "From" account selected and the transfer date click "Continue".

Step 9 - Review your information

Review all your information to ensure it is correct. If information is incorrect it may result in an unsuccessful transfer or the wrong payee receiving funds.

If you notice mistakes select "Back" and re-enter the correct details following steps 1-9.

Step 10 - Confirm your transfer

  • When you are happy with the information entered click "Confirm". This will complete the transfer and a confirmation message will display.

ANZ Internet Banking for Business Operators can click "Request authorisation" to submit the transfer to the relevant Authoriser or Administrator for approval.

Step 11 - View your lodgement receipt

Your lodgement receipt is displayed to confirm that your transaction has been submitted successfully.

This does not mean the transaction will be processed successfully as that is dependent on the details you have entered being accurate and sufficient available funds being in the account from which the payment is to be made.

Please make a note of the receipt number and lodgement number for your own records.

How long do multiple Pay Anyone payments take?

  • Transfers are processed overnight on bank business days.
  • The time that it takes for the payee's account to be credited will vary depending on the policy and systems of the bank the account is held with.
  • Transfers submitted before 6.00pm Melbourne time on a bank business day are processed on that day.
  • Transfers submitted after 6.00pm Melbourne time or on weekends or public holidays are processed on the next bank business day.

How to stop multiple Pay Anyone payments

You can stop recurring or future payments by deleting the series from your future payments and transfers list. If you wish to delete a recurring or future dated payment, the request must be lodged with ANZ Internet Banking prior to 11.59pm Melbourne time on the day prior to the payment date.

Please note that you cannot edit a recurring or future dated transfer. You must delete and then re-submit a new payment.

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For further assistance please call the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9699 6908) 24 hours a day, seven days a week.

Frequently asked questions

Use our frequently asked questions to find out more about importing a payment file for multiple Pay Anyone.

The following indicates the amount of payments that can be made using multiple Pay Anyone for ANZ Internet Banking for Business customers:

  • Multiple payments completed manually: 18 payees.
  • Multiple payments via template: 99 payees.
  • Multiple payments via file uploads: 999 payees.

Yes. Operator users are permitted to perform file uploads from accounting software packages.

The "Import a file" function in ANZ Internet Banking allows you to import an aba file, which consists of multiple payment details created using your accounting software.

  • Once the aba file is imported the payments will be populated so that you can easily process them as part of a multiple Pay Anyone transfer with one debit from your chosen business account.
  • This is used to make payments to employees and suppliers.

To import a payment file, the payment file needs to be in the ABA file format, which can be recognised by the file extension .aba.

  • For example, Payroll_June.aba.
  • This file type complies with the Australian Payments Clearing Association's Direct Entry format.
  • ABA files can be created via common accounting software packages, saved to a particular location and imported using the "Browse" function within the "Import payment file" page.

Yes. ANZ Internet Banking for Business is available on eligible mobile, tablet and desktop devices, so you’ll have access to all the functionality that you would use on a desktop device. You can find out more information on our software requirements and settings page.

No. Renaming or reordering accounts will only change the way they appear within your own ANZ Internet Banking for Business session. Operators cannot see these changes.

Yes. Payments can be made multiple times to the same account/payee in a multiple Pay Anyone payment.

  • But you must specify only one of your own ANZ accounts as the "from" account to be debited for all payments.

This can be a result of many different factors such as your Security Device not being activated or number of authorisations required, etc.

  • As such, we would recommend you contact the ANZ Internet Banking for Business Helpdesk on 1800 269 242 (International callers: +61 3 8699 6906) between 8.00am to 8.00pm Melbourne time, Monday to Friday for further assistance.

If you have been added as a new Authoriser in ANZ Internet Banking for Business, contact the ANZ Internet Banking for Business Helpdesk on 1800 269 242 (International callers: +61 3 8699 6906) between 8.00am to 8.00pm Melbourne time, Monday to Friday  to activate your Security Device and obtain a temporary password.

 

  • After activation, the existing Pay Anyone limit set for the business will be available immediately, e.g. up to a maximum of $1,000,000.

Transfer between different legal entities is treated as payment to third parties and is subject to overnight confirmation before the funds are made available.

  • As such the balances will reflect the transfer in the debiting account in real time, but the funds will not be available in the receiving account until the next working day.

To upload a payment file from an accounting software package, follow the steps below:

  • Firstly ensure that the file is in the .aba file format as used in MYOB, QuickBooks and other packages.
  • Go to the "Payments" menu.
  • Select the type of payment you want to make
  • Select the "Import a payment file" link.
  • Select the "Continue" button.
  • Select "Browse" to point to the file's location.
  • Once selected, select "Continue" and the file will be uploaded to ANZ.
  • Then follow with the prompts.

No. Multiple payments/transfers cannot be set up as recurring payments.

  • They can only be future dated.
  • If you want to make payments to the same payees for the same amount on a regular basis, you can save the payments as a template.
  • The template can then be used every time you need to make the payments.

No. Once the recurring payment is authorised this authorises all future payments in the series.

  • The recurring payment can be cancelled at any time from the "Manage future payments/transfers" under the "Payments" menu.
  • Cancellation of recurring payment does not require multiple authorisations.

You will need the following information before you upload a payment file from any accounting software:

  • Bank ID: ANZ
  • APCA/Direct User ID: any six digit number (000000)
  • Balancing Items Required: No

Yes. You can make changes to the uploaded payment file before authorising the transaction.

  • Payees can be added, removed or have their payment amount altered.
  • For example, after importing a payroll template from MYOB, you can remove payments for casuals not working this pay period.
  • A file holding 90 items could be edited to reach the 999 items limit.

You cannot stop immediate multiple payments or payments to be processed today.

  • You can only stop future dated payments if necessary.
  • If you wish to delete future dated payments, the request must be lodged with ANZ Internet Banking prior to 11.59pm Melbourne time on the day prior to the payment date via the "Manage future payments/transfers" section.

Payee lists and payment templates are available to all Administrators and Authorisers in ANZ Internet Banking for Business as this information is held at the business level.

  • Administrators can, however, restrict Operators from having access to payee lists for Pay Anyone, payroll, payment templates or direct debit functions.

Yes. The cut-off times are same as those for ANZ Internet Banking.

  • Payments need to be authorised prior to 6.00pm Melbourne time on a bank business day. Any payments authorised after this time, will be processed the next bank business day.
  • The cut-off time for transfers between accounts is 10.00pm Melbourne time on a bank business day.
  • The standard cut-off time for direct debit is 6.00pm (AEST).
  • ANZ recommends that all third party transactions of $500,000 and above are authorised prior to 4.00pm AEST to ensure we can contact you to verify payment details when required. If we are unable to contact you to verify transaction information, payments may be cancelled.

Transfers are processed overnight on bank business days. The time that it takes for the payee’s account to be credited will vary depending on the policy and systems of the bank the account is held with.

  • Immediate payments/transfers submitted before 6.00pm Melbourne time on a bank business day are processed on that day.
  • Immediate payments/transfers submitted after 6.00pm (AEST) or on weekends or public holidays are processed on the next bank business day.

The aba file consist of the payment details with payee's account details, reference number, amount to be debited/credited, your account details, etc. It must consist of the following three sections:

  • Header record
  • Detail records
  • File total record

Please note that an aba file is a fixed width format therefore any unused character positions must be filled with spaces.

Transfers between different legal entities are treated as third party payments and are subject to overnight confirmation before the funds are made available.

  • As such the balances will reflect the transfer in real time, but the funds will not be available until the next bank business day.

Quick links

Make a multiple Pay Anyone payment

Manage multiple Pay Anyone templates

Pay and transfer

Pay and transfer - business customers

Manage my accounts

Glossary of terms

Find out more about ANZ

Important information

When you are making multiple Pay Anyone payments it is your responsibility to ensure the details you provide are correct.

We do not check payment details.

If payment details are incorrect it may result in an unsuccessful transfer or the wrong payee receiving the funds.

If you have a query about a transfer you can send us a SecureMail or call ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9699 6908) 24 hours a day, seven days a week.

It is your responsibility to ensure that the details provided by you are correct or your transfer may be unsuccessful or may be paid to an unintended account. We do not check that the details provided by you are correct.

Pay Anyone transfers requested before 6.00pm Melbourne time on a bank business day will be processed to your account on the same day.

Transfers requested after this time may be processed on the following bank business day.

The time that it takes for a payee's account to be credited will depend on the policy and systems of the payee's bank.

You cannot delete or cancel an immediate transfer or a transfer to be processed today.

Future-dated transfers require cleared funds in your account at 11.59 Melbourne time on the day before the scheduled transfer date.