Simpler home loans.
What a feeling.
We’ve simplified our home loans and dropped bundled packages.
No more packages. No annual package fee. Same great rates.
Simpler home loans.
What a feeling.
We’ve simplified our home loans and dropped bundled packages.
No more packages. No annual package fee. Same great rates.
We've redesigned our
Institutional & Corporate website
To access your digital banking platforms, visit ANZ Digital Services.
Information on Markets, International services and FX, Transaction services and Financing can now be found under Solutions.
More options to help you secure the home you want
With an ANZ Security Guarantee, a family member could help you to get into your home faster.
If you need to borrow more than 80% of the amount your property is valued at by ANZ, you'll generally need to pay Lenders Mortgage Insurance (LMI). An ANZ Security Guarantee allows a guarantor (a family member who meets ANZ's requirements) to use the equity in their own home as additional security for your loan. This means that it could be used to reduce your Loan to Value Ratio (LVR) to below 80%, so you may be able to buy a property sooner and avoid paying LMI.
It is important to remember that the decision to use an ANZ Security Guarantee should not be taken lightly. If for some reason you are unable to repay your loan, the responsibility is passed to your guarantor. Because of this, it's important that guarantors have enough time to carefully consider their obligations as a guarantor before entering into a guarantee with ANZ. Once the loan is approved, and the Guarantor has been provided with the guarantee documents, ANZ will ensure that the guarantor has at least three days to carefully review these documents and make their decision. ANZ strongly recommends that guarantors seek independent legal and financial advice before signing a guarantee.
Contact us to find out more about an ANZ Security Guarantee.
The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.
Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.
The Lenders Mortgage Insurance (LMI) premium payable is estimated at approximately $8,000 based on a $400,000 owner occupier loan with a Loan to Value Ratio (LVR) of 90% (92% including capitalisation of LMI). The LMI premium will vary based on the LVR.
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