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How much could I borrow?
Get a quick estimate on how much you may be able to borrow based on your current income and existing financial commitments.
Home Loan Borrowing Power Calculator
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Understand your expenses to help budget and plan for your future financial goals, like buying a home.
Get a free ANZ Property Profile Reportdisclaimer
With a free ANZ Property Profile Report you’ll receive consolidated, essential information about a property, saving you time when looking to buy, invest or refinance.disclaimer
Includes:
- Property price predictiondisclaimer
- Comparable sales results in the area
- Sale and rental listings in the area
- Interesting suburb insights and trends
- Any recent sales history of the property
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Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
This estimate is based on the accuracy of the limited information provided. It is also based on a loan term of 30 years, payment type principal and interest and either an ANZ Standard Variable rate for home loans or an ANZ Standard Variable rate for residential investment property loans depending on the type of property you have selected. The estimate might be different if payment type is interest only. It does not constitute an offer of credit. To apply for an ANZ Home Loan you must complete an application. All applications for credit are subject to ANZ's normal credit approval criteria. ANZ does not store the information you provided to generate this document.
The calculation of estimated maximum home loan borrowing power excludes Lenders Mortgage Insurance. The value of the security property is also considered in any credit assessment criteria.
Minimum loan amounts apply to different loan types. For more information, visit anz.com or contact us.
*On eligible loans of $250K+ including any new lending. Apply by 31 January 2020 and settle by 30 April 2020. Only one payment permitted in any 12 month period (including under previous switching offers) and only for primary applicant for refinanced loan. Amount paid within 60 days after loan settlement to an eligible ANZ account only. See terms and conditions (PDF, 55kB). Fees, charges, eligibility criteria apply.
Property price information in an ANZ property profile report, such as a price prediction or price range, is an estimate, not a valuation. Property price information may not be available for all properties, is for personal domestic use only and may change daily. Actual sale prices may be different.
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