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How much could I borrow?

Get a quick estimate on how much you may be able to borrow based on your current income and existing financial commitments.

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Want an estimate of how much your repayments could be?
ANZ repayments calculator

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Budget, bid and buy with more confidence. Leave us your details and we'll be in touch soon. 

By submitting this form, you acknowledge and agree: that ANZ may collect and use your personal information for the purposes of answering your enquiry, and planning and improving ANZ’s products and services. ANZ may also contact you to assist with any home loan needs, or disclose your personal information to an ANZ Mobile Lender (an independently operated franchise of ANZ).

 

ANZ's Privacy Policy explains how ANZ handles personal information and explains how you may access and seek correction of the information ANZ holds about you or raise a concern about how ANZ has handled your information.

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You can also chat to an ANZ accredited broker for help with your home buying, investing or refinancing needs.

   

Important information

Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.

This estimate is based on the accuracy of the limited information provided. It is also based on a loan term of 30 years, payment type principal and interest and either an ANZ Standard Variable rate for home loans or an ANZ Standard Variable rate for residential investment property loans depending on the type of property you have selected. The estimate might be different if payment type is interest only. It does not constitute an offer of credit. To apply for an ANZ Home Loan you must complete an application. All applications for credit are subject to ANZ's normal credit approval criteria. ANZ does not store the information you provided to generate this document.

The calculation of estimated maximum home loan borrowing power excludes Lenders Mortgage Insurance. The value of the security property is also considered in any credit assessment criteria.

Minimum loan amounts apply to different loan types. For more information, visit anz.com or contact us.

ANZ may provide pre-approval (also known as approval in principle or conditional approval) to eligible customers who apply for an ANZ home loan and complete an application form and satisfy any other applicable requirements. Pre-approval is an approval for a loan subject to conditions being met, including that security is satisfactory to ANZ. Australian Credit Licence Number 234527.

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ANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.

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