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How much could I borrow?
Get a quick estimate on how much you may be able to borrow based on your current income and existing financial commitments.
Home Loan Borrowing Power Calculator
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Understand your expenses to help budget and plan for your future financial goals, like buying a home.
Get a free ANZ Property Profile Reportdisclaimer
Request a free ANZ Property Profile Report and you’ll have essential information about a property in your hands. With a range of interesting facts and figures on the property, you’ll know if the open for inspection is worth the trip.disclaimer
Includes:
- A free property price prediction
- Comparable sales results in the area
- Sale and rental listings in the area
- Interesting suburb insights and trends
- Any recent sales history of the property
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Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
This estimate is based on the accuracy of the limited information provided. It is also based on a loan term of 30 years, repayment type principal and interest and either an ANZ Standard Variable rate for home loans or an ANZ Standard Variable rate for residential investment property loans depending on the type of property you have selected. The estimate might be different if repayment type is interest only. It does not constitute an offer of credit. To apply for an ANZ Home Loan you must complete an application. All applications for credit are subject to ANZ's normal credit approval criteria. ANZ does not store the information you provided to generate this document.
The calculation of estimated maximum home loan borrowing power excludes Lenders Mortgage Insurance. The value of the security property is also considered in any credit assessment criteria.
Minimum loan amounts apply to different loan types. For more information, visit anz.com or contact us.
*On eligible loans of $250K+ including any new lending. Apply by 31 January 2020 and settle by 30 April 2020. Only one payment permitted in any 12 month period (including under previous switching offers) and only for primary applicant for refinanced loan. Amount paid within 60 days after loan settlement to an eligible ANZ account only. See terms and conditions (PDF, 55kB). Fees, charges, eligibility criteria apply.
Property price predictions are estimates, not valuations. Predictions available for listed properties only (exceptions apply) and may change daily. Actual sale prices may differ. Accuracy assessed on final pre-sale predictions and national market comparison of free price predictor estimates or range midpoints for listed properties (excluding agents’ price guides). Sales data as at July 2019.
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