How much could I borrow?
Get a quick estimate on how much you may be able to borrow based on your current income and existing financial commitments.
Home Loan Borrowing Power Calculator
Your details
Your earnings
Your expenses
Understand your expenses to help budget and plan for your future financial goals, like buying a home.
Get a free ANZ Property Profile Reportdisclaimer
Request a free ANZ Property Profile Report and you’ll have essential information about a property in your hands. With a range of interesting facts and figures on the property, you’ll know if the open for inspection is worth the trip.disclaimer
Includes:
- A free property price prediction
- Comparable sales results in the area
- Sale and rental listings in the area
- Interesting suburb insights and trends
- Any recent sales history of the property
Contact us, we're here to help
Mon-Fri 8.00am to 8.00pm (AEST),
Sat-Sun 8.00am to 6.00pm (AEST)
All applications for credit are subject to ANZ's normal credit approval criteria. Product terms and conditions are available on application. Fees and charges apply.
This estimate is based on the accuracy of the limited information provided. It is also based on a loan term of 30 years, repayment type principal and interest and either an ANZ Standard Variable rate for home loans or an ANZ Standard Variable rate for residential investment property loans depending on the type of property you have selected. The estimate might be different if repayment type is interest only. It does not constitute an offer of credit. To apply for an ANZ Home Loan you must complete an application. All applications for credit are subject to ANZ's normal credit approval criteria. ANZ does not store the information you provided to generate this document.
The calculation of estimated maximum home loan borrowing power excludes Lenders Mortgage Insurance. The value of the security property is also considered in any credit assessment criteria.
Minimum loan amounts apply to different loan types. For more information, visit anz.com or contact us.
Property price predictions are estimates, not valuations. Predictions available for listed properties only (exceptions apply) and may change daily. Actual sale prices may differ. Accuracy assessed on final pre-sale predictions and national market comparison of free price predictor estimates or range midpoints for listed properties (excluding agents’ price guides). Sales data as at August and November 2018.
Back to top