Import a payment file for multiple Pay Anyone

The following indicates the amount of payments that can be made using multiple Pay Anyone for ANZ Internet Banking for Business customers:

• Multiple payments completed manually: 18 payees.
• Multiple payments via template: 99 payees.
• Multiple payments via file uploads: 999 payees.

Yes. Operator users are permitted to perform file uploads from accounting software packages.

• The authorisation of the payment is then done by the Authorisers or Administrators.

The "Import a file" function in ANZ Internet Banking allows you to import an aba file, which consists of multiple payment details created using your accounting software.

• Once the aba file is imported the payments will be populated so that you can easily process them as part of a multiple Pay Anyone transfer with one debit from your chosen business account.
• This is used to make payments to employees and suppliers.

To import a payment file, the payment file needs to be in the ABA file format, which can be recognised by the file extension .aba.

• For example, Payroll_June.aba.
• This file type complies with the Australian Payments Clearing Association's Direct Entry format.
• ABA files can be created via common accounting software packages, saved to a particular location and imported using the "Browse" function within the "Import payment file" page.

Yes. ANZ Internet Banking for Business is available on eligible mobile, tablet and desktop devices, so you’ll have access to all the functionality that you would use on a desktop device. You can find out more information on our software requirements and settings page.

No. Renaming or reordering accounts will only change the way they appear within your own ANZ Internet Banking for Business session. Operators cannot see these changes.

Yes. Payments can be made multiple times to the same account/payee in a multiple Pay Anyone payment.

• But you must specify only one of your own ANZ accounts as the "from" account to be debited for all payments.

This can be a result of many different factors such as your Security Device not being activated or number of authorisations required, etc.

• As such, we would recommend you contact the ANZ Internet Banking for Business Helpdesk on 1800 269 242 (International callers: +61 3 8699 6906) between 8.00am to 8.00pm Melbourne time, Monday to Friday for further assistance.

If you have been added as a new Authoriser in ANZ Internet Banking for Business, contact the ANZ Internet Banking for Business Helpdesk on 1800 269 242 (International callers: +61 3 8699 6906) between 8.00am to 8.00pm Melbourne time, Monday to Friday  to activate your Security Device and obtain a temporary password.

• After activation, the existing Pay Anyone limit set for the business will be available immediately, e.g. up to a maximum of $1,000,000.

Transfer between different legal entities is treated as payment to third parties and is subject to overnight confirmation before the funds are made available.

• As such the balances will reflect the transfer in the debiting account in real time, but the funds will not be available in the receiving account until the next working day.

To upload a payment file from an accounting software package, follow the steps below:

• Firstly ensure that the file is in the .aba file format as used in MYOB, QuickBooks and other packages.
• Go to the "Payments" menu.
• Select the type of payment you want to make
• Select the "Import a payment file" link.
• Select the "Continue" button.
• Select "Browse" to point to the file's location.
• Once selected, select "Continue" and the file will be uploaded to ANZ.
• Then follow with the prompts.

No. Multiple payments/transfers cannot be set up as recurring payments.

• They can only be future dated.
• If you want to make payments to the same payees for the same amount on a regular basis, you can save the payments as a template.
• The template can then be used every time you need to make the payments.

No. Once the recurring payment is authorised this authorises all future payments in the series.

• The recurring payment can be cancelled at any time from the "Manage future payments/transfers" under the "Payments" menu.
• Cancellation of recurring payment does not require multiple authorisations.

You will need the following information before you upload a payment file from any accounting software:

• Bank ID: ANZ
• APCA/Direct User ID: any six digit number (000000)
• Balancing Items Required: No

Yes. You can make changes to the uploaded payment file before authorising the transaction.

• Payees can be added, removed or have their payment amount altered.
• For example, after importing a payroll template from MYOB, you can remove payments for casuals not working this pay period.
• A file holding 90 items could be edited to reach the 999 items limit.

You cannot stop immediate multiple payments or payments to be processed today.

• You can only stop future dated payments if necessary.
• If you wish to delete future dated payments, the request must be lodged with ANZ Internet Banking prior to 11.59pm Melbourne time on the day prior to the payment date via the "Manage future payments/transfers" section.

Payee lists and payment templates are available to all Administrators and Authorisers in ANZ Internet Banking for Business as this information is held at the business level.

• Administrators can, however, restrict Operators from having access to payee lists for Pay Anyone, payroll, payment templates or direct debit functions.

Yes. The cut-off times are same as those for ANZ Internet Banking.

• Payments need to be authorised prior to 6.00pm Melbourne time on a bank business day. Any payments authorised after this time, will be processed the next bank business day.
• The cut-off time for transfers between accounts is 10.00pm Melbourne time on a bank business day.
• The standard cut-off time for direct debit is 6.00pm (AEST).
• ANZ recommends that all third party transactions of $500,000 and above are authorised prior to 4.00pm AEST to ensure we can contact you to verify payment details when required. If we are unable to contact you to verify transaction information, payments may be cancelled.

Transfers are processed overnight on bank business days. The time that it takes for the payee’s account to be credited will vary depending on the policy and systems of the bank the account is held with.

• Immediate payments/transfers submitted before 6.00pm Melbourne time on a bank business day are processed on that day.
• Immediate payments/transfers submitted after 6.00pm (AEST) or on weekends or public holidays are processed on the next bank business day.

The aba file consist of the payment details with payee's account details, reference number, amount to be debited/credited, your account details, etc. It must consist of the following three sections:

• Header record
• Detail records
• File total record

Please note that an aba file is a fixed width format therefore any unused character positions must be filled with spaces.

Transfers between different legal entities are treated as third party payments and are subject to overnight confirmation before the funds are made available.

• As such the balances will reflect the transfer in real time, but the funds will not be available until the next bank business day.