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Rate changes

Rate decision – 18 April 2019

ANZ today announced it has increased the special offer discount available on ANZ Simplicity PLUS Residential Investment Property Loans with principal and interest repayments. The offer is only available to eligible customers who obtain new or additional lending from ANZ of at least $50,000.

As part of this special offer discount, LVR (what is LVR?) tiering will be introduced for ANZ Simplicity PLUS Residential Investment Property Loans with principal and interest repayments.

The new interest rates for ANZ Simplicity PLUS Residential Investment Property Loans with principal and interest repayments are as follows:

ANZ Simplicity PLUS Residential Investment Property Loan

with principal and interest repayments

 
  Interest Rate Comparison ratedisclaimer

Special interest rate
(borrowing ≤ 80% of the property valuedisclaimer)

 disclaimer

  

Special interest rate
(borrowing > 80% of the property valuedisclaimer)

  disclaimer

  

Eligibility criteria

Eligible applicants must satisfy the following to receive this special offer discount:

  • Be approved for, and draw down, an ANZ Simplicity PLUS Residential Investment Property Loan with principal and interest repayments;
  • ANZ Simplicity PLUS Residential Investment Property Loan is for new or additional lending of $50,000 or more.

Customers with eligible loans which receive this special offer discount may also be entitled to a waiver (or refund) of the loan approval fee and any renegotiation fee in relation to their eligible loan (although that waiver or refund is not automatically applied and must be requested by the customer).

The new special offer discount will be automatically applied to eligible loans where the loan application was submitted on or after 18 April 2019. 

This special offer discount may be withdrawn or changed by ANZ at any time.

ANZ Simplicity PLUS loans are not available with an ANZ Breakfree package.

 

These changes are effective from 18 April 2019.

Questions to consider

I would like more information. Who can I speak to?

If you would like more information, visit any ANZ Branch, call us on 13 13 14 or refer to our interest rates page.

What can I do if I'm having difficulty making my repayments?

Please contact us so we can review your situation and explore the available options. More information can be found at our dedicated Hardship online site.

 

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period.

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Property value is ANZ's valuation of the security property and may be different to the price you pay for a property.

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The rate shown is the Simplicity PLUS Residential Investment Property Loan index less the applicable special offer discount. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime. 

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